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Asset Manager ← All Institutions

ADIRONDACK TRUST CO

473 BROADWAY, SARATOGA SPRINGS, NY 12866 • 5185845844

Q4 2025 · Filed 2026-01-08
Market Value
$303M
+1.9%
Holdings
546
+35
New Purchases
47
Added To
66
Closed
27
Reduced
139
Top 10 Concentration
42.2%
Turnover
13.6%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTHR 2.88% 2.49% +0.38% $9M
LLY 1.39% 1.04% +0.35% $4M
VEA 0.40% 0.17% +0.23% $1M
CAT 1.48% 1.27% +0.21% $4M
AAPL 6.03% 5.83% +0.20% $18M
IWF 1.83% 1.68% +0.14% $6M
AMAT 0.70% 0.57% +0.13% $2M
IBDW 1.08% 0.96% +0.12% $3M
IBDX 0.67% 0.55% +0.11% $2M
IBDV 0.97% 0.86% +0.11% $3M
AMD 0.46% 0.35% +0.10% $1M
JNJ 1.49% 1.39% +0.10% $5M
AMZN 2.88% 2.78% +0.10% $9M
SPMO 0.16% 0.07% +0.09% $474K
IBCA 0.26% 0.18% +0.08% $794K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
MSFT 3.89% 4.26% -0.37% $12M
ORCL 0.52% 0.77% -0.25% $2M
HD 1.07% 1.29% -0.22% $3M
EFA 0.32% 0.51% -0.19% $974K
PG 1.28% 1.44% -0.15% $4M
META 1.29% 1.44% -0.15% $4M
NVDA 5.50% 5.65% -0.14% $17M
TIP 1.03% 1.14% -0.11% $3M
SYK 0.41% 0.51% -0.09% $1M
SPY 13.20% 13.28% -0.09% $40M
BRK-B 1.62% 1.70% -0.08% $5M
NFLX 0.36% 0.44% -0.08% $1M
UNH 0.10% 0.17% -0.06% $313K
IBDQ 0.00% 0.06% -0.06% $0
ABBV 1.07% 1.13% -0.06% $3M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 48.0%
Technology 18.4%
Healthcare 6.8%
Industrials 6.1%
Consumer Cyclical 6.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 64 $187M 61.7%
Large Cap 318 $84M 27.8%
Mid Cap 103 $26M 8.6%
Small Cap 46 $5M 1.6%
Micro Cap 15 $955K 0.3%

Portfolio Analytics

Avg Market Cap
$120.5B
Median Market Cap
$30.6B
Avg P/E
32.7
Median P/E
23.5
Avg Dividend Yield
0.02%
Avg Beta
1.02
# Stocks
429
# ETFs / Funds
118

Top Holdings (546 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPY 13.20% 58,676 $40M $681.91 $481K -665 -1.1%
2 AAPL 6.03% 67,281 $18M $271.85 $934K -881 -1.3%
3 NVDA 5.50% 89,488 $17M $186.50 -$117K -587 -0.7%
4 MSFT 3.89% 24,414 $12M $483.61 -$876K -73 -0.3%
5 AMZN 2.88% 37,800 $9M $230.82 $458K +147 +0.4%
6 VTHR 2.88% 29,028 $9M $300.32 $1M +3,825 +15.2%
7 JPM 2.31% 21,741 $7M $322.21 $55K -295 -1.3%
8 MDY 2.05% 10,308 $6M $603.26 -$21K -160 -1.5%
9 IWF 1.83% 11,699 $6M $473.28 $532K +1,013 +9.5%
10 BRK-B 1.62% 9,746 $5M $502.64 -$162K -320 -3.2%
11 JNJ 1.49% 21,853 $5M $206.95 $386K -457 -2.0%
12 CAT 1.48% 7,829 $4M $572.85 $717K -68 -0.9%
13 LLY 1.39% 3,915 $4M $1,074.66 $1M -149 -3.7%
14 IJR 1.31% 33,033 $4M $120.18 -$90K -1,136 -3.3%
15 META 1.29% 5,936 $4M $660.07 -$379K +85 +1.4%
16 PG 1.28% 27,153 $4M $143.31 -$381K -650 -2.3%
17 MCD 1.13% 11,222 $3M $305.63 -$13K -107 -0.9%
18 AGG 1.12% 34,098 $3M $99.88 -$13K
19 IBDW 1.08% 155,301 $3M $21.14 $429K +20,718 +15.4%
20 ABBV 1.07% 14,227 $3M $228.49 -$123K -345 -2.4%
21 HD 1.07% 9,394 $3M $344.08 -$609K -87 -0.9%
22 TIP 1.03% 28,423 $3M $109.91 -$277K -2,156 -7.0%
23 VUG 1.03% 6,388 $3M $487.85 $89K +75 +1.2%
24 IBDV 0.97% 132,826 $3M $22.06 $369K +17,145 +14.8%
25 IBDU 0.95% 122,958 $3M $23.40 $278K +12,182 +11.0%
26 XOM 0.94% 23,705 $3M $120.34 $162K -156 -0.7%
27 XLK 0.91% 19,122 $3M $143.97 $73K +9,615 +101.1%
28 VTI 0.90% 8,164 $3M $335.26 $101K +130 +1.6%
29 WMT 0.89% 24,188 $3M $111.41 $184K -173 -0.7%
30 IBDT 0.86% 102,725 $3M $25.45 $160K +6,534 +6.8%
31 PEP 0.84% 17,651 $3M $143.52 -$76K -925 -5.0%
32 IBM 0.82% 8,371 $2M $296.20 $103K -53 -0.6%
33 CSCO 0.79% 31,216 $2M $77.03 $231K -549 -1.7%
34 CVX 0.79% 15,729 $2M $152.41 -$91K -296 -1.9%
35 LMT 0.75% 4,688 $2M $483.65 -$90K -35 -0.7%
36 TSLA 0.72% 4,886 $2M $449.70 -$19K -98 -2.0%
37 AMAT 0.70% 8,246 $2M $256.98 $432K +8 +0.1%
38 KO 0.69% 29,755 $2M $69.90 $98K -129 -0.4%
39 WM 0.68% 9,420 $2M $219.71 -$53K -190 -2.0%
40 IBDX 0.67% 79,150 $2M $25.52 $370K +14,722 +22.9%
41 NEE 0.65% 24,595 $2M $80.28 $88K -390 -1.6%
42 OEF 0.63% 5,545 $2M $342.96 $56K
43 VO 0.58% 6,038 $2M $290.21 -$21K
44 V 0.55% 4,731 $2M $350.70 $1K -125 -2.6%
45 QCOM 0.52% 9,291 $2M $171.05 $5K -233 -2.5%
46 ORCL 0.52% 8,096 $2M $194.91 -$720K -74 -0.9%
47 IBDY 0.51% 59,751 $2M $26.13 $204K +7,986 +15.4%
48 SMH 0.50% 4,198 $2M $360.12 $189K +146 +3.6%
49 BLK 0.46% 1,309 $1M $1,070.32 -$141K -14 -1.1%
50 AMD 0.46% 6,503 $1M $214.16 $337K -21 -0.3%
51 COST 0.42% 1,476 $1M $862.32 -$128K -37 -2.5%
52 BMY 0.41% 23,165 $1M $53.93 $196K -203 -0.9%
53 SYK 0.41% 3,552 $1M $351.45 -$257K -521 -12.8%
54 VEA 0.40% 19,259 $1M $62.47 $700K +10,861 +129.3%
55 SO 0.39% 13,648 $1M $87.20 -$134K -320 -2.3%
56 PSX 0.39% 9,211 $1M $129.04 -$88K -171 -1.8%
57 DIS 0.38% 10,123 $1M $113.77 -$47K -343 -3.3%
58 IWD 0.38% 5,437 $1M $210.34 $149K +550 +11.2%
59 ABT 0.37% 9,007 $1M $125.29 -$95K -130 -1.4%
60 NFLX 0.36% 11,677 $1M $93.76 -$229K +10,573 +957.7%
61 IBDS 0.36% 44,479 $1M $24.27 $73K +3,125 +7.6%
62 MS 0.34% 5,845 $1M $177.53 $105K -25 -0.4%
63 EFA 0.32% 10,143 $974K $96.03 -$536K -6,026 -37.3%
64 GEV 0.32% 1,472 $962K $653.56 $59K +4 +0.3%
65 MRK 0.31% 9,014 $949K $105.26 $142K -596 -6.2%
66 VZ 0.31% 23,285 $948K $40.72 -$92K -374 -1.6%
67 CL 0.31% 11,945 $944K $79.02 -$36K -313 -2.5%
68 C 0.31% 8,077 $942K $116.69 $117K -54 -0.7%
69 GD 0.31% 2,779 $936K $336.65 -$14K -6 -0.2%
70 DHR 0.29% 3,907 $894K $228.92 $119K -2 -0.1%
71 ADP 0.29% 3,433 $883K $257.22 -$151K -89 -2.5%
72 GLD 0.28% 2,118 $839K $396.30 $74K -34 -1.6%
73 AMGN 0.27% 2,531 $828K $327.29 $83K -110 -4.2%
74 XLC 0.27% 6,850 $806K $117.72 -$3K +11 +0.2%
75 IBDR 0.26% 33,145 $803K $24.22 $46K +1,983 +6.4%
76 IBCA 0.26% 30,605 $794K $25.93 $263K +10,233 +50.2%
77 BBUS 0.26% 6,425 $792K $123.30 $235K +1,810 +39.2%
78 VLO 0.26% 4,784 $779K $162.79 -$36K -1 -0.0%
79 MET 0.25% 9,739 $769K $78.94 -$50K -206 -2.1%
80 XLF 0.25% 14,002 $767K $54.77 -$31K -815 -5.5%
81 INTC 0.25% 20,267 $748K $36.89 $55K -397 -1.9%
82 AXP 0.24% 1,972 $730K $369.94 $53K -65 -3.2%
83 ACN 0.24% 2,679 $719K $268.28 $28K -121 -4.3%
84 IJH 0.24% 10,823 $714K $66.00 $8K
85 BAC 0.24% 12,965 $713K $55.00 $42K -35 -0.3%
86 PFE 0.22% 27,252 $678K $24.89 -$60K -1,726 -6.0%
87 FTEC 0.22% 2,980 $670K $224.67 $7K
88 LOW 0.21% 2,699 $651K $241.16 -$27K
89 XLE 0.21% 14,244 $637K $44.70 -$6K +7,054 +98.1%
90 DE 0.21% 1,339 $623K $465.56 $11K
91 VB 0.21% 2,416 $623K $257.92 $128K +470 +24.1%
92 EMR 0.21% 4,694 $623K $132.72 $7K
93 WMB 0.19% 9,775 $588K $60.11 -$36K -74 -0.8%
94 DUK 0.19% 4,990 $585K $117.20 -$31K +13 +0.3%
95 T 0.18% 22,302 $554K $24.84 -$102K -928 -4.0%
96 XLV 0.18% 3,531 $547K $154.79 $47K -59 -1.6%
97 MMM 0.16% 2,966 $475K $160.10 $11K -22 -0.7%
98 SPMO 0.16% 3,969 $474K $119.31 $276K +2,341 +143.8%
99 HON 0.15% 2,402 $469K $195.08 -$44K -32 -1.3%
100 CVS 0.15% 5,596 $444K $79.36 $14K -109 -1.9%

New Positions

SymbolValue% Port
FTNY $233K 0.08%
Q $51K 0.02%
TOTB.DE $29K 0.01%
SOLS $23K 0.01%
GSLC $18K 0.01%
ROBO $15K 0.01%
GDX $15K —%
WDC $14K —%
CDNS $13K —%
HBM $11K —%
DHLGY $11K —%
SQM $11K —%
IGM $9K —%
HESAY $9K —%
AIQUY $9K —%

Sold Out Positions

SymbolValue% Port
AME —%
BN —%
FRT —%
BRO —%
IEX —%
GGG —%
UL —%
STE —%
AZO —%
PNFP —%
VMC —%
RHP —%
CDW —%
TTE —%
PGR —%
View SEC EDGAR Filings for ADIRONDACK TRUST CO →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms