— Know what they know.
Not Investment Advice
Also trades as: SYF-PA (NYSE) · $vol 1M · SYF-PB (NYSE) · $vol 1M · 0LC3.L (LSE) · $vol 0M · SFE.DE (XETRA) · $vol 0M

SYF NYSE

Synchrony Financial
1W: +0.8% 1M: +2.6% 3M: -2.5% YTD: -11.2% 1Y: +2.6% 3Y: +173.2% 5Y: +61.9%
$74.97
+0.14 (+0.19%)
After Hours: $74.95 (-0.02, -0.03%)
Weekly Expected Move ±3.3%
$69 $71 $74 $76 $78
NYSE · Financial Services · Financial - Credit Services · Tech Score Buy · Power 66 · $24.3B mcap · 310M float · 1.12% daily turnover · Short 75% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $380.4M held by 460 funds, 112 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

📊 Key Metrics

TTM
$19B
Revenue
-1.8% YoY
$3B
Net Income
-6.8% YoY
$10B
Free Cash Flow
-2.0% YoY
53.2%
Gross Margin
24.6%
Op. Margin
18.6%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE19.8%
ROA2.8%
ROIC18.9%

Valuation

P/E7.8
P/B1.5
EV/EBITDA5.0

Leverage

Debt/Equity1.03
Current Ratio0.00
Interest Cov.1.1x

Quality Scores

Piotroski F4/9
Altman-B4.80
Beneish M-2.68

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms