SOMC OTC
Southern Michigan Bancorp, Inc.
1W: -3.3%
1M: -5.5%
3M: -8.0%
YTD: +22.8%
1Y: +17.9%
3Y: +83.0%
5Y: +72.0%
$29.30
-0.43 (-1.45%)
Overview
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Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Income Trends
Revenue
$93M
+91.9% ▲
5Y CAGR: +18.3%
Gross Profit
$54M
+11.3% ▲
5Y CAGR: +10.7%
Operating Income
$14M
-11.9% ▼
5Y CAGR: +5.4%
Net Income
$12M
+17.4% ▲
5Y CAGR: +10.6%
EPS (Diluted)
$2.63
+15.4% ▲
5Y CAGR: +10.5%
EBITDA
$14M
+18.6% ▲
5Y CAGR: +7.0%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $46M | $52M | $47M | $49M | $93M |
| YoY Growth | +14.8% | +11.6% | -9.1% | +3.7% | +91.9% |
| Cost of Revenue | $0 | $0 | -$26M | $0 | $39M |
| Gross Profit | $46M | $52M | $73M | $49M | $54M |
| Gross Margin | 100.0% | 100.0% | 156.6% | 100.0% | 58.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $24M | $26M | $30M | $32M | $29M |
| Operating Expenses | $24M | $26M | $30M | $32M | $40M |
| Operating Income | $17M | $19M | $17M | $16M | $14M |
| Operating Margin | 36.8% | 37.2% | 36.3% | 33.6% | 15.4% |
| Interest Expense | $0 | $0 | $0 | $0 | $36M |
| Income Before Tax | $14M | $16M | $13M | $12M | $14M |
| Tax Expense | $2M | $3M | $2M | $2M | $2M |
| Net Income | $12M | $13M | $11M | $10M | $12M |
| Net Margin | 25.5% | 26.2% | 23.3% | 21.4% | 13.1% |
| EPS (Diluted) | $2.58 | $2.97 | $2.40 | $2.28 | $2.63 |
| EBITDA | $16M | $17M | -$782K | $12M | $14M |
| Shares Outstanding | 5M | 5M | 5M | 5M | 5M |