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RNST NYSE

Renasant Corporation
1W: +5.1% 1M: +3.4% 3M: -4.4% YTD: +20.1% 1Y: +23.8% 3Y: +79.5% 5Y: +25.7%
$41.59
-0.15 (-0.37%)
After Hours: $41.79 (+0.20, +0.47%)
Weekly Expected Move ±2.8%
$39 $40 $42 $43 $44
NYSE · Financial Services · Banks - Regional · Tech Score Buy · Power 65 · $3.8B mcap · 89M float · 0.756% daily turnover · Short 55% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue
$1.4B +39.1% ▲
5Y CAGR: +14.6%
Gross Profit
$878M +34.5% ▲
5Y CAGR: +8.9%
Operating Income
$227M -7.4% ▼
5Y CAGR: +17.0%
Net Income
$181M -7.3% ▼
5Y CAGR: +16.7%
EPS (Diluted)
$2.07 -36.7% ▼
5Y CAGR: +6.9%
EBITDA
$243M -12.4% ▼
5Y CAGR: +12.0%

Profit Margins

Year-over-Year Growth

View Full Income Statement
Line ItemFY2021FY2022FY2023FY2024FY2025
Revenue$696M$691M$910M$1.0B$1.4B
YoY Growth-4.9%-0.7%+31.6%+14.1%+39.1%
Cost of Revenue$43M$84M$294M$385M$566M
Gross Profit$653M$607M$616M$653M$878M
Gross Margin93.9%87.8%67.7%62.9%60.8%
R&D Expenses$0$0$0$0$0
SG&A Expenses$293M$276M$296M$300M$387M
Operating Expenses$430M$395M$439M$408M$652M
Operating Income$223M$211M$177M$245M$227M
Operating Margin32.0%30.6%19.5%23.6%15.7%
Interest Expense$45M$61M$278M$376M$458M
Income Before Tax$223M$211M$177M$245M$227M
Tax Expense$47M$45M$33M$50M$45M
Net Income$176M$166M$145M$195M$181M
Net Margin25.3%24.0%15.9%18.8%12.6%
EPS (Diluted)$3.12$2.95$2.56$3.27$2.07
EBITDA$270M$254M$212M$277M$243M
Shares Outstanding56M56M56M60M95M

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms