TRST NASDAQ
TrustCo Bank Corp NY
1W: +5.1%
1M: +0.4%
3M: -2.4%
YTD: +36.6%
1Y: +54.1%
3Y: +134.3%
5Y: +109.4%
$56.51
+0.11 (+0.20%)
After Hours: $51.91 (-4.60, -8.15%)
Weekly Expected Move ±2.9%
$52
$54
$56
$57
$59
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
ETF Exposure
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Cash Flow Trends
Operating Cash Flow
$58M
-3.1% ▼
5Y CAGR: -1.5%
Capital Expenditures
$12M
-142.9% ▼
5Y CAGR: +25.4%
Free Cash Flow
$46M
-16.2% ▼
5Y CAGR: -4.7%
Dividends Paid
$28M
-0.8% ▼
Buybacks
$38M
-10096.3% ▼
Net Change in Cash
$89M
+38.9% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $62M | $75M | $59M | $49M | $61M |
| Depreciation & Amort. | $11M | $11M | $11M | $11M | $0 |
| Stock-Based Comp. | $0 | $0 | $103K | $720K | $0 |
| Change in Working Capital | -$15M | -$13M | -$10M | -$5M | -$24M |
| Other Non-Cash Items | -$2M | $2M | $3M | $2M | $20M |
| Operating Cash Flow | $55M | $79M | $64M | $59M | $58M |
| — Investing Activities — | |||||
| Capital Expenditures | -$3M | -$4M | -$6M | -$5M | $0 |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 |
| Investment Purchases | -$140M | -$204M | -$20M | -$43M | $0 |
| Investment Sales | $162M | $86M | $60M | $141M | $0 |
| Other Investing | -$194M | -$295M | -$268M | -$97M | -$105M |
| Investing Cash Flow | -$175M | -$417M | -$234M | -$4M | -$105M |
| — Financing Activities — | |||||
| Net Debt Issuance | $30M | -$122M | -$34M | -$4M | $35M |
| Stock Repurchased | -$3M | -$7M | $0 | -$374K | -$38M |
| Dividends Paid | -$26M | -$27M | -$27M | -$27M | -$28M |
| Other Financing | $231M | -$75M | $158M | $40M | $166M |
| Financing Cash Flow | $232M | -$231M | $97M | $8M | $136M |
| Net Change in Cash | $112M | -$569M | -$73M | $64M | $89M |
| Cash End of Period | $1.2B | $651M | $578M | $642M | $730M |
| Free Cash Flow | $53M | $75M | $58M | $55M | $46M |