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Asset Manager ← All Institutions

Financial & Tax Architects, LLC

12412 POWERSCOURT DRIVE, SUITE 25, ST LOUIS, MO 63131 • 314-858-1122

Q4 2025 · Filed 2026-01-21
Market Value
$445M
-1.8%
Holdings
120
-2
New Purchases
16
Added To
38
Closed
17
Reduced
47
Top 10 Concentration
37.4%
Turnover
27.5%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VTI 5.93% 0.10% +5.83% $26M
PCY 3.14% 1.09% +2.05% $14M
VTIP 2.04% 0.00% +2.04% $9M
ECL 1.50% 0.00% +1.50% $7M
GLD 0.83% 0.05% +0.78% $4M
VNQ 0.77% 0.00% +0.77% $3M
EEM 0.73% 0.00% +0.73% $3M
VTWO 1.48% 0.91% +0.57% $7M
IVW 0.75% 0.32% +0.42% $3M
EWP 0.51% 0.17% +0.34% $2M
EPI 0.31% 0.00% +0.31% $1M
XLV 0.30% 0.00% +0.30% $1M
TD 0.20% 0.00% +0.20% $875K
VOD 0.19% 0.00% +0.19% $866K
SPGI 1.72% 1.57% +0.16% $8M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
FBND 0.00% 4.84% -4.84% $0
CWB 0.00% 2.26% -2.26% $0
VCSH 0.00% 2.10% -2.10% $0
CTAS 0.00% 1.56% -1.56% $0
BCI 3.89% 4.56% -0.67% $17M
GBIL 0.84% 1.44% -0.60% $4M
AGG 2.59% 3.06% -0.47% $12M
NOBL 2.07% 2.48% -0.41% $9M
BND 1.38% 1.75% -0.36% $6M
ITOT 0.00% 0.32% -0.32% $0
VOO 0.00% 0.32% -0.32% $0
USRT 4.20% 4.50% -0.30% $19M
IWM 0.00% 0.30% -0.30% $0
ASHR 0.00% 0.24% -0.24% $0
XLP 0.00% 0.24% -0.24% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 60.8%
Consumer Defensive 7.4%
Healthcare 6.5%
Technology 6.0%
Industrials 4.9%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 37 $173M 38.8%
Large Cap 58 $202M 45.3%
Mid Cap 15 $49M 11.0%
Small Cap 7 $21M 4.8%
Micro Cap 3 $275K 0.1%

Portfolio Analytics

Avg Market Cap
$364.6B
Median Market Cap
$70.5B
Avg P/E
37.2
Median P/E
25.6
Avg Dividend Yield
0.02%
Avg Beta
0.86
# Stocks
54
# ETFs / Funds
66

Top Holdings (120 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 VTI 5.93% 78,730 $26M $335.27 $26M +77,388 +5766.6%
2 EFA 4.67% 216,618 $21M $96.03 -$1M -21,024 -8.8%
3 SPY 4.66% 30,398 $21M $681.91 -$1M -2,523 -7.7%
4 IEF 4.24% 196,079 $19M $96.16 -$1M -12,987 -6.2%
5 USRT 4.20% 328,323 $19M $56.96 -$2M -19,180 -5.5%
6 BCI 3.89% 887,215 $17M $19.53 -$3M -72,051 -7.5%
7 PCY 3.14% 645,169 $14M $21.66 $9M +415,580 +181.0%
8 AGG 2.59% 115,271 $12M $99.88 -$2M -23,043 -16.7%
9 NOBL 2.07% 88,673 $9M $104.07 -$2M -20,331 -18.6%
10 VTIP 2.04% 183,575 $9M $49.46 +183,575 NEW
11 WMT 1.98% 79,050 $9M $111.41 $34K -6,080 -7.1%
12 IBM 1.90% 28,563 $8M $296.21 -$333K -2,604 -8.3%
13 JNJ 1.85% 39,835 $8M $206.95 -$102K -5,173 -11.5%
14 ABBV 1.83% 35,570 $8M $228.49 -$889K -3,372 -8.7%
15 CAT 1.73% 13,438 $8M $572.89 -$1M -4,833 -26.4%
16 SPGI 1.72% 14,676 $8M $522.59 $575K +100 +0.7%
17 XOM 1.72% 63,433 $8M $120.34 $224K -2,286 -3.5%
18 GD 1.71% 22,621 $8M $336.66 -$534K -1,279 -5.3%
19 NEE 1.70% 94,313 $8M $80.28 -$90K -7,182 -7.1%
20 MDT 1.69% 78,287 $8M $96.06 -$310K -3,930 -4.8%
21 ABT 1.66% 58,857 $7M $125.29 -$672K -1,212 -2.0%
22 KO 1.65% 105,298 $7M $69.91 $166K -3,197 -3.0%
23 CVX 1.65% 48,089 $7M $152.41 -$367K -1,475 -3.0%
24 MCD 1.65% 23,979 $7M $305.63 -$107K -489 -2.0%
25 LOW 1.62% 29,984 $7M $241.16 -$488K -730 -2.4%
26 PEP 1.59% 49,174 $7M $143.52 -$75K -1,609 -3.2%
27 ADP 1.56% 27,007 $7M $257.23 -$109K +2,967 +12.3%
28 PG 1.52% 47,142 $7M $143.31 -$240K +1,609 +3.5%
29 ECL 1.50% 25,356 $7M $262.52 +25,356 NEW
30 SHW 1.48% 20,354 $7M $324.03 -$524K -205 -1.0%
31 VTWO 1.48% 66,157 $7M $99.52 $2M +23,835 +56.3%
32 NVDA 1.46% 34,933 $7M $186.50 -$195K -1,028 -2.9%
33 BND 1.38% 83,205 $6M $74.07 -$2M -23,163 -21.8%
34 TIP 1.06% 43,113 $5M $109.91 -$1M -9,057 -17.4%
35 AAPL 1.04% 17,083 $5M $271.86 $362K +267 +1.6%
36 IAU 0.91% 49,993 $4M $81.17 $353K -926 -1.8%
37 MSFT 0.88% 8,123 $4M $483.63 -$156K +238 +3.0%
38 GBIL 0.84% 37,478 $4M $99.94 -$3M -27,755 -42.5%
39 GLD 0.83% 9,372 $4M $396.31 $3M +8,723 +1344.1%
40 HYG 0.80% 44,389 $4M $80.63 $55K +989 +2.3%
41 USHY 0.80% 95,401 $4M $37.40 $69K +2,801 +3.0%
42 HYS 0.78% 36,692 $3M $94.82 $32K +669 +1.9%
43 SCHR 0.78% 137,820 $3M $25.08 $396K +16,028 +13.2%
44 VNQ 0.77% 38,508 $3M $88.49 +38,508 NEW
45 TLH 0.77% 33,494 $3M $101.67 $392K +4,235 +14.5%
46 IVW 0.75% 26,987 $3M $123.26 $2M +14,882 +122.9%
47 EEM 0.73% 59,220 $3M $54.71 +59,220 NEW
48 GOOG 0.57% 8,114 $3M $313.80 $54K -2,117 -20.7%
49 AMZN 0.55% 10,675 $2M $230.82 $303K +833 +8.5%
50 ASML 0.53% 2,214 $2M $1,069.86 -$39K -273 -11.0%
51 VLUE 0.52% 16,897 $2M $136.73 $118K -633 -3.6%
52 META 0.51% 3,440 $2M $660.16 $156K +561 +19.5%
53 AVGO 0.51% 6,559 $2M $346.12 -$161K -810 -11.0%
54 EWP 0.51% 41,751 $2M $53.91 $1M +26,415 +172.2%
55 COST 0.46% 2,394 $2M $862.40 $194K +373 +18.5%
56 STIP 0.46% 19,816 $2M $102.39 -$152K -1,283 -6.1%
57 NFLX 0.43% 20,416 $2M $93.76 $10K +18,828 +1185.6%
58 SGOL 0.36% 39,384 $2M $41.08 -$167K -9,097 -18.8%
59 EPI 0.31% 29,535 $1M $46.29 +29,535 NEW
60 XLU 0.30% 31,427 $1M $42.69 $3K +16,083 +104.8%
61 BIL 0.30% 14,435 $1M $91.38 -$75K -757 -5.0%
62 XLV 0.30% 8,495 $1M $154.81 +8,495 NEW
63 SPAB 0.29% 49,402 $1M $25.75 $50K +2,118 +4.5%
64 XLK 0.28% 8,806 $1M $143.97 $3K +4,317 +96.2%
65 VOX 0.28% 6,506 $1M $193.63 $53K +79 +1.2%
66 XLF 0.28% 22,761 $1M $54.77 $52K +585 +2.6%
67 XLE 0.27% 26,985 $1M $44.71 $18K +13,684 +102.9%
68 XLY 0.27% 9,929 $1M $119.41 $45K +5,168 +108.5%
69 XLI 0.26% 7,601 $1M $155.12 $67K +388 +5.4%
70 XLB 0.25% 24,190 $1M $45.35 -$41K +11,493 +90.5%
71 IYR 0.24% 11,307 $1M $93.89 -$69K -341 -2.9%
72 TIPX 0.24% 55,618 $1M $19.08 $199K +10,923 +24.4%
73 NVS 0.20% 6,602 $910K $137.87 $18K -353 -5.1%
74 TD 0.20% 9,293 $875K $94.20 +9,293 NEW
75 VOD 0.19% 65,525 $866K $13.21 +65,525 NEW
76 OUNZ 0.19% 20,838 $864K $41.48 $152K +1,681 +8.8%
77 BTI 0.19% 15,197 $860K $56.62 $21K -621 -3.9%
78 TEL 0.18% 3,566 $811K $227.51 -$22K -231 -6.1%
79 ENB 0.18% 16,631 $795K $47.83 -$61K -343 -2.0%
80 SLF 0.17% 12,280 $766K $62.40 $31K +26 +0.2%
81 SONY 0.16% 28,547 $731K $25.60 -$139K -1,658 -5.5%
82 IMO 0.16% 8,413 $726K $86.31 -$61K -257 -3.0%
83 ALLE 0.16% 4,537 $722K $159.22 -$105K -127 -2.7%
84 BAC 0.11% 8,613 $474K $55.00 $25K -80 -0.9%
85 EMR 0.11% 3,533 $469K $132.71 $6K +6 +0.2%
86 IVV 0.10% 625 $428K $684.71 -$16K -38 -5.7%
87 JXI 0.09% 5,150 $405K $78.65 +5,150 NEW
88 QQQ 0.09% 659 $405K $613.98 -$508K -862 -56.7%
89 IGF 0.09% 6,392 $392K $61.36 +6,392 NEW
90 MA 0.09% 676 $386K $570.90 $30K +50 +8.0%
91 TSLA 0.08% 809 $364K $449.72 $40K +81 +11.1%
92 BSV 0.08% 4,615 $364K $78.81 $865 +17 +0.4%
93 VDE 0.08% 2,704 $340K $125.90 $3K +25 +0.9%
94 IDCC 0.08% 1,066 $339K $318.38 +1,066 NEW
95 SPYI 0.07% 5,643 $296K $52.53 -$341 -32 -0.6%
96 SPYG 0.07% 2,726 $291K $106.68 $15K +88 +3.3%
97 UNH 0.06% 868 $287K $330.11 -$13K
98 QBIG 0.06% 7,152 $275K $38.47 +7,152 NEW
99 AMD 0.06% 1,173 $251K $214.16 +1,173 NEW
100 KXI 0.05% 3,775 $244K $64.65 +3,775 NEW

New Positions

SymbolValue% Port
VTIP $9M 2.04%
ECL $7M 1.50%
VNQ $3M 0.77%
EEM $3M 0.73%
EPI $1M 0.31%
XLV $1M 0.30%
TD $875K 0.20%
VOD $866K 0.19%
JXI $405K 0.09%
IGF $392K 0.09%
IDCC $339K 0.08%
QBIG $275K 0.06%
AMD $251K 0.06%
KXI $244K 0.05%
CVS $205K 0.05%

Sold Out Positions

SymbolValue% Port
EWW —%
SAP —%
JFR —%
CTAS —%
LIN —%
FBND —%
IUSV —%
IWM —%
JPM —%
QQQU —%
ITOT —%
TUR —%
CWB —%
ASHR —%
VCSH —%
View SEC EDGAR Filings for Financial & Tax Architects, LLC →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms