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Asset Manager ← All Institutions

Betterment LLC

Q4 2025 · Filed 2026-02-12
Market Value
$52M
+3.7%
Holdings
554
+30
New Purchases
39
Added To
351
Closed
13
Reduced
145
Top 10 Concentration
68.7%
Turnover
9.4%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
SPLG 12.78% 12.16% +0.61% $7M
MUB 3.88% 3.65% +0.23% $2M
VEA 16.50% 16.28% +0.22% $9M
VWOB 0.60% 0.44% +0.16% $314K
AGG 5.00% 4.87% +0.13% $3M
SPMD 2.33% 2.28% +0.06% $1M
BINC 0.06% 0.01% +0.05% $30K
JPST 1.27% 1.22% +0.05% $667K
CLOA 0.03% 0.00% +0.03% $17K
QLTA 0.03% 0.00% +0.03% $17K
IAGG 0.17% 0.15% +0.02% $91K
JMSI 0.15% 0.14% +0.02% $80K
USHY 0.13% 0.11% +0.02% $67K
IGEB 0.12% 0.11% +0.01% $66K
SPSM 1.67% 1.66% +0.01% $879K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTI 16.08% 16.72% -0.64% $8M
EMB 1.09% 1.26% -0.17% $573K
ITOT 3.03% 3.15% -0.12% $2M
VWO 5.50% 5.62% -0.12% $3M
TFI 1.05% 1.14% -0.08% $553K
IEFA 1.64% 1.70% -0.06% $860K
VTV 1.81% 1.87% -0.06% $950K
FALN 0.00% 0.06% -0.06% $0
VOE 1.33% 1.39% -0.06% $696K
VBR 1.22% 1.28% -0.06% $640K
IEMG 0.76% 0.79% -0.04% $397K
SCHB 0.81% 0.84% -0.03% $424K
SCHF 1.00% 1.03% -0.03% $526K
BND 0.24% 0.27% -0.03% $127K
IBIT 0.11% 0.14% -0.03% $59K

Sector Allocation Over Time

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 42 $19M 35.9%
Large Cap 211 $29M 56.0%
Mid Cap 137 $3M 5.1%
Small Cap 122 $1M 2.4%
Micro Cap 42 $332K 0.6%

Portfolio Analytics

Avg Market Cap
$104.1B
Median Market Cap
$7.9B
Avg P/E
42.7
Median P/E
28.5
Avg Dividend Yield
0.01%
Avg Beta
0.92
# Stocks
46
# ETFs / Funds
508

Top Holdings (554 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VEA 16.50% 138,588,366 $9M $0.06 $422K +1,140,627 +0.8%
2 VTI 16.08% 25,171,575 $8M $0.34 -$22K -610,825 -2.4%
3 SPLG 12.78% 83,585,842 $7M $0.08 $552K +5,039,605 +6.4%
4 VWO 5.50% 53,732,807 $3M $0.05 $46K +1,257,504 +2.4%
5 AGG 5.00% 26,255,484 $3M $0.10 $159K +1,687,004 +6.9%
6 MUB 3.88% 18,990,218 $2M $0.11 $187K +1,646,689 +9.5%
7 ITOT 3.03% 10,680,855 $2M $0.15 -$5K -258,550 -2.4%
8 SPMD 2.33% 21,151,161 $1M $0.06 $74K +1,024,884 +5.1%
9 VTV 1.81% 4,973,990 $950K $0.19 $3K -106,045 -2.1%
10 BNDX 1.80% 19,558,275 $945K $0.05 $37K +1,197,101 +6.5%
11 SPSM 1.67% 18,757,519 $879K $0.05 $39K +614,934 +3.4%
12 IEFA 1.64% 9,608,903 $860K $0.09 -$2K -258,017 -2.6%
13 GSLC 1.51% 6,005,716 $795K $0.13 $33K +157,867 +2.7%
14 VOE 1.33% 3,924,610 $696K $0.18 -$6K -95,700 -2.4%
15 JPST 1.27% 13,181,100 $667K $0.05 $49K +1,002,505 +8.2%
16 VBR 1.22% 3,019,666 $640K $0.21 -$7K -80,400 -2.6%
17 GBIL 1.12% 5,862,171 $586K $0.10 $21K +222,981 +4.0%
18 ESGU 1.11% 3,924,596 $585K $0.15 $18K +34,699 +0.9%
19 EMB 1.09% 5,954,321 $573K $0.10 -$67K -767,603 -11.4%
20 TFI 1.05% 12,106,265 $553K $0.05 -$21K -507,963 -4.0%
21 SCHF 1.00% 21,860,498 $526K $0.02 $5K -512,447 -2.3%
22 SCHX 0.93% 18,148,928 $488K $0.03 $12K +64,308 +0.4%
23 STIP 0.85% 4,371,869 $448K $0.10 $20K +231,247 +5.6%
24 SCHB 0.81% 16,156,262 $424K $0.03 -$542 -347,851 -2.1%
25 IEMG 0.76% 5,912,312 $397K $0.07 -$5K -188,893 -3.1%
26 ESGD 0.72% 3,947,005 $375K $0.10 $14K +58,297 +1.5%
27 VTEB 0.64% 6,707,905 $337K $0.05 $8K +134,551 +2.0%
28 SPDW 0.63% 7,414,696 $329K $0.04 $8K -83,364 -1.1%
29 VWOB 0.60% 4,659,747 $314K $0.07 $92K +1,345,061 +40.6%
30 CRBN 0.57% 1,303,736 $301K $0.23 $7K +11,492 +0.9%
31 IWS 0.42% 1,550,556 $219K $0.14 -$4K -44,207 -2.8%
32 VOO 0.37% 312,521 $196K $0.63 $10K +8,909 +2.9%
33 VUG 0.29% 314,854 $154K $0.49 $7K +8,948 +2.9%
34 ESGE 0.27% 3,254,323 $144K $0.04 $1K -23,435 -0.7%
35 GSIE 0.25% 3,095,283 $133K $0.04 -$830 -157,962 -4.9%
36 SPYV 0.25% 2,331,001 $132K $0.06 -$1K -80,814 -3.4%
37 DFAC 0.25% 3,271,394 $130K $0.04 $7K +105,022 +3.3%
38 BND 0.24% 1,718,105 $127K $0.07 -$9K -118,793 -6.5%
39 VOTE 0.24% 1,572,590 $126K $0.08 $4K +16,436 +1.1%
40 IWN 0.24% 695,877 $126K $0.18 -$916 -22,498 -3.1%
41 SCHV 0.23% 4,117,665 $122K $0.03 -$2K -133,784 -3.1%
42 SPYX 0.21% 1,940,078 $109K $0.06 $3K +5,794 +0.3%
43 IVV 0.19% 141,807 $97K $0.68 $173 -3,055 -2.1%
44 IAGG 0.17% 1,818,945 $91K $0.05 $15K +336,162 +22.7%
45 GEM 0.17% 2,175,132 $91K $0.04 $2K +459 +0.0%
46 GSEU 0.17% 1,970,229 $90K $0.05 $3K -15,864 -0.8%
47 KOMP 0.17% 1,495,878 $89K $0.06 -$4K -10,766 -0.7%
48 SPEM 0.16% 1,766,357 $83K $0.05 $264 +5,634 +0.3%
49 ESML 0.16% 1,783,423 $82K $0.05 $2K +2,676 +0.1%
50 JMSI 0.15% 1,595,871 $80K $0.05 $12K +235,384 +17.3%
51 EAGG 0.15% 1,648,321 $79K $0.05 $6K +124,961 +8.2%
52 IVE 0.15% 369,725 $78K $0.21 $286 -8,573 -2.3%
53 SHV 0.15% 706,145 $78K $0.11 -$9K -75,692 -9.7%
54 VTIP 0.15% 1,555,395 $77K $0.05 -$6K -83,443 -5.1%
55 VO 0.14% 257,568 $75K $0.29 $5K +18,691 +7.8%
56 EFAX 0.14% 1,435,553 $72K $0.05 $3K +28,650 +2.0%
57 USHY 0.13% 1,795,176 $67K $0.04 $10K +284,356 +18.8%
58 IGEB 0.12% 1,436,034 $66K $0.05 $10K +222,448 +18.3%
59 ESGV 0.12% 533,681 $65K $0.12 $1K +48 +0.0%
60 BGRN 0.12% 1,345,583 $65K $0.05 $4K +86,489 +6.9%
61 GSSC 0.11% 792,373 $60K $0.08 $624 +500 +0.1%
62 IBIT 0.11% 1,194,989 $59K $0.05 -$11K +109,430 +10.1%
63 VB 0.11% 229,220 $59K $0.26 -$549 -5,467 -2.3%
64 FWD 0.11% 540,759 $56K $0.10 $5K +36,456 +7.2%
65 DFIC 0.10% 1,563,546 $54K $0.03 $3K +9,866 +0.6%
66 DFCF 0.10% 1,179,477 $50K $0.04 $1K +37,338 +3.3%
67 GSJY 0.09% 1,069,668 $50K $0.05 $2K +8,226 +0.8%
68 BSV 0.09% 614,397 $48K $0.08 $1K +14,008 +2.3%
69 SCHA 0.09% 1,696,751 $48K $0.03 $6K +163,626 +10.7%
70 DSI 0.09% 368,440 $47K $0.13 -$672 -13,757 -3.6%
71 QQQM 0.08% 174,080 $44K $0.25 $6K +20,069 +13.0%
72 GMUB 0.08% 831,786 $43K $0.05 $3K +55,894 +7.2%
73 GCOR 0.08% 1,024,281 $43K $0.04 $2K +47,716 +4.9%
74 QQQ 0.08% 69,148 $42K $0.61 $168 -1,325 -1.9%
75 SUSA 0.08% 287,687 $40K $0.14 -$86 -8,480 -2.9%
76 SUSC 0.07% 1,602,126 $37K $0.02 $2K +93,705 +6.2%
77 GTIP 0.07% 756,947 $37K $0.05 $3K +68,394 +9.9%
78 SHYG 0.07% 827,737 $35K $0.04 $5K +131,195 +18.8%
79 VIG 0.07% 159,921 $35K $0.22 $2K +5,428 +3.5%
80 VV 0.06% 107,899 $34K $0.31 $920 +556 +0.5%
81 DFAI 0.06% 811,656 $31K $0.04 $708 -19,826 -2.4%
82 BINC 0.06% 561,524 $30K $0.05 $26K +500,820 +825.0%
83 GIGB 0.06% 638,620 $30K $0.05 -$571 -6,215 -1.0%
84 DFEM 0.06% 889,780 $29K $0.03 $2K +34,341 +4.0%
85 VXUS 0.06% 382,801 $29K $0.08 $3K +27,490 +7.7%
86 DFAU 0.05% 604,692 $28K $0.05 -$759 -30,348 -4.8%
87 EEMX 0.05% 603,347 $26K $0.04 -$42 -12,692 -2.1%
88 GEMD 0.05% 601,446 $26K $0.04 $979 +16,597 +2.8%
89 DFLV 0.05% 740,678 $25K $0.03 $3K +67,135 +10.0%
90 DCOR 0.05% 342,376 $25K $0.07 $3K +32,289 +10.4%
91 BNDW 0.05% 361,416 $25K $0.07 $2K +27,025 +8.1%
92 JUST 0.05% 252,278 $24K $0.10 $1K +6,138 +2.5%
93 VOT 0.05% 86,435 $24K $0.28 -$710 +1,896 +2.2%
94 BIV 0.05% 304,192 $24K $0.08 $2K +22,151 +7.8%
95 SUB 0.04% 199,422 $21K $0.11 -$691 -6,322 -3.1%
96 DFAT 0.04% 357,340 $21K $0.06 $429 -796 -0.2%
97 ETHA 0.04% 891,994 $20K $0.02 -$7K +29,589 +3.4%
98 TFLO 0.04% 391,135 $20K $0.05 $3K +59,542 +18.0%
99 USDX 0.04% 745,523 $19K $0.03 -$289 -5,687 -0.8%
100 VGLT 0.04% 336,442 $19K $0.06 -$43 +5,524 +1.7%

New Positions

SymbolValue% Port
CLOA $17K 0.03%
QLTA $17K 0.03%
RKLB $858 —%
SPGM $781 —%
GLDM $780 —%
QLD $703 —%
HAUZ $515 —%
PLTR $491 —%
AIQ $477 —%
XVV $472 —%
RSPE $462 —%
LLY $457 —%
QQQI $455 —%
AMD $440 —%
XMVM $408 —%

Sold Out Positions

SymbolValue% Port
GPIQ —%
VLUE —%
CMCSA —%
POCT —%
PJAN —%
FAD —%
FALN —%
EMHY —%
NULG —%
BITQ —%
HYLS —%
UOCT —%
PJUL —%
View SEC EDGAR Filings for Betterment LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms