TRST NASDAQ
TrustCo Bank Corp NY
1W: +3.2%
1M: +2.1%
3M: +0.9%
YTD: +36.9%
1Y: +51.3%
3Y: +138.7%
5Y: +109.8%
$56.51
+0.11 (+0.20%)
After Hours: $51.91 (-4.60, -8.15%)
Weekly Expected Move ±2.9%
$52
$54
$56
$57
$59
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Balance Sheet
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Institutions
ETF Exposure
Dark Pool
Short Interest
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Balance Sheet Trends
Total Assets
$6.4B
+3.2% ▲
5Y CAGR: +1.8%
Total Liabilities
$5.8B
+3.4% ▲
5Y CAGR: +1.5%
Shareholders Equity
$687M
+1.5% ▲
5Y CAGR: +3.9%
Cash & Investments
$361M
+4.8% ▲
5Y CAGR: -5.8%
Total Debt
$193M
+54.3% ▲
5Y CAGR: -6.3%
Net Debt
$142M
+83.4% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $48M | $43M | $49M | $47M | $51M |
| Short-Term Investments | $408M | $482M | $452M | $297M | $310M |
| Cash & ST Investments | $456M | $525M | $502M | $345M | $361M |
| Net Receivables | $0 | $0 | $0 | $0 | $14M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$14M |
| Total Current Assets | $456M | $525M | $502M | $345M | $361M |
| Property, Plant & Equip. | $81M | $77M | $75M | $70M | $74M |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $4.4B | $4.7B | $5.0B | $5.1B | $5.3B |
| Other Non-Current Assets | $1.3B | $703M | $631M | $710M | -$5.3B |
| Total Non-Current Assets | $5.7B | $5.5B | $5.7B | $5.9B | $74M |
| Total Assets | $6.2B | $6.0B | $6.2B | $6.2B | $6.4B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $245M | $245M | $89M | $85M | $120M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $5.3B | $5.2B | $5.4B | $5.4B | $1.3B |
| Total Current Liabilities | $5.5B | $5.5B | $5.4B | $5.5B | $1.4B |
| Long-Term Debt | $0 | $0 | $0 | $0 | $36M |
| Other Non-Current Liab. | $0 | -$123M | $39M | $46M | $4.3B |
| Total Non-Current Liabilities | $53M | -$74M | $83M | $87M | $4.4B |
| Total Liabilities | $5.6B | $5.4B | $5.5B | $5.6B | $5.8B |
| — Equity — | |||||
| Common Stock | $20M | $20M | $20M | $20M | $20M |
| Retained Earnings | $349M | $394M | $425M | $447M | $480M |
| Accumulated OCI | $12M | -$27M | -$13M | -$4M | $10M |
| Total Stockholders Equity | $601M | $600M | $645M | $676M | $687M |
| Total Liabilities & Equity | $6.2B | $6.0B | $6.2B | $6.2B | $6.4B |
| — Key Metrics — | |||||
| Total Debt | $297M | $294M | $133M | $125M | $193M |
| Net Debt | $249M | $251M | $84M | $78M | $142M |
| Total Investments | $4.8B | $5.2B | $5.4B | $5.4B | $5.5B |