STBI OTC
Sturgis Bancorp, Inc.
1W: +0.9%
1M: -2.6%
3M: +4.7%
YTD: +36.3%
1Y: +55.5%
3Y: +68.5%
5Y: +82.5%
$29.00
+0.25 (+0.87%)
Weekly Expected Move ±1.1%
$28
$29
$29
$29
$30
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$16M
+113.1% ▲
5Y CAGR: +56.9%
Capital Expenditures
$2M
-120.2% ▼
5Y CAGR: -5.9%
Free Cash Flow
$14M
+111.9% ▲
Dividends Paid
$1M
-0.3% ▼
Buybacks
$0
+0.0% ▲
Net Change in Cash
$0
+0.0% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $6M | $7M | $6M | $3M | $7M |
| Depreciation & Amort. | $2M | $2M | $2M | $0 | $0 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 | $0 |
| Change in Working Capital | $5M | -$3M | $2M | -$972K | $9M |
| Other Non-Cash Items | -$1M | $6M | $664K | $6M | -$187K |
| Operating Cash Flow | $13M | $12M | $11M | $8M | $16M |
| — Investing Activities — | |||||
| Capital Expenditures | -$2M | -$5M | -$3M | -$1M | -$2M |
| Acquisitions (Net) | -$97M | $0 | $0 | $36K | $1M |
| Investment Purchases | -$56M | $0 | $0 | -$33M | -$14M |
| Investment Sales | $19M | $10M | $12M | $10M | $7M |
| Other Investing | -$7M | -$158M | -$42M | -$37M | -$12M |
| Investing Cash Flow | -$143M | -$152M | -$33M | -$61M | -$20M |
| — Financing Activities — | |||||
| Net Debt Issuance | $28M | -$18M | -$31M | $21M | -$45M |
| Stock Repurchased | $0 | $0 | $0 | $0 | $0 |
| Dividends Paid | -$1M | -$1M | -$1M | -$1M | -$1M |
| Other Financing | $76M | $135M | $79M | $15M | $71M |
| Financing Cash Flow | $102M | $116M | $47M | $35M | $24M |
| Net Change in Cash | -$28M | -$25M | $25M | $0 | $0 |
| Cash End of Period | $40M | $15M | $40M | $0 | $0 |
| Free Cash Flow | $10M | $7M | $8M | $7M | $14M |