UBSI NASDAQ
United Bankshares, Inc.
1W: +2.9%
1M: +3.9%
3M: -0.7%
YTD: +26.4%
1Y: +34.5%
3Y: +103.1%
5Y: +59.3%
$48.52
-0.40 (-0.82%)
Weekly Expected Move ±2.6%
$46
$47
$49
$50
$51
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$1.8B
+12.3% ▲
5Y CAGR: +9.9%
Gross Profit
$1.2B
+18.4% ▲
5Y CAGR: +5.2%
Operating Income
$590M
+27.0% ▲
5Y CAGR: +10.4%
Net Income
$465M
+24.6% ▲
5Y CAGR: +10.0%
EPS (Diluted)
$3.27
+18.9% ▲
5Y CAGR: +6.4%
EBITDA
$590M
+24.3% ▲
5Y CAGR: +11.4%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.1B | $1.1B | $1.5B | $1.6B | $1.8B |
| YoY Growth | -6.9% | +8.1% | +33.5% | +6.0% | +12.3% |
| Cost of Revenue | $28M | $124M | $513M | $616M | $631M |
| Gross Profit | $1.0B | $1.0B | $1.0B | $1.0B | $1.2B |
| Gross Margin | 97.3% | 89.1% | 66.5% | 62.0% | 65.4% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $342M | $300M | $310M | $308M | $457M |
| Operating Expenses | $568M | $545M | $552M | $540M | $600M |
| Operating Income | $463M | $476M | $464M | $465M | $590M |
| Operating Margin | 43.7% | 41.5% | 30.3% | 28.7% | 32.4% |
| Interest Expense | $52M | $106M | $481M | $591M | $584M |
| Income Before Tax | $463M | $476M | $464M | $465M | $583M |
| Tax Expense | $95M | $96M | $97M | $92M | $119M |
| Net Income | $368M | $380M | $366M | $373M | $465M |
| Net Margin | 34.7% | 33.1% | 24.0% | 23.0% | 25.5% |
| EPS (Diluted) | $2.83 | $2.80 | $2.72 | $2.75 | $3.27 |
| EBITDA | $471M | $499M | $487M | $475M | $590M |
| Shares Outstanding | 130M | 135M | 135M | 136M | 141M |