XZO NYSE
Exzeo Group, Inc.
1W: -4.6%
1M: -23.1%
3M: -18.9%
YTD: -43.3%
$12.97
+0.04 (+0.31%)
Weekly Expected Move ±11.9%
$10
$12
$14
$15
$17
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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Cash Flow Trends
Operating Cash Flow
$100M
-47.7% ▼
5Y CAGR: +24.8%
Capital Expenditures
$3M
+14.7% ▲
5Y CAGR: +3.0%
Free Cash Flow
$97M
-48.3% ▼
5Y CAGR: +26.0%
Dividends Paid
$0
+100.0% ▲
Buybacks
$1M
+98.5% ▲
Net Change in Cash
$251M
+536.0% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2020 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | -$12M | -$39M | $13M | $26M | $83M |
| Depreciation & Amort. | $1M | $2M | $2M | $2M | $3M |
| Stock-Based Comp. | $0 | $0 | $0 | $0 | $3M |
| Change in Working Capital | $40M | $18M | -$2M | $16M | $17M |
| Other Non-Cash Items | $2M | $2M | $47M | $148M | $173K |
| Operating Cash Flow | $30M | -$17M | $59M | $192M | $100M |
| — Investing Activities — | |||||
| Capital Expenditures | -$1M | -$3M | -$3M | -$3M | -$3M |
| Acquisitions (Net) | $0 | $0 | $0 | $0 | $0 |
| Investment Purchases | -$19M | $0 | $0 | $0 | $0 |
| Investment Sales | $17M | $0 | $0 | $0 | $0 |
| Other Investing | $0 | -$238M | -$13M | -$189M | $0 |
| Investing Cash Flow | -$3M | -$242M | -$17M | -$193M | -$3M |
| — Financing Activities — | |||||
| Net Debt Issuance | $22M | $18M | -$9K | $97M | $0 |
| Stock Repurchased | $0 | -$406K | -$352K | -$100M | -$1M |
| Dividends Paid | $0 | -$6M | -$7M | -$3M | $0 |
| Other Financing | -$9K | $18M | $0 | $0 | -$1M |
| Financing Cash Flow | $22M | $30M | -$7M | -$6M | $154M |
| Net Change in Cash | $50M | -$102M | $15M | $39M | $251M |
| Cash End of Period | $102M | $0 | $15M | $55M | $305M |
| Free Cash Flow | $29M | -$20M | $56M | $189M | $97M |