What is SYF's gross margin?

Synchrony (SYF) has a gross margin of 83% and a net margin of 14%.

What is SYF's P/E ratio?

SYF's P/E ratio is 6.8 with ROE of 22%.

Where can I see SYF's full financials?

See Synchrony (SYF) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

Synchrony (SYF) Financials — Revenue, Earnings, Cash Flow

Also trades as: SYF-PA (NYSE) · $vol 1M · SYF-PB (NYSE) · $vol 1M · 0LC3.L (LSE) · $vol 0M · SFE.DE (XETRA) · $vol 0M

$71.83

-0.17 (-0.24%)

Weekly Expected Move ±3.5%

$66 $69 $71 $74 $76

NYSE · Financial Services · Financial - Credit Services · Alpha Radar Sell · Power 45 · $24.2B mcap · 335M float · 1.24% daily turnover · Short 39% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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📊 Key Metrics

TTM

$20B

Revenue

+1.6% YoY

$4B

Net Income

+21.5% YoY

$10B

Free Cash Flow

+0.3% YoY

82.7%

Gross Margin

16.3%

Op. Margin

14.4%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE21.6%

ROA3.0%

ROIC23.9%

Valuation

P/E6.8

P/B1.5

EV/EBITDA4.3

Leverage

Debt/Equity0.91

Current Ratio0.21

Interest Cov.1.1x

Quality Scores

Piotroski F7/9

Altman-B4.92

Beneish M-2.95