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Asset Manager ← All Institutions

Investment Planning Advisors, Inc.

327 DAHLONEGA STREET, SUITE 503, CUMMING, GA 30040 • 7702054394

Q4 2025 · Filed 2026-01-20
Market Value
$343M
+8.0%
Holdings
99
+8
New Purchases
11
Added To
65
Closed
4
Reduced
17
Top 10 Concentration
67.5%
Turnover
15.2%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
RSP 4.52% 0.27% +4.25% $16M
FRDM 8.34% 7.02% +1.32% $29M
OAKM 0.93% 0.00% +0.93% $3M
CGCP 2.19% 1.63% +0.56% $8M
SEPI 0.55% 0.00% +0.55% $2M
SCHF 2.23% 2.08% +0.15% $8M
CGXU 0.13% 0.00% +0.13% $432K
CGIE 0.38% 0.25% +0.12% $1M
AMZN 0.09% 0.00% +0.09% $321K
VHT 0.08% 0.00% +0.08% $288K
VYM 0.08% 0.00% +0.08% $271K
UPS 0.08% 0.00% +0.08% $267K
JNJ 0.07% 0.00% +0.07% $251K
GOOGL 0.23% 0.16% +0.07% $792K
COST 0.07% 0.00% +0.07% $225K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VXF 6.51% 10.78% -4.27% $22M
QQQM 4.69% 5.60% -0.92% $16M
JEPI 0.00% 0.64% -0.64% $0
MGC 9.96% 10.51% -0.54% $34M
SPLG 12.24% 12.74% -0.50% $42M
ETW 0.00% 0.28% -0.28% $0
FBND 4.96% 5.16% -0.20% $17M
JEPQ 0.20% 0.39% -0.19% $692K
VCRB 6.59% 6.77% -0.18% $23M
BINC 3.51% 3.65% -0.14% $12M
CGUS 4.16% 4.29% -0.13% $14M
WRB 0.38% 0.48% -0.11% $1M
RWL 5.53% 5.63% -0.10% $19M
META 0.00% 0.07% -0.07% $0
USRT 0.00% 0.06% -0.06% $0

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 96.8%
Technology 1.0%
Consumer Defensive 0.6%
Consumer Cyclical 0.5%
Communication Services 0.3%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 22 $13M 3.7%
Large Cap 45 $218M 63.6%
Mid Cap 20 $94M 27.4%
Small Cap 9 $14M 4.1%
Micro Cap 3 $4M 1.2%

Portfolio Analytics

Avg Market Cap
$343.4B
Median Market Cap
$25.1B
Avg P/E
38.9
Median P/E
24.6
Avg Dividend Yield
0.02%
Avg Beta
0.86
# Stocks
23
# ETFs / Funds
76

Top Holdings (99 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPLG 12.24% 524,092 $42M $80.22 $2M +6,952 +1.3%
2 MGC 9.96% 136,254 $34M $251.17 $815K -611 -0.5%
3 FRDM 8.34% 559,024 $29M $51.27 $6M +54,976 +10.9%
4 VCRB 6.59% 290,665 $23M $77.90 $1M +16,156 +5.9%
5 VXF 6.51% 106,880 $22M $209.12 -$12M -56,796 -34.7%
6 RWL 5.53% 165,859 $19M $114.50 $1M +4,085 +2.5%
7 FBND 4.96% 369,716 $17M $46.04 $615K +14,903 +4.2%
8 QQQM 4.69% 63,654 $16M $252.92 -$2M -8,450 -11.7%
9 RSP 4.52% 81,047 $16M $191.56 $15M +76,466 +1669.2%
10 CGUS 4.16% 355,027 $14M $40.23 $648K +10,201 +3.0%
11 BINC 3.51% 228,389 $12M $52.77 $456K +10,582 +4.9%
12 BSV 2.48% 107,915 $9M $78.81 $530K +6,852 +6.8%
13 SCHF 2.23% 318,498 $8M $24.04 $1M +34,933 +12.3%
14 CGCP 2.19% 332,783 $8M $22.64 $2M +104,629 +45.9%
15 JPEF 1.39% 63,724 $5M $74.69 $214K +2,373 +3.9%
16 SPTM 1.16% 48,346 $4M $82.50 $287K +2,449 +5.3%
17 FMB 1.12% 75,106 $4M $51.14 $429K +7,812 +11.6%
18 SPGM 0.94% 42,274 $3M $76.71 $172K +1,271 +3.1%
19 CGGR 0.94% 72,865 $3M $44.47 $115K +1,708 +2.4%
20 OAKM 0.93% 112,835 $3M $28.36 +112,835 NEW
21 JMUB 0.85% 57,859 $3M $50.50 $311K +6,137 +11.9%
22 VT 0.71% 17,214 $2M $141.06 $184K +929 +5.7%
23 SCMB 0.62% 82,331 $2M $25.76 $358K +13,515 +19.6%
24 SEPI 0.55% 71,908 $2M $26.31 +71,908 NEW
25 JMHI 0.51% 34,720 $2M $50.25 $13K +420 +1.2%
26 IVV 0.49% 2,436 $2M $684.91 $89K +76 +3.2%
27 GPIX 0.46% 30,048 $2M $52.80 $317K +5,743 +23.6%
28 MGK 0.46% 3,812 $2M $412.74 $35K -10 -0.3%
29 MUB 0.45% 14,551 $2M $107.11 $112K +968 +7.1%
30 AAPL 0.41% 5,142 $1M $271.85 $190K +398 +8.4%
31 CGIE 0.38% 37,089 $1M $34.82 $485K +13,184 +55.1%
32 WRB 0.38% 18,407 $1M $70.12 -$242K -1,600 -8.0%
33 DFAX 0.37% 38,991 $1M $32.73 $95K +1,364 +3.6%
34 VIG 0.36% 5,686 $1M $219.76 $24K +8 +0.1%
35 MSFT 0.32% 2,301 $1M $483.72 -$25K +104 +4.7%
36 SPGP 0.30% 9,049 $1M $113.86 $3K +7 +0.1%
37 JPST 0.28% 18,725 $947K $50.59 -$12K -175 -0.9%
38 JPM 0.27% 2,887 $930K $322.22 $122K +325 +12.7%
39 JPIE 0.27% 20,014 $926K $46.29 -$10K -161 -0.8%
40 FTCS 0.27% 9,845 $911K $92.52 $27K +406 +4.3%
41 VTI 0.26% 2,660 $892K $335.22 $21K +6 +0.2%
42 SCHX 0.24% 30,641 $825K $26.91 $19K +58 +0.2%
43 GOOGL 0.23% 2,529 $792K $312.98 $268K +375 +17.4%
44 WMT 0.23% 6,978 $777K $111.42 $101K +412 +6.3%
45 TSLA 0.22% 1,677 $754K $449.65 $209K +452 +36.9%
46 SUB 0.20% 6,531 $697K $106.69 -$13K -120 -1.8%
47 JEPQ 0.20% 11,910 $692K $58.12 -$549K -9,668 -44.8%
48 CGGO 0.20% 19,883 $689K $34.65 $20K +295 +1.5%
49 ICSH 0.20% 13,503 $683K $50.58 $240K +4,781 +54.8%
50 VPU 0.19% 3,619 $670K $185.03 -$13K +16 +0.4%
51 BRK-B 0.18% 1,258 $632K $502.48 $122K +243 +23.9%
52 CGGE 0.18% 19,863 $628K $31.63 -$63K -2,601 -11.6%
53 SPMD 0.18% 10,757 $623K $57.91 -$12K -349 -3.1%
54 NVDA 0.18% 3,260 $608K $186.48 $17K +94 +3.0%
55 SPSM 0.17% 12,426 $582K $46.86 -$3K -201 -1.6%
56 SO 0.16% 6,415 $559K $87.20 -$21K +295 +4.8%
57 VO 0.16% 1,854 $538K $290.14 $36K +144 +8.4%
58 JQUA 0.16% 8,505 $537K $63.18 $3K +14 +0.2%
59 CGMS 0.15% 18,191 $502K $27.62 $74K +2,762 +17.9%
60 SCHZ 0.14% 21,146 $494K $23.37 -$2K
61 PFF 0.14% 15,592 $483K $30.96 -$135K -3,948 -20.2%
62 QUAL 0.13% 2,309 $459K $198.65 $4K -28 -1.2%
63 CSB 0.13% 7,600 $445K $58.61 $9K +222 +3.0%
64 CGXU 0.13% 14,632 $432K $29.55 +14,632 NEW
65 AMLP 0.13% 9,187 $432K $47.02 $19K +392 +4.5%
66 XLV 0.12% 2,657 $411K $154.78 $88K +331 +14.2%
67 VB 0.12% 1,590 $410K $257.91 $49K +169 +11.9%
68 DGRO 0.11% 5,515 $383K $69.42 $49K +609 +12.4%
69 SRLN 0.11% 9,259 $382K $41.27 $7K +226 +2.5%
70 XOM 0.10% 2,941 $354K $120.32 $36K +118 +4.2%
71 RNP 0.10% 17,144 $340K $19.86 $36K +3,606 +26.6%
72 SPAB 0.10% 12,928 $333K $25.75 $28K +1,136 +9.6%
73 MCD 0.09% 1,065 $325K $305.52 $60K +191 +21.9%
74 AMZN 0.09% 1,391 $321K $230.80 +1,391 NEW
75 XLK 0.09% 2,194 $316K $143.98 $40K +1,215 +124.1%
76 TLT 0.09% 3,485 $304K $87.15 $6K +151 +4.5%
77 VHT 0.08% 1,002 $288K $287.85 +1,002 NEW
78 SCHD 0.08% 10,456 $287K $27.43 $4K +100 +1.0%
79 HELO 0.08% 4,100 $272K $66.43 $6K +4 +0.1%
80 VYM 0.08% 1,886 $271K $143.52 +1,886 NEW
81 SCHG 0.08% 8,234 $269K $32.62 $698 -161 -1.9%
82 UPS 0.08% 2,696 $267K $99.20 +2,696 NEW
83 HD 0.08% 776 $267K $344.07 -$18K +74 +10.5%
84 JNJ 0.07% 1,215 $251K $206.96 +1,215 NEW
85 KO 0.07% 3,579 $250K $69.91 $29K +243 +7.3%
86 IBM 0.07% 835 $247K $296.26 $12K +1 +0.1%
87 TFI 0.07% 5,214 $238K $45.71 -$94K -2,088 -28.6%
88 SCHO 0.07% 9,746 $238K $24.37 $2K +88 +0.9%
89 LGLV 0.07% 1,300 $228K $175.57 -$3K
90 COST 0.07% 261 $225K $862.07 +261 NEW
91 PG 0.06% 1,543 $221K $143.34 +1,543 NEW
92 ORCL 0.06% 1,089 $212K $194.87 -$96K -6 -0.6%
93 SCHA 0.06% 7,214 $205K $28.48 $5K +18 +0.2%
94 IEF 0.06% 2,104 $202K $96.15 -$107 +6 +0.3%
95 NAK 0.01% 13,400 $26K $1.97 +13,400 NEW
96 META —% -$210K -286 -100.0% SOLD
97 ETW —% -$896K -98,984 -100.0% SOLD
98 JEPI —% -$2M -35,412 -100.0% SOLD
99 USRT —% -$203K -3,462 -100.0% SOLD

New Positions

SymbolValue% Port
OAKM $3M 0.93%
SEPI $2M 0.55%
CGXU $432K 0.13%
AMZN $321K 0.09%
VHT $288K 0.08%
VYM $271K 0.08%
UPS $267K 0.08%
JNJ $251K 0.07%
COST $225K 0.07%
PG $221K 0.06%
NAK $26K 0.01%

Sold Out Positions

SymbolValue% Port
ETW —%
META —%
USRT —%
JEPI —%
View SEC EDGAR Filings for Investment Planning Advisors, Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms