Also trades as: TBK (NASDAQ) · $vol 14M · TBKCP (NASDAQ) · $vol 0M · TFINP (NASDAQ) · $vol 0M

$66.77

+0.11 (+0.17%)

Weekly Expected Move ±5.8%

$54 $58 $62 $65 $69

NYSE · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 60 · $1.6B mcap · 21M float · 1.25% daily turnover · Short 46% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$516M +5.8% ▲

5Y CAGR: +6.7%

Gross Profit

$433M +9.1% ▲

5Y CAGR: +7.8%

Operating Income

$33M +61.2% ▲

5Y CAGR: -17.2%

Net Income

$25M +57.6% ▲

5Y CAGR: -16.9%

EPS (Diluted)

$0.93 +72.2% ▲

5Y CAGR: -18.1%

EBITDA

$48M -11.1% ▼

5Y CAGR: -14.3%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$442M	$503M	$472M	$488M	$516M
YoY Growth	+18.6%	+13.8%	-6.2%	+3.3%	+5.8%
Cost of Revenue	$10M	$25M	$66M	$91M	$83M
Gross Profit	$432M	$478M	$406M	$397M	$433M
Gross Margin	97.8%	95.0%	86.1%	81.4%	83.9%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$182M	$211M	$220M	$228M	$246M
Operating Expenses	$288M	$341M	$353M	$377M	$400M
Operating Income	$145M	$137M	$53M	$20M	$33M
Operating Margin	32.8%	27.2%	11.2%	4.2%	6.4%
Interest Expense	$18M	$19M	$54M	$72M	$80M
Income Before Tax	$145M	$137M	$53M	$20M	$33M
Tax Expense	$32M	$35M	$12M	$4M	$8M
Net Income	$113M	$102M	$41M	$16M	$25M
Net Margin	25.6%	20.3%	8.7%	3.3%	4.9%
EPS (Diluted)	$4.35	$3.96	$1.61	$0.54	$0.93
EBITDA	$168M	$166M	$83M	$54M	$48M
Shares Outstanding	25M	25M	23M	24M	24M

Line Item	FY2024 Q2	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1
Revenue	$124M	$125M	$121M	$119M	$129M	$109M	$140M	$122M
Cost of Revenue	$23M	$23M	$22M	$19M	$20M	$4M	$19M	$16M
Gross Profit	$101M	$102M	$99M	$100M	$109M	$105M	$122M	$106M
Gross Margin	81.3%	81.3%	81.8%	83.9%	84.6%	96.1%	86.8%	86.9%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$59M	$58M	$56M	$61M	$62M	$83M	$40M	$66M
Operating Expenses	$97M	$96M	$93M	$100M	$101M	$104M	$98M	$96M
Operating Income	$4M	$6M	$6M	$70K	$8M	$1M	$24M	$10M
Operating Margin	2.9%	5.0%	4.8%	0.1%	6.2%	1.2%	16.9%	8.3%
Interest Expense	$19M	$19M	$18M	$18M	$21M	$21M	-$60M	$17M
Income Before Tax	$4M	$6M	$6M	$70K	$8M	$1M	$24M	$8M
Tax Expense	$837K	$940K	$2M	$53K	$4M	-$425K	$4M	$2M
Net Income	$3M	$5M	$4M	$17K	$4M	$2M	$19M	$6M
Net Margin	2.2%	4.3%	3.2%	0.0%	3.4%	1.6%	13.7%	5.2%
EPS (Diluted)	$0.08	$0.19	$0.13	$-0.03	$0.15	$0.04	$0.77	$0.23
EBITDA	$12M	$15M	$14M	$8M	$18M	$2M	$19M	$10M
Shares Outstanding	24M	24M	24M	23M	24M	24M	24M	24M

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