— Know what they know.
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Not Investment Advice
Also trades as: SF-PD (NYSE) · $vol 0M · SF-PB (NYSE) · $vol 0M

SF-PC NYSE

Stifel Financial Corp.
1W: -4.6% 1M: -3.6% 3M: -6.3% YTD: -10.6% 1Y: -13.8% 3Y: -1.3% 5Y: -2.3%
$20.66
-0.50 (-2.36%)
 
Weekly Expected Move ±3.2%
$19 $20 $21 $21 $22
NYSE · Financial Services · Investment - Banking & Investment Services · Tech Score Strong Sell · Power 37 · $2.1B mcap · 99M float · 0.020% daily turnover
Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings
Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest Supply Chain

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
Analyst Recommendations
Strong Buy: 0Buy: 7Hold: 7Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$—
Analysts0
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2022-03-15 Stifel Nicolaus Stephen Gengaro Initiated $30 — +19.3% $25.15

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A+
Oct 02, 2026
DCF
5
ROE
5
ROA
5
D/E
2
P/E
4
P/B
4
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. SF-PC receives an overall rating of A+. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5), P/E (4/5), P/B (4/5). Areas of concern: D/E (2/5).
Rating Change History
DateFromTo
2026-08-05 C+ A+
2026-07-23 A+ C+
2026-07-22 A A+
2026-07-01 A+ A
2026-05-04 C+ A+
2026-04-23 A+ C+
2026-02-26 C+ A+
2026-01-30 A C+

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 46 Grade B
Profitability
65
Balance Sheet
61
Earnings Quality
76
Growth
67
Value
98
Momentum
67
Safety
15
Cash Flow
33
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. SF-PC scores highest in Value (98/100) and lowest in Safety (15/100). A grade of B indicates above-average fundamentals with room for improvement in select areas.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
0.52
Distress Zone
Piotroski F-Score
6/9
✓ ✓ ✓ ✗ ✓ ✓ ✗ ✗ ✓
Beneish M-Score
-3.01
Unlikely Manipulator
Ohlson O-Score
-6.34
Bankruptcy prob: 0.2%
Low Risk
Credit Rating
BBB
Score: 58.0/100
Trend: Improving
Earnings Quality
25/100
OCF/NI: 0.47x
Accruals: 1.2%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. SF-PC scores 0.52, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. SF-PC scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. SF-PC's score of -3.01 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. SF-PC's implied 0.2% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. SF-PC receives an estimated rating of BBB (score: 58.0/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). SF-PC's score of 25/100 is low — reported earnings may not be fully supported by cash flows.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
7.73x
PEG
0.12x
P/S
1.60x
P/B
1.20x
P/FCF
5.79x
P/OCF
5.39x
EV/EBITDA
-0.27x
EV/Revenue
-0.07x
EV/EBIT
-0.29x
EV/FCF
-1.11x
Earnings Yield
39.46%
FCF Yield
17.28%
Shareholder Yield
24.54%
Graham Number
$102.94
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 7.7x earnings, SF-PC trades at a deep value multiple. An earnings yield of 39.5% exceeds typical risk-free rates, suggesting equities are being compensated for risk. Graham's intrinsic value formula yields $102.94 per share, suggesting a potential 398% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.782
NI / EBT
×
Interest Burden
0.765
EBT / EBIT
×
EBIT Margin
0.239
EBIT / Rev
×
Asset Turnover
0.158
Rev / Assets
×
Equity Multiplier
7.301
Assets / Equity
=
ROE
16.4%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. SF-PC's ROE of 16.4% is driven by financial leverage (equity multiplier: 7.30x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
15.00%
Fair P/E
38.50x
Intrinsic Value
$332.73
Price/Value
0.07x
Margin of Safety
93.42%
Premium
-93.42%
Assessment
Undervalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with SF-PC's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. SF-PC actually compounded EPS at 16.7% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. At an intrinsic value of $332.73, SF-PC appears undervalued with a 93% margin of safety. The adjusted fair P/E of 38.5x compares to the current market P/E of 7.7x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1606 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$20.66
Median 1Y
$20.90
5th Pctile
$16.06
95th Pctile
$27.25
Ann. Volatility
15.6%
25th–75th percentile 5th–95th percentile Median path Historical

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Ronald J. Kruszewski
Chairman and Chief Executive Officer
 $200,000 $6,000,000 $9,313,235
Victor J. Nesi
President and Co-Director, Institutional Group
 $250,000 $3,300,000 $5,553,750
James M. Zemlyak
President and Chief Financial Officer
 $250,000 $2,827,500 $4,785,667
Thomas P. Mulroy
President and Co-Director, Institutional Group
 $250,000 $2,800,000 $4,758,355
Thomas B. Michaud
Senior Vice President
 $250,000 $2,650,000 $4,523,183

CEO Pay Ratio

26:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $9,313,235
Avg Employee Cost (SGA/emp): $363,570
Employees: 9,000

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
9,000
0.0% YoY
Revenue / Employee
$699,753
Rev: $6,297,774,000
Profit / Employee
$75,975
NI: $683,779,000
SGA / Employee
$363,570
Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 17.0% 17.8% 17.6% 16.4% 14.9% 12.8% 12.4% 11.8% 10.3% 9.8% 10.0% 10.4% 12.0% 13.3% 11.5% 11.1% 11.7% 11.7% 15.3% 16.4% 16.43%
ROA 2.7% 2.7% 2.6% 2.4% 2.2% 1.9% 1.8% 1.7% 1.4% 1.4% 1.4% 1.5% 1.7% 1.9% 1.6% 1.6% 1.6% 1.7% 2.1% 2.2% 2.25%
ROIC 28.5% 25.2% 19.4% 19.7% 17.7% 19.9% 20.2% 15.4% 17.2% 11.5% 15.1% 12.5% 13.0% 13.4% 11.2% 9.5% 13.0% 11.6% 17.7% 40.9% 40.87%
ROCE 14.4% 14.7% 15.8% 14.9% 13.8% 12.2% 12.6% 11.9% 10.6% 8.7% 9.2% 9.5% 11.1% 11.4% 10.2% 9.7% 10.2% 2.1% 16.3% 3.6% 3.62%
Gross Margin 99.2% 99.2% 98.4% 97.3% 93.9% 90.2% 87.2% 83.8% 81.6% 82.1% 81.5% 82.7% 82.4% 84.8% 84.5% 85.4% 86.8% 89.0% 82.8% 80.8% 80.83%
Operating Margin 22.9% 23.5% 20.5% 19.7% 18.9% 19.0% 16.8% 14.8% 8.7% 15.0% 15.6% 15.6% 14.8% 16.9% 4.4% 14.5% 17.7% 17.6% 32.6% 30.5% 30.54%
Net Margin 17.2% 19.3% 15.6% 14.5% 13.9% 14.3% 12.6% 10.9% 5.4% 11.8% 11.7% 11.4% 10.9% 15.5% 3.6% 10.5% 13.1% 15.1% 15.1% 13.8% 13.82%
EBITDA Margin 24.3% 24.8% 22.0% 21.3% 20.4% 20.5% 18.4% 16.3% 10.3% 16.8% 17.1% 17.2% 16.3% 18.2% 5.8% 15.9% 19.0% 22.5% 32.4% 29.7% 29.74%
FCF Margin 16.2% 14.4% 11.2% 18.7% 11.6% 22.1% 27.6% 25.8% 18.9% 8.8% 4.3% 5.5% 0.0% 7.1% 13.6% 16.1% 22.3% 15.8% 12.8% 6.3% 6.26%
OCF Margin 20.1% 18.4% 15.2% 22.8% 12.9% 23.9% 29.4% 27.5% 20.4% 9.8% 5.2% 6.8% 1.2% 8.3% 15.0% 17.1% 23.3% 16.8% 14.2% 6.7% 6.72%
ROE 3Y Avg snapshot only 12.38%
ROE 5Y Avg snapshot only 12.82%
ROA 3Y Avg snapshot only 1.71%
ROIC 3Y Avg snapshot only 20.38%
ROIC Economic snapshot only 19.05%
Cash ROA snapshot only 1.00%
Cash ROIC snapshot only 14.32%
CROIC snapshot only 13.34%
NOPAT Margin snapshot only 19.17%
Pretax Margin snapshot only 18.27%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 38.98%
SBC / Revenue snapshot only 6.66%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio 3.41 3.04 2.94 2.99 3.05 3.52 3.61 3.83 4.44 4.72 4.67 4.20 4.11 3.56 3.99 3.91 3.93 3.75 3.00 2.53 7.732
P/S Ratio 0.57 0.53 0.51 0.50 0.49 0.51 0.50 0.50 0.48 0.48 0.47 0.43 0.47 0.44 0.42 0.40 0.43 0.41 0.41 0.36 1.596
P/B Ratio 0.53 0.50 0.48 0.46 0.44 0.44 0.44 0.44 0.45 0.47 0.47 0.44 0.48 0.46 0.45 0.43 0.45 0.43 0.44 0.40 1.201
P/FCF 3.55 3.67 4.61 2.68 4.20 2.32 1.80 1.92 2.55 5.52 10.80 7.73 1550.57 6.25 3.06 2.49 1.91 2.58 3.19 5.79 5.786
P/OCF 2.85 2.88 3.39 2.21 3.78 2.14 1.69 1.80 2.35 4.94 8.99 6.30 37.61 5.31 2.79 2.34 1.82 2.43 2.86 5.39 5.390
EV/EBITDA 0.39 0.66 1.43 1.14 1.22 0.35 0.21 1.15 0.33 2.16 0.87 1.69 2.21 2.34 2.89 3.82 2.16 2.41 1.76 -0.27 -0.269
EV/Revenue 0.09 0.16 0.34 0.26 0.27 0.07 0.04 0.22 0.05 0.33 0.13 0.26 0.37 0.40 0.42 0.54 0.32 0.39 0.40 -0.07 -0.070
EV/EBIT 0.41 0.70 1.52 1.21 1.31 0.38 0.23 1.26 0.36 2.41 0.98 1.88 2.43 2.56 3.20 4.24 2.38 2.83 1.97 -0.29 -0.292
EV/FCF 0.56 1.10 3.07 1.41 2.35 0.33 0.15 0.84 0.28 3.81 3.06 4.72 1226.49 5.71 3.06 3.37 1.45 2.48 3.13 -1.11 -1.113
Earnings Yield 29.3% 32.8% 34.0% 33.4% 32.8% 28.4% 27.7% 26.1% 22.5% 21.2% 21.4% 23.8% 24.3% 28.1% 25.1% 25.6% 25.5% 26.7% 33.3% 39.5% 39.46%
FCF Yield 28.2% 27.2% 21.7% 37.3% 23.8% 43.1% 55.4% 52.1% 39.3% 18.1% 9.3% 12.9% 0.1% 16.0% 32.6% 40.2% 52.3% 38.7% 31.4% 17.3% 17.28%
PEG Ratio snapshot only 0.120
Price/Tangible Book snapshot only 0.542
EV/OCF snapshot only -1.037
EV/Gross Profit snapshot only -0.082
Acquirers Multiple snapshot only -0.284
Shareholder Yield snapshot only 24.54%
Graham Number snapshot only $102.94
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 0.25 0.22 0.19 0.17 0.16 0.17 0.18 0.15 0.18 0.16 0.21 0.18 0.16 0.13 0.12 0.11 0.15 5.24 0.14 4.44 4.440
Quick Ratio 0.25 0.22 0.19 0.17 0.16 0.17 0.18 0.15 0.18 0.16 0.21 0.18 0.16 0.13 0.12 0.11 0.15 5.24 0.14 4.44 4.440
Debt/Equity 0.45 0.46 0.53 0.46 0.40 0.35 0.42 0.40 0.41 0.55 0.60 0.61 0.54 0.49 0.55 0.55 0.54 0.36 0.55 0.14 0.140
Net Debt/Equity -0.45 -0.35 -0.16 -0.22 -0.19 -0.37 -0.40 -0.25 -0.40 -0.14 -0.34 -0.17 -0.10 -0.04 -0.00 0.15 -0.11 -0.02 -0.01 -0.48 -0.479
Debt/Assets 0.07 0.07 0.08 0.06 0.06 0.05 0.06 0.06 0.06 0.08 0.08 0.09 0.08 0.07 0.08 0.08 0.07 0.05 0.08 0.02 0.019
Debt/EBITDA 2.05 2.05 2.36 2.15 1.99 1.93 2.40 2.39 2.67 3.70 3.93 3.87 3.11 2.73 3.53 3.67 3.38 2.14 2.24 0.49 0.486
Net Debt/EBITDA -2.06 -1.56 -0.71 -1.03 -0.97 -2.09 -2.27 -1.47 -2.61 -0.97 -2.21 -1.08 -0.58 -0.22 -0.00 0.99 -0.69 -0.10 -0.03 -1.67 -1.667
Interest Coverage 18.49 23.20 26.00 23.11 10.33 4.40 2.50 1.60 1.08 0.87 0.79 0.79 0.87 0.95 0.82 0.84 0.97 1.07 1.67 2.06 2.064
Equity Multiplier 6.43 6.76 6.94 7.12 7.20 6.98 7.25 6.98 7.22 7.13 7.25 7.00 7.01 7.02 7.29 7.12 7.24 6.96 7.17 7.47 7.468
Cash Ratio snapshot only 4.440
Debt Service Coverage snapshot only 2.236
Cash to Debt snapshot only 4.432
FCF to Debt snapshot only 0.497
Defensive Interval snapshot only 336.9 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.16 0.16 0.15 0.14 0.14 0.13 0.13 0.13 0.13 0.14 0.14 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.16 0.16 0.158
Inventory Turnover — — — — — — — — — — — — — — — — — — — — —
Receivables Turnover 4.10 4.55 3.75 3.51 3.96 4.37 4.11 4.29 4.68 5.78 5.73 6.31 6.31 6.77 6.50 6.79 6.31 4.83 5.25 14.55 14.547
Payables Turnover 0.02 0.01 0.02 0.03 0.05 0.10 0.15 0.23 0.29 0.49 0.46 0.53 0.52 0.82 0.62 0.67 0.59 1.39 0.62 1.44 1.441
DSO 89 80 97 104 92 83 89 85 78 63 64 58 58 54 56 54 58 76 69 25 25.1 days
DIO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.0 days
DPO 24133 25264 22443 13266 7527 3491 2401 1590 1247 739 798 686 700 447 591 545 622 262 589 253 253.3 days
Cash Conversion Cycle -24043 -25184 -22346 -13162 -7435 -3408 -2312 -1505 -1169 -675 -735 -629 -642 -393 -535 -492 -564 -186 -520 -228 -228.2 days
Fixed Asset Turnover snapshot only 6.689
Cash Velocity snapshot only 1.794
Capital Intensity snapshot only 6.727
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 1.6% 69.8% 20.2% 11.8% 4.7% -4.3% -1.0% 2.2% 6.3% 12.3% 12.3% 14.2% 14.7% 15.4% 13.0% 8.8% 7.6% 6.9% 9.6% 12.0% 11.97%
Net Income 2.3% 97.9% 39.9% 15.9% -0.7% -19.7% -21.7% -21.4% -28.1% -21.1% -18.2% -9.7% 21.1% 40.0% 17.4% 9.1% 2.1% -6.5% 42.1% 56.2% 56.19%
EPS 2.2% 94.3% 39.6% 17.1% 0.4% -18.5% -19.9% -18.9% -25.6% -16.9% -14.2% -6.8% 23.5% 39.0% 16.8% 10.6% 3.0% -5.0% 42.5% 54.1% 54.07%
FCF -45.4% -58.5% -52.8% 2.1% -25.0% 46.9% 1.5% 40.6% 72.7% -55.5% -82.3% -75.4% -99.8% -6.9% 2.5% 2.2% 790.1% 1.4% 2.8% -56.4% -56.40%
EBITDA 2.2% 94.3% 37.1% 14.9% -0.7% -15.5% -16.9% -16.9% -22.0% -17.5% -15.1% -6.2% 18.2% 28.7% 7.4% -0.7% -4.7% 0.5% 72.0% 1.0% 1.05%
Op. Income 2.3% 99.1% 39.6% 15.3% -1.3% -17.1% -18.6% -18.6% -24.3% -20.2% -17.6% -8.4% 18.2% 31.4% 8.1% -0.1% -4.5% -6.2% 74.6% 1.2% 1.15%
OCF Growth snapshot only -56.02%
Asset Growth snapshot only 12.66%
Equity Growth snapshot only 7.44%
Debt Growth snapshot only -72.85%
Shares Change snapshot only 1.38%
Dividend Growth snapshot only 4.48%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y — — — — — — — 76.5% 41.9% 22.2% 10.2% 9.3% 8.5% 7.4% 7.9% 8.3% 9.5% 11.5% 11.6% 11.6% 11.64%
Revenue 5Y — — — — — — — — — — — — — — — 46.9% 28.7% 17.6% 10.6% 9.7% 9.72%
EPS 3Y — — — — — — — 77.9% 33.2% 9.6% -1.3% -4.0% -2.7% -2.0% -7.0% -5.8% -1.8% 3.1% 12.6% 16.7% 16.67%
EPS 5Y — — — — — — — — — — — — — — — 42.1% 24.6% 11.7% 9.8% 8.6% 8.55%
Net Income 3Y — — — — — — — 79.1% 32.9% 7.8% -3.6% -6.3% -4.7% -3.9% -9.1% -8.2% -3.9% 1.1% 10.9% 15.5% 15.45%
Net Income 5Y — — — — — — — — — — — — — — — 41.4% 23.8% 10.4% 8.4% 7.0% 6.99%
EBITDA 3Y — — — — — — — 79.1% 34.8% 10.6% -1.1% -3.6% -2.9% -3.6% -8.8% -8.2% -4.2% 2.2% 16.2% 24.1% 24.08%
EBITDA 5Y — — — — — — — — — — — — — — — 39.9% 22.5% 11.9% 12.3% 12.8% 12.78%
Gross Profit 3Y — — — — — — — 71.7% 35.9% 15.9% 3.8% 2.6% 1.9% 1.2% 2.0% 2.8% 4.8% 8.2% 9.2% 10.1% 10.07%
Gross Profit 5Y — — — — — — — — — — — — — — — 43.0% 25.3% 14.8% 7.7% 6.4% 6.40%
Op. Income 3Y — — — — — — — 79.8% 34.6% 9.6% -2.2% -4.9% -4.1% -4.5% -10.2% -9.4% -5.1% -0.5% 15.9% 25.4% 25.37%
Op. Income 5Y — — — — — — — — — — — — — — — 39.7% 22.4% 10.2% 12.1% 13.1% 13.09%
FCF 3Y — — — — — — — 11.2% -10.9% -35.2% -41.1% 2.1% -86.6% -15.2% 15.3% 2.9% 36.1% -0.4% -13.7% -30.4% -30.37%
FCF 5Y — — — — — — — — — — — — — — — 1.3% 0.6% -9.6% -5.7% 7.9% 7.90%
OCF 3Y — — — — — — — 13.4% -9.0% -33.1% -37.9% 4.6% -57.1% -17.5% 7.4% -1.6% 33.5% -1.0% -12.5% -30.2% -30.22%
OCF 5Y — — — — — — — — — — — — — — — 2.4% 1.3% -8.7% -4.2% 6.6% 6.59%
Assets 3Y — — — — — — — 13.3% 14.0% 12.3% 10.8% 8.3% 8.1% 5.4% 4.8% 3.0% 3.5% 3.8% 3.6% 6.4% 6.38%
Assets 5Y — — — — — — — — — — — — — — — 9.2% 10.3% 9.3% 8.8% 8.6% 8.59%
Equity 3Y — — — — — — — 11.2% 9.2% 7.7% 6.9% 6.2% 5.1% 4.1% 3.1% 3.0% 3.3% 3.9% 4.0% 4.0% 4.02%
Book Value 3Y — — — — — — — 10.5% 9.3% 9.4% 9.4% 8.8% 7.4% 6.2% 5.4% 5.6% 5.5% 6.0% 5.5% 5.1% 5.11%
Dividend 3Y — — — — — — — 9.4% 7.5% 7.1% 8.5% 7.2% 6.8% 6.4% 3.9% 6.5% 5.2% 4.4% 4.9% 3.0% 3.01%
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability — — — 0.85 0.80 0.66 0.70 0.72 0.73 0.71 0.87 0.93 0.91 0.75 0.86 0.87 0.92 0.99 0.98 0.97 0.971
Earnings Stability — — — 0.87 0.74 0.36 0.05 0.49 0.23 0.01 0.13 0.26 0.21 0.10 0.11 0.20 0.20 0.11 0.08 0.08 0.080
Margin Stability — — — 0.99 0.99 0.98 0.96 0.95 0.93 0.92 0.92 0.91 0.91 0.91 0.91 0.92 0.92 0.92 0.92 0.92 0.923
Rev. Growth Consistency 0.50 0.50 0.50 1.00 1.00 0.00 0.00 1.00 1.00 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.50 0.50 0.50 1.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 0.00 1.00 1.00 1.000
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence — — — 0.94 1.00 0.92 0.91 0.91 0.89 0.92 0.93 0.96 0.92 0.84 0.93 0.96 0.99 0.97 0.83 0.50 0.500
Earnings Smoothness 0.00 0.34 0.67 0.85 0.99 0.78 0.76 0.76 0.67 0.76 0.80 0.90 0.81 0.67 0.84 0.91 0.98 0.93 0.65 0.56 0.561
ROE Trend — — — 0.06 0.04 -0.01 -0.03 -0.04 -0.05 -0.05 -0.04 -0.03 -0.01 0.02 0.00 -0.00 0.01 0.00 0.04 0.05 0.052
Gross Margin Trend — — — 0.01 -0.01 -0.04 -0.07 -0.10 -0.13 -0.13 -0.13 -0.12 -0.09 -0.06 -0.03 -0.01 0.01 0.03 0.03 0.02 0.018
FCF Margin Trend — — — -0.36 -0.35 -0.15 0.08 0.13 0.05 -0.09 -0.15 -0.17 -0.15 -0.08 -0.02 0.00 0.13 0.08 0.04 -0.05 -0.046
Sustainable Growth Rate 14.9% 15.6% 15.0% 13.4% 11.8% 9.5% 8.9% 8.2% 6.5% 6.1% 5.9% 6.4% 7.9% 9.2% 7.3% 6.7% 7.5% 7.5% 11.0% 12.0% 12.02%
Internal Growth Rate 2.4% 2.4% 2.3% 2.0% 1.8% 1.4% 1.3% 1.2% 0.9% 0.9% 0.8% 0.9% 1.1% 1.3% 1.0% 1.0% 1.1% 1.1% 1.5% 1.7% 1.67%
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 1.19 1.06 0.87 1.36 0.80 1.64 2.13 2.13 1.88 0.96 0.52 0.67 0.11 0.67 1.43 1.67 2.15 1.54 1.05 0.47 0.470
FCF/OCF 0.80 0.78 0.74 0.82 0.90 0.92 0.94 0.94 0.92 0.90 0.83 0.82 0.02 0.85 0.91 0.94 0.95 0.94 0.90 0.93 0.932
FCF/Net Income snapshot only 0.438
OCF/EBITDA snapshot only 0.259
CapEx/Revenue 3.9% 4.0% 4.0% 4.0% 1.3% 1.8% 1.8% 1.7% 1.5% 1.0% 0.9% 1.3% 1.2% 1.3% 1.4% 1.0% 1.1% 1.0% 1.4% 0.5% 0.46%
CapEx/Depreciation snapshot only 0.230
Accruals Ratio -0.01 -0.00 0.00 -0.01 0.00 -0.01 -0.02 -0.02 -0.01 0.00 0.01 0.00 0.02 0.01 -0.01 -0.01 -0.02 -0.01 -0.00 0.01 0.012
Sloan Accruals snapshot only 0.739
Cash Flow Adequacy snapshot only 1.565
Earnings Quality Score snapshot only 0.250
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 3.7% 4.1% 5.1% 6.0% 6.9% 7.3% 7.8% 7.9% 8.1% 8.1% 8.8% 9.2% 8.3% 8.7% 9.2% 10.1% 9.3% 9.5% 9.5% 10.6% 1.89%
Dividend/Share $0.79 $0.86 $1.05 $1.20 $1.34 $1.46 $1.57 $1.65 $1.71 $1.80 $1.97 $1.96 $1.99 $2.03 $2.05 $2.22 $2.20 $2.21 $2.27 $2.32 $1.33
Payout Ratio 12.4% 12.4% 15.0% 17.9% 21.0% 25.8% 28.1% 30.4% 36.2% 38.3% 40.9% 38.6% 34.1% 31.1% 36.6% 39.6% 36.4% 35.6% 28.4% 26.8% 26.83%
FCF Payout Ratio 13.0% 14.9% 23.5% 16.0% 29.0% 17.0% 14.0% 15.2% 20.8% 44.8% 94.7% 71.0% 128.5% 54.6% 28.1% 25.2% 17.7% 24.5% 30.2% 61.3% 61.25%
Total Payout Ratio 23.9% 33.3% 34.5% 38.5% 36.9% 41.8% 59.1% 71.8% 1.1% 1.2% 1.2% 99.5% 71.3% 50.8% 65.0% 79.2% 74.6% 71.4% 56.6% 62.2% 62.19%
Div. Increase Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Chowder Number 1.53 0.81 0.57 0.64 0.75 0.75 0.55 0.42 0.32 0.25 0.28 0.24 0.22 0.22 0.14 0.22 0.18 0.17 0.20 0.16 0.165
Buyback Yield 3.4% 6.9% 6.6% 6.9% 5.2% 4.5% 8.6% 10.8% 15.8% 18.0% 16.6% 14.5% 9.1% 5.5% 7.1% 10.1% 9.7% 9.5% 9.4% 14.0% 13.96%
Net Buyback Yield 3.4% 6.9% 6.6% 6.9% 5.2% 4.5% 8.6% 10.8% 15.8% 18.0% 16.6% 14.5% 9.1% 5.5% 7.1% 10.1% 9.7% 9.5% 9.4% 14.0% 13.96%
Total Shareholder Return 7.0% 10.9% 11.7% 12.9% 12.1% 11.9% 16.4% 18.7% 23.9% 26.1% 25.4% 23.7% 17.4% 14.3% 16.3% 20.3% 19.0% 19.0% 18.9% 24.5% 24.54%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) 0.76 0.77 0.77 0.77 0.77 0.75 0.74 0.75 0.73 0.74 0.74 0.74 0.75 0.79 0.80 0.80 0.80 0.78 0.78 0.78 0.782
Interest Burden (EBT/EBIT) 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 0.86 0.76 0.765
EBIT Margin 0.22 0.22 0.23 0.22 0.21 0.19 0.19 0.17 0.15 0.14 0.14 0.14 0.15 0.16 0.13 0.13 0.14 0.14 0.20 0.24 0.239
Asset Turnover 0.16 0.16 0.15 0.14 0.14 0.13 0.13 0.13 0.13 0.14 0.14 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.16 0.16 0.158
Equity Multiplier 6.39 6.54 6.75 6.87 6.83 6.87 7.10 7.05 7.21 7.05 7.25 6.99 7.11 7.07 7.27 7.06 7.13 6.99 7.23 7.30 7.301
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $6.35 $6.93 $6.99 $6.71 $6.37 $5.65 $5.60 $5.44 $4.74 $4.69 $4.81 $5.07 $5.85 $6.52 $5.61 $5.61 $6.03 $6.20 $8.00 $8.64 $8.64
Book Value/Share $40.44 $42.33 $42.78 $43.65 $44.60 $45.46 $46.17 $46.92 $46.31 $47.56 $47.95 $48.95 $50.07 $50.73 $50.06 $51.42 $52.30 $54.17 $54.23 $54.50 $58.49
Tangible Book/Share $29.38 $30.09 $30.51 $31.35 $32.19 $33.03 $33.06 $33.67 $32.83 $33.89 $34.17 $35.26 $36.45 $37.27 $36.47 $36.77 $37.83 $39.92 $40.09 $40.42 $40.42
Revenue/Share $37.62 $39.92 $40.00 $40.00 $39.80 $38.75 $40.56 $42.13 $43.79 $45.82 $47.78 $49.68 $51.24 $52.54 $53.68 $54.78 $55.62 $57.07 $59.01 $60.50 $64.95
FCF/Share $6.09 $5.75 $4.46 $7.50 $4.62 $8.57 $11.20 $10.86 $8.26 $4.02 $2.08 $2.76 $0.02 $3.72 $7.31 $8.80 $12.39 $9.00 $7.53 $3.79 $4.06
OCF/Share $7.58 $7.33 $6.07 $9.11 $5.13 $9.27 $11.94 $11.59 $8.93 $4.49 $2.50 $3.38 $0.64 $4.38 $8.03 $9.37 $12.99 $9.56 $8.37 $4.06 $4.36
Cash/Share $36.27 $34.27 $29.47 $29.45 $26.24 $32.72 $38.05 $30.65 $37.82 $33.07 $44.63 $38.08 $31.84 $26.73 $27.41 $20.71 $33.78 $20.69 $30.45 $33.72 $36.20
EBITDA/Share $8.83 $9.51 $9.58 $9.27 $8.86 $8.15 $8.15 $7.94 $7.16 $7.08 $7.26 $7.70 $8.63 $9.05 $7.76 $7.74 $8.29 $9.24 $13.37 $15.66 $15.66
Debt/Share $18.08 $19.46 $22.63 $19.90 $17.66 $15.71 $19.57 $18.96 $19.11 $26.20 $28.54 $29.77 $26.81 $24.72 $27.40 $28.42 $28.02 $19.75 $29.99 $7.61 $7.61
Net Debt/Share $-18.19 $-14.81 $-6.84 $-9.55 $-8.58 $-17.02 $-18.47 $-11.69 $-18.71 $-6.87 $-16.08 $-8.31 $-5.03 $-2.01 $-0.01 $7.71 $-5.76 $-0.94 $-0.46 $-26.11 $-26.11
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — 0.518
Altman Z-Prime snapshot only 1.047
Piotroski F-Score 7 6 4 7 4 5 5 6 6 4 5 5 6 6 7 8 7 8 7 6 6
Beneish M-Score -2.31 -2.21 -2.24 -2.55 -2.23 -2.64 -2.67 -2.69 -2.67 -2.59 -2.34 -2.39 -2.24 -2.37 -2.76 -2.58 -2.64 -2.07 -2.08 -3.01 -3.005
Ohlson O-Score snapshot only -6.341
ROIC (Greenblatt) snapshot only 41.10%
Net-Net WC snapshot only $-318.77
EVA snapshot only $966816819.50
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only BBB
Credit Score 58.75 49.80 48.90 60.00 48.80 53.40 48.75 46.25 40.00 24.30 22.20 22.80 21.30 25.80 25.80 35.40 36.00 49.00 32.30 58.00 58.000
Credit Grade snapshot only 9
Credit Trend snapshot only 22.600
Implied Spread (bps) snapshot only 275.000

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms