UBSI NASDAQ
United Bankshares, Inc.
1W: +2.9%
1M: +3.9%
3M: -0.7%
YTD: +26.4%
1Y: +34.5%
3Y: +103.1%
5Y: +59.3%
$48.52
-0.40 (-0.82%)
Weekly Expected Move ±2.6%
$46
$47
$49
$50
$51
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
$499M
+12.0% ▲
5Y CAGR: +28.9%
Capital Expenditures
$18M
-46.1% ▼
5Y CAGR: -1.4%
Free Cash Flow
$481M
+11.0% ▲
5Y CAGR: +31.7%
Dividends Paid
$209M
-4.1% ▼
Buybacks
$127M
-12110.5% ▼
Net Change in Cash
$250M
-63.9% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $368M | $380M | $366M | $373M | $465M |
| Depreciation & Amort. | $8M | $24M | $23M | $10M | $0 |
| Stock-Based Comp. | $8M | $10M | $12M | $12M | $0 |
| Change in Working Capital | $32M | $31M | -$1M | $14M | -$37M |
| Other Non-Cash Items | $191M | $310M | $38M | $40M | $71M |
| Operating Cash Flow | $610M | $761M | $435M | $445M | $499M |
| — Investing Activities — | |||||
| Capital Expenditures | -$15M | -$17M | -$12M | -$12M | -$18M |
| Acquisitions (Net) | $39M | $0 | $0 | $0 | $79M |
| Investment Purchases | -$1.6B | -$1.7B | -$288M | -$2.2B | -$2.2B |
| Investment Sales | $745M | $587M | $1.1B | $3.1B | $2.3B |
| Other Investing | $806M | -$2.3B | -$769M | -$299M | -$1.0B |
| Investing Cash Flow | $16M | -$3.4B | $39M | $571M | -$899M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$98M | $1.4B | -$410M | -$1.2B | $12M |
| Stock Repurchased | -$11M | -$79M | -$1M | -$1M | -$127M |
| Dividends Paid | -$181M | -$193M | -$195M | -$201M | -$209M |
| Other Financing | $1.2B | -$1.0B | $554M | $1.1B | $973M |
| Financing Cash Flow | $924M | $105M | -$52M | -$324M | $650M |
| Net Change in Cash | $1.5B | -$2.6B | $422M | $693M | $250M |
| Cash End of Period | $3.8B | $1.2B | $1.6B | $2.3B | $2.5B |
| Free Cash Flow | $594M | $744M | $424M | $433M | $481M |