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Keystone Financial Planning, Inc.

1991 CROCKER RD #204, CLEVELAND, OH 44145 • 440-234-6323

Q4 2025 · Filed 2026-01-07
Market Value
$345M
+0.2%
Holdings
48
+2
New Purchases
2
Added To
7
Closed
4
Reduced
27
Top 10 Concentration
75.8%
Turnover
12.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
CME 2.54% 0.00% +2.54% $9M
PM 3.63% 1.20% +2.42% $12M
BNS 2.97% 2.61% +0.36% $10M
BMY 2.50% 2.15% +0.35% $9M
USB 3.42% 3.20% +0.22% $12M
UPS 1.32% 1.14% +0.17% $5M
CSCO 1.10% 0.99% +0.11% $4M
BTI 2.75% 2.64% +0.11% $9M
XOM 1.70% 1.60% +0.09% $6M
AMGN 0.06% 0.00% +0.06% $200K
JNJ 0.57% 0.52% +0.06% $2M
IBM 0.73% 0.70% +0.03% $3M
KO 0.72% 0.70% +0.03% $2M
QCOM 1.30% 1.27% +0.03% $4M
VTRS 0.09% 0.07% +0.02% $316K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
GSK 0.07% 2.85% -2.79% $228K
SCHD 48.03% 48.80% -0.76% $166M
HLN 0.16% 0.58% -0.42% $550K
SOLV 0.00% 0.33% -0.33% $0
VZ 2.81% 3.12% -0.31% $10M
MO 1.79% 2.10% -0.31% $6M
MSFT 3.77% 4.05% -0.28% $13M
WBD 0.00% 0.27% -0.27% $0
DEO 2.19% 2.41% -0.22% $8M
K 0.00% 0.21% -0.21% $0
CVX 3.41% 3.54% -0.14% $12M
GPC 0.74% 0.85% -0.10% $3M
PFE 1.78% 1.88% -0.10% $6M
TD 0.00% 0.10% -0.10% $0
TROW 2.03% 2.10% -0.07% $7M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 70.9%
Consumer Defensive 7.5%
Technology 5.3%
Healthcare 5.2%
Communication Services 3.8%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 13 $72M 21.0%
Large Cap 34 $264M 76.6%
Mid Cap 1 $8M 2.4%

Portfolio Analytics

Avg Market Cap
$215.8B
Median Market Cap
$108.5B
Avg P/E
26.1
Median P/E
20.9
Avg Dividend Yield
0.03%
Avg Beta
0.65
# Stocks
43
# ETFs / Funds
5

Top Holdings (48 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SCHD 48.03% 6,037,750 $166M $27.43 -$2M -113,004 -1.8%
2 MSFT 3.77% 26,868 $13M $483.61 -$930K -14 -0.1%
3 PM 3.63% 77,924 $12M $160.40 $8M +52,450 +205.9%
4 USB 3.42% 220,850 $12M $53.36 $788K -6,670 -2.9%
5 CVX 3.41% 77,118 $12M $152.41 -$444K -1,432 -1.8%
6 BNS 2.97% 139,101 $10M $73.69 $1M +163 +0.1%
7 VZ 2.81% 237,744 $10M $40.73 -$1M -6,745 -2.8%
8 BTI 2.75% 167,249 $9M $56.62 $390K -3,806 -2.2%
9 CME 2.54% 32,041 $9M $273.08 +32,041 NEW
10 BMY 2.50% 159,523 $9M $53.94 $1M -4,490 -2.7%
11 SPYD 2.41% 192,060 $8M $43.25 -$197K -1,204 -0.6%
12 DEO 2.19% 87,558 $8M $86.27 -$754K +503 +0.6%
13 TROW 2.03% 68,518 $7M $102.38 -$228K -2,046 -2.9%
14 MO 1.79% 107,203 $6M $57.66 -$1M -2,078 -1.9%
15 PFE 1.78% 246,382 $6M $24.90 -$336K -7,583 -3.0%
16 XOM 1.70% 48,672 $6M $120.34 $338K -282 -0.6%
17 UPS 1.32% 45,768 $5M $99.19 $606K -1,323 -2.8%
18 QCOM 1.30% 26,197 $4M $171.05 $95K -166 -0.6%
19 CSCO 1.10% 49,320 $4M $77.03 $382K -616 -1.2%
20 HDV 1.01% 28,504 $3M $121.61 -$159K -1,100 -3.7%
21 MCD 0.75% 8,468 $3M $305.65 -$13K -92 -1.1%
22 GPC 0.74% 20,764 $3M $122.96 -$356K -225 -1.1%
23 IBM 0.73% 8,519 $3M $296.21 $124K +17 +0.2%
24 KO 0.72% 35,697 $2M $69.91 $95K -499 -1.4%
25 BEN 0.72% 103,542 $2M $23.89 $29K -2,168 -2.0%
26 JNJ 0.57% 9,569 $2M $206.95 $194K -67 -0.7%
27 T 0.46% 63,513 $2M $24.84 -$224K -301 -0.5%
28 PG 0.37% 9,021 $1M $143.31 -$93K
29 PNW 0.34% 13,126 $1M $88.70 -$25K -133 -1.0%
30 SNY 0.31% 22,016 $1M $48.46 $36K +172 +0.8%
31 LMT 0.27% 1,923 $930K $483.67 -$30K
32 CL 0.20% 8,875 $701K $79.02 -$8K
33 TJX 0.19% 4,228 $650K $153.63 $40K +11 +0.3%
34 EMR 0.18% 4,582 $608K $132.72 $7K
35 HLN 0.16% 54,366 $550K $10.11 -$1M -168,476 -75.6%
36 VNQ 0.13% 4,942 $437K $88.49 -$14K
37 PEG 0.13% 5,406 $434K $80.30 -$3K +167 +3.2%
38 CVS 0.10% 4,521 $359K $79.36 $18K
39 BAC 0.09% 5,881 $323K $55.00 $20K
40 VTRS 0.09% 25,402 $316K $12.45 $60K -481 -1.9%
41 VYM 0.09% 2,159 $310K $143.53 $2K -25 -1.1%
42 ACN 0.08% 1,085 $291K $268.24 $24K
43 GSK 0.07% 4,652 $228K $49.04 -$10M -222,804 -98.0%
44 AMGN 0.06% 612 $200K $327.31 +612 NEW
45 TD —% -$328K -4,104 -100.0% SOLD
46 K —% -$718K -8,756 -100.0% SOLD
47 SOLV —% -$1M -15,554 -100.0% SOLD
48 WBD —% -$930K -47,638 -100.0% SOLD

New Positions

SymbolValue% Port
CME $9M 2.54%
AMGN $200K 0.06%

Sold Out Positions

SymbolValue% Port
SOLV —%
TD —%
WBD —%
K —%
View SEC EDGAR Filings for Keystone Financial Planning, Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms