SSBI NASDAQ
Summit State Bank
1W: -2.0%
1M: -3.6%
3M: -8.3%
YTD: +2.4%
1Y: +2.5%
3Y: -18.8%
5Y: -15.2%
$12.19
-0.07 (-0.53%)
Weekly Expected Move ±6.7%
$11
$11
$12
$13
$14
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Income Trends
Revenue
$59M
-5.2% ▼
5Y CAGR: +7.7%
Gross Profit
$33M
+32.3% ▲
5Y CAGR: +0.3%
Operating Income
$9M
+304.3% ▲
5Y CAGR: -9.7%
Net Income
$7M
+262.1% ▲
5Y CAGR: -8.4%
EPS (Diluted)
$1.01
+262.9% ▲
5Y CAGR: -8.4%
EBITDA
$9M
+324.3% ▲
5Y CAGR: -10.2%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $46M | $56M | $65M | $62M | $59M |
| YoY Growth | +14.4% | +21.0% | +15.9% | -4.7% | -5.2% |
| Cost of Revenue | $6M | $9M | $25M | $37M | $26M |
| Gross Profit | $41M | $47M | $40M | $25M | $33M |
| Gross Margin | 87.8% | 83.8% | 61.5% | 40.0% | 55.8% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $15M | $18M | $18M | $18M | $16M |
| Operating Expenses | $20M | $23M | $25M | $29M | $24M |
| Operating Income | $21M | $24M | $15M | -$4M | $9M |
| Operating Margin | 45.0% | 42.5% | 23.5% | -7.1% | 15.2% |
| Interest Expense | $4M | $7M | $25M | $29M | $23M |
| Income Before Tax | $21M | $24M | $15M | -$4M | $9M |
| Tax Expense | $6M | $7M | $4M | -$195K | $2M |
| Net Income | $15M | $17M | $11M | -$4M | $7M |
| Net Margin | 31.7% | 30.2% | 16.6% | -6.8% | 11.6% |
| EPS (Diluted) | $2.20 | $2.54 | $1.62 | $-0.62 | $1.01 |
| EBITDA | $21M | $24M | $16M | -$4M | $9M |
| Shares Outstanding | 7M | 7M | 7M | 7M | 7M |