— Know what they know.
/
Not Investment Advice

GL

NYSE · USD
Globe Life Inc.
Financial Services · Insurance - Life
CEO Frank Martin Svoboda Employees 3,695 R&D / revenue 0.0%
Last price
$168.77+0.70%last session
Market cap
$13.0B
P/E (TTM)
11.1x
From 52w high
−11.9%
From 52w low
+32.0%
1-year return
+27.3%
RSI 14 · vs SMA200
52.3 · +6.8%
IS score
45.5/ 100
Factor model across 8 sub-scores, ranked against 3,010 US stocks. Describes the business, not the outlook.
Download full factsheet (PDF)

One year, rebased to 100

GL   SPY   XLF (sector ETF) · weekly closes
100110120130140Jan 26Apr 26Jul 26Oct 26GL 127SPY 116XLF 107

Score DNA

Each bar is a 0-100 score within the scored universe
35
Profitability
54
Growth
73
Value
78
Momentum
100
Risk (safety)
60
Quality
41
Balance sheet
83
Earnings quality

Flags

Strengths
✓ Congress buying
Warnings
None of the computed warning flags fires for GL (Altman, Beneish, accruals, FCF, dilution).
Observations
Moat model: Weak, Efficient ScalePiotroski 7 / 9Beta 0.463 of 4 smart-money sources active

Smart-money strip

Each disclosure source on its own window. Filings coinciding is not coordination.
INSForm 4 · 180 days
Insider open-market buys
0
54 open-market sales, $60.8M
No Form 144 notices in 12 months
CONGSTOCK Act · 180 days
Congressional purchases
1
Last disclosed purchase 2026-03-27
Members disclose in ranges, 30-45 days after the trade
13F13F · quarter to 2026-06-30
Net change in institutional holders
+37
107 new holders, 62 closed
703 filers hold 83.7% · 237 added, 215 trimmed
ETFETF holdings · 30 days
Net funds accumulating
+31
495 funds adding shares
464 funds trimming · counts of funds, not dollars
DARKFINRA · daily
Short-sale share of off-exchange volume
76.7%
20-day avg 58.4%, 50-day avg 57.8%
Latest 18.3 pp over its 20-day average · a flow, not short interest

Key financials · FY2025

USD, fiscal year. Stock-based compensation is non-cash; shown against FCF.
Income statement
Revenue$6.0B
Revenue growth YoY+3.8%
Gross margin33.4%
Operating income$1.5B
Operating margin24.4%
Net income$1.2B
Net margin19.4%
EPS (diluted)$14.06
Cash flow
Operating cash flow$1.4B
Capital expenditure$142.5M
Free cash flow$1.3B
FCF conversion (FCF / OCF)89.8%
Stock-based compensation$0
FCF less SBC$1.3B
Buybacks$881.0M
Dividends$86.1M
Balance sheet & returns
Cash & short-term investments$18.0B
Total debt$2.6B
Net cash$15.4B
Shareholders' equity$6.0B
Goodwill & intangibles$7.5B
Debt / equity0.48
ROE (TTM)20.3%
ROIC (TTM)1.5%
Operating margin by fiscal year
17.8%FY202120.4%FY202222.9%FY202323.0%FY202424.4%FY2025
Revenue $5.1B (FY2021) to $6.0B (FY2025), a 4.0% CAGR.

Valuation

P/E (TTM)11.1x
EV / EBITDA24.8x
Price / sales2.09x
Price / FCF10.5x
FCF yield9.50%
Buyback yield6.79%
SBC / revenue0.0%
Price / book2.15x
Forward P/E FY202610.7x
Forward P/E FY202710.2x
Forward P/E FY20289.4x
Forward multiples divide today's price by Street EPS estimates. Street mean target $197.00 across 1 analysts last quarter is theirs, not ours.

GL vs industry median

60 companies in Insurance - Life
Gross margin 17.0% 70.6% Operating margin 9.2% 13.9% Net margin 19.6% 9.1% ROIC 1.5% 9.6%
GL (TTM)Industry median Asset turnover 0.20 vs industry 0.12 · financial leverage 5.13

Earnings delivery

Next report 2026-10-21 · consensus EPS $4.91
58%
beat rate, 7 of 12 quarters
+0.6%
median EPS surprise
3
longest beat streak
+2+3-0+2+14+1-5+1+5-1-1-2
EPS surprise in % vs the consensus at the time, oldest (left) to newest, 2023-10-25 to 2026-07-22. Bars cap at ±60%.

Peers

Market-cap band, not the industry cohort above
CompanyMkt capP/EROENet marginRev growth12m return
GL Globe Life Inc. $13.0B11.1x20.3%19.6%+3.8% +27.3%
UNM Unum Group $14.6B21.5x6.4%7.8%+3.3% +25.9%
JXN Jackson Financial Inc. $8.8B163.2x1.0%—+18.6% +39.2%
PRI Primerica, Inc. $8.7B11.3x33.0%23.4%+7.6% +9.7%
VOYA Voya Financial, Inc. $8.5B15.7x13.1%5.0%−25.5% +31.9%
LNC Lincoln National Corporation $7.6B3.3x22.6%29.3%+7.2% —
PUK Prudential plc $29.6B8.5x39.3%6.4%+175.6% —
CNO CNO Financial Group, Inc. $5.1B18.4x10.9%9.8%+6.0% —
12-month window: SPY +15.9%, sector ETF XLF +7.2%. Past returns describe history only.

Recent 8-K filings

No 8-K filings on file.

Context

Shares outstanding76,849,500
Free float99.1%
Institutional ownership83.7%
Beta0.46
Dividend yield0.75%
Last dividend$0.33 on 2026-10-05
50 / 200-day average$171.94 / $158.50
Large-cap Financial Services median P/E14.0x

Full factsheet

The PDF carries everything on this page plus the cash-allocation waterfall, Form 144 notices, 13F holder detail, dark-pool and short-flow history, seasonality and the moat assessment (Weak).

Read it in the browser Download (PDF)

All fundamentals · 140 measures in 13 categories

Percentile = where GL sits among 25 scored companies in Insurance - Life (0 = lowest value, 100 = highest). It is a position, not a grade. Balance-sheet ratios built for operating companies are n/a for lenders and insurers.
ValuationProfitability (TTM)Returns on capitalGrowthMargin history & stabilityLiquidity (latest quarter)Leverage & solvency (latest quarter)EfficiencyCash flow & earnings qualityDividends & buybacksScores & forensic checksPer shareSize (TTM)

Valuation

MeasureGLIndustry medianIndustry percentileSector median
P/E (TTM) 10.7x 7.9x
61st		 11.9x
PEG (P/E ÷ 3-yr EPS CAGR) 0.53 0.30
73rd		 1.04
Price / sales 2.1x 0.6x
83rd		 2.5x
Price / book 2.1x 0.9x
88th		 1.3x
Price / tangible book 2.5x 0.6x
83rd		 1.6x
Price / free cash flow n/a
Price / operating cash flow n/a
Enterprise value n/a
EV / sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / free cash flow n/a
Earnings yield 9.3% 10.4%
42nd		 7.9%
FCF yield n/a
Operating cash flow yield n/a
Graham number (per share) $162.37 $119.43
70th		 $50.71

Profitability (TTM)

MeasureGLIndustry medianIndustry percentileSector median
Gross margin n/a
EBITDA margin n/a
Operating margin 9.2% 15.1%
39th		 23.3%
EBIT margin 10.2% 13.9%
39th		 23.3%
Net margin 19.6% 10.3%
92nd		 18.7%
NOPAT margin 7.5% 13.3%
38th		 18.7%
FCF margin n/a
Operating cash flow margin n/a
R&D / revenue 0.0% 0.0%
0th		 0.0%
SG&A / revenue 5.2% 5.8%
29th		 20.1%
Stock comp / revenue 0.0% 0.0%
0th		 0.7%
Effective tax rate 19.2% 19.2%
50th		 21.0%

Returns on capital

MeasureGLIndustry medianIndustry percentileSector median
ROE (on average equity) 20.9% 13.1%
88th		 11.9%
ROA 4.0% 0.5%
92nd		 1.4%
ROIC n/a
ROCE n/a
Return on tangible assets 2.1% 0.7%
79th		 2.0%
Cash ROIC (OCF / invested capital) n/a
Gross profitability (GP / assets) n/a
ROIC, 3-yr average n/a
ROIC, 5-yr average n/a
ROE, 5-yr average 19.2% 11.9%
89th		 10.7%
Incremental ROIC n/a

Growth

MeasureGLIndustry medianIndustry percentileSector median
Revenue growth (TTM YoY) 5.3% 6.6%
43rd		 7.1%
Revenue growth (QoQ) 2.6% 2.6%
50th		 2.8%
Revenue CAGR, 3 yr 7.1% 0.4%
85th		 10.8%
Revenue CAGR, 5 yr 4.5% 2.2%
62nd		 11.3%
Gross profit CAGR, 3 yr n/a
Operating income CAGR, 3 yr -17.8% 10.5%
24th		 8.8%
Net income growth (TTM YoY) 13.8% 25.2%
27th		 24.7%
Net income CAGR, 3 yr 13.0% 5.0%
72nd		 9.4%
EPS growth (TTM YoY) 18.0% 25.1%
32nd		 25.1%
EPS CAGR, 3 yr 20.2% 10.8%
72nd		 7.3%
EPS CAGR, 5 yr 15.5% 3.8%
91st		 4.2%
FCF growth (TTM YoY) n/a
FCF CAGR, 3 yr n/a
Operating cash flow CAGR, 3 yr n/a
Book value CAGR, 3 yr 23.1% 10.2%
100th		 8.9%
Dividend CAGR, 3 yr 9.0% 5.5%
95th		 1.9%
Sustainable growth rate 19.4% 8.3%
91st		 8.3%

Margin history & stability

MeasureGLIndustry medianIndustry percentileSector median
Gross margin, 3-yr average n/a
Operating margin, 3-yr average 18.2% 12.1%
57th		 21.4%
Net margin, 3-yr average 18.7% 6.4%
91st		 16.5%
FCF margin, 3-yr average n/a
Revenue stability (0-1) 0.90 0.58
83rd		 0.86
Earnings stability (0-1) 0.93 0.30
100th		 0.37
Margin stability (0-1) 0.75 0.64
74th		 0.81

Liquidity (latest quarter)

MeasureGLIndustry medianIndustry percentileSector median
Cash & short-term investments n/a
Net cash (− = net debt) n/a
Working capital n/a
Current ratio n/a
Quick ratio n/a
Cash ratio (cash + ST investments / current liabilities) n/a
Defensive interval (days) n/a

Leverage & solvency (latest quarter)

MeasureGLIndustry medianIndustry percentileSector median
Total debt n/a
Debt / equity n/a
Net debt / equity n/a
Debt / assets n/a
Debt / capital n/a
Debt / EBITDA n/a
Net debt / EBITDA n/a
Interest coverage (EBIT / interest) n/a
Cash interest coverage n/a
Debt payback (years of OCF) n/a
Liabilities / assets 80.5% 95.9%
8th		 86.2%
IS credit model rating A — —
Implied credit spread (bps) 150 225
21st		 175

Efficiency

MeasureGLIndustry medianIndustry percentileSector median
Asset turnover n/a
Fixed asset turnover n/a
Inventory turnover n/a
Receivables turnover n/a
Days sales outstanding n/a
Days inventory outstanding n/a
Days payables outstanding n/a
Cash conversion cycle (days) n/a
Capex / revenue n/a
Capex / depreciation n/a
Operating expense ratio n/a

Cash flow & earnings quality

MeasureGLIndustry medianIndustry percentileSector median
Operating cash flow / net income n/a
FCF / net income n/a
FCF / operating cash flow n/a
Capex / operating cash flow n/a
Accruals ratio n/a
Sloan accruals ratio n/a
Earnings quality score (0-1) n/a

Dividends & buybacks

MeasureGLIndustry medianIndustry percentileSector median
Dividend yield 0.7% 2.0%
29th		 2.3%
Dividend per share (TTM) $1.26 $1.59
46th		 $1.03
Payout ratio (dividends / net income) 7.5% 27.2%
0th		 30.0%
Dividends / FCF n/a
Dividend growth (YoY) 11.5% 8.2%
64th		 6.4%
Buyback yield 6.8% 3.8%
75th		 1.7%
Shareholder yield (dividends + buybacks) 7.5% 7.4%
54th		 5.2%
Share count change (YoY) -3.6% -2.9%
39th		 -0.3%
Buybacks, last 5 years $4.5B $1.6B
75th		 $85.3M

Scores & forensic checks

MeasureGLIndustry medianIndustry percentileSector median
IS score 46 42
58th		 53
IS profitability 35 42
38th		 59
IS growth 54 58
35th		 57
IS value 73 87
21st		 77
IS momentum 78 65
74th		 76
IS risk (safety) 100 50
75th		 65
IS quality 60 64
33rd		 71
IS balance sheet 41 57
0th		 51
IS earnings quality 83 71
79th		 74
IS cash flow 61 61
50th		 71
Piotroski F-score (0-9) 7 6
58th		 6
Altman Z-score —
Beneish M-score —
Ohlson O-score −6.50 −6.57
54th		 −6.00
IS credit score 71 61
79th		 68

Per share

MeasureGLIndustry medianIndustry percentileSector median
EPS, diluted (TTM) $15.19 $9.62
96th		 $3.36
Book value per share $77.14 $77.14
50th		 $28.13
Tangible book per share $72.25 $65.49
54th		 $21.49
Revenue per share $77.65 $98.57
33rd		 $17.62
FCF per share n/a
Operating cash flow per share n/a
Cash per share n/a

Size (TTM)

MeasureGLIndustry medianIndustry percentileSector median
Market cap $13.0B $6.8B
75th		 $2.5B
Revenue $6.2B $6.3B
29th		 $1.0B
EBITDA $631.0M $1.1B
12th		 $269.3M
Net income $1.2B $831.0M
67th		 $168.0M
Free cash flow n/a
Total assets $31.6B $247.2B
12th		 $8.5B
Shareholders' equity $6.2B $6.5B
29th		 $1.5B
Employees 3,695 3,300
58th		 1,392

Insider transactions, last 6 months

Form 4 · most recent 12
DateInsiderTypeSharesPriceValueOwned after
2026-09-22Hensley Robert Edward
EVP & Chief Investment Officer
 Option exercise 10,000$103.23$1.0M22,384
2026-09-22Hensley Robert Edward
EVP & Chief Investment Officer
 Open-market sale 3,344$169.53$566,91219,040
2026-09-22Hensley Robert Edward
EVP & Chief Investment Officer
 Open-market sale 6,656$170.34$1.1M12,384
2026-09-22Hensley Robert Edward
EVP & Chief Investment Officer
 Option exercise 10,000$103.23$1.0M23,000
2026-08-07Mitchell Robert Brian
EVP, General Counsel and CRO
 Option exercise 23,000$103.23$2.4M30,981
2026-08-07Mitchell Robert Brian
EVP, General Counsel and CRO
 Open-market sale 11,454$182.77$2.1M19,527
2026-08-07Mitchell Robert Brian
EVP, General Counsel and CRO
 Open-market sale 10,529$183.83$1.9M8,998
2026-08-07Mitchell Robert Brian
EVP, General Counsel and CRO
 Open-market sale 1,017$184.75$187,8927,981
2026-08-07Mitchell Robert Brian
EVP, General Counsel and CRO
 Option exercise 23,000$103.23$2.4M0
2026-07-31Darden James Matthew
Director, Co-Chairman & CEO
 Option exercise 50,000$98.32$4.9M108,451
2026-07-31Darden James Matthew
Director, Co-Chairman & CEO
 Open-market sale 49,600$182.43$9.0M58,851
2026-07-31Darden James Matthew
Director, Co-Chairman & CEO
 Open-market sale 400$183.36$73,34358,451

Shares acquired vs disposed, by month

acquired disposed · all Form 4 types
MarAprMayJunJulAugSep

By transaction type, 6 months

TypeDirectionFilingsSharesValue
GiftDisposed21,570—
Open-market saleDisposed54362,222$60.8M
Option exerciseDisposed28379,589$39.2M
Option exerciseAcquired27369,589$38.2M
Awards, option exercises and tax withholding are compensation mechanics; open-market buys and sales are the discretionary ones.

Form 144 notices

FiledFilerShares proposedEst. proceeds
None on file.
A Form 144 is notice of a proposed sale, not a confirmed one.

Congress trades

12 months: House 1 trades (1 purchases) · Senate 1 (1 purchases)
TradedMemberChamberTypeAmountDisclosed
2026-03-27Alan ArmstrongSenatePurchase$1,001 - $15,0002026-07-20
2026-01-29Ro KhannaHousePurchase$1,001 - $15,0002026-02-10
2025-07-10Lisa McClainHouseSale (Full)$1,001 - $15,0002025-08-13
2025-06-17Lisa McClainHousePurchase$1,001 - $15,0002025-08-13
2025-06-16Lisa C. McClainHousePurchase$1,001 - $15,0002025-08-13
2024-08-05Susan M. CollinsSenateSale (Full)$15,001 - $50,0002024-09-13
2024-08-05Susan M. CollinsSenateSale (Full)$15,001 - $50,0002024-09-12
2024-08-05Susan Margaret CollinsSenateSale (Full)$15,001 - $50,0002024-09-12
STOCK Act disclosures, in ranges, filed up to 45 days after the trade.

Largest 13F holders

Quarter to 2026-06-30, the latest most managers have filed
ManagerSharesValue% of shares out
BlackRock, Inc.5,528,883$987.9M7.19%
VANGUARD CAPITAL MANAGEMENT LLC5,080,734$907.8M6.61%
Invesco Ltd.4,619,219$825.4M6.01%
VANGUARD PORTFOLIO MANAGEMENT LLC4,181,598$747.2M5.44%
STATE STREET CORP3,735,409$667.4M4.86%
GEODE CAPITAL MANAGEMENT, LLC2,804,413$500.4M3.65%
DIMENSIONAL FUND ADVISORS LP2,393,372$427.7M3.11%
Nuveen, LLC1,475,438$263.6M1.92%
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP1,440,836$257.4M1.87%
PZENA INVESTMENT MANAGEMENT LLC1,355,811$242.3M1.76%
Swedbank AB1,301,300$232.5M1.69%
FMR LLC1,266,887$226.4M1.65%
MORGAN STANLEY1,012,589$180.9M1.32%
NORGES BANK915,219$163.5M1.19%
WESTFIELD CAPITAL MANAGEMENT CO LP770,990$137.8M1.00%

Institutional ownership by quarter

2023-092026-0683.7%
% of shares held by 13F filers
2023-092026-06703
Number of 13F filers holding

Holder changes by quarter

QuarterHoldersOwnershipNewIncreasedReducedClosed
2026-06-3070383.7%10723721562
2026-03-3166681.8%8522222383
2025-12-3168083.2%8919226261
2025-09-3067283.5%9919025654
2025-06-3063786.5%9620422453
2025-03-3160487.3%9518820949
2024-12-3156688.9%9917119946
2024-09-3052287.1%8018117956
2024-06-3050294.3%73160197160
2024-03-31598101.1%6522019447
2023-12-3158496.8%8918120537
2023-09-3053997.1%5617218649

Schedule 13D / 13G filers

FiledFormFiler% of classShares
None on file.
Required above 5% of a class; 13G is the passive form.

ETFs with the largest holding

ETFWeight in fundHolding value
VITSX0.02%$403.1M
VSMPX0.02%$403.1M
VTSAX0.02%$403.1M
VTI0.02%$403.1M
VOO0.02%$334.4M
VFINX0.02%$334.4M

Share structure

Shares outstanding76,849,500
Float76,134,747
Free float99.1%

Income statement

Fiscal years, USD
FY2021FY2022FY2023FY2024FY2025
Revenue$5.1B$5.2B$5.4B$5.8B$6.0B
Cost of revenue$3.4B$3.7B$3.8B$3.9B$4.0B
Gross profit$1.7B$1.5B$1.6B$1.9B$2.0B
R&D$0$0$0$0$0
SG&A$301.9M$335.0M$331.9M$382.5M$197.7M
Operating income$1.3B$1.1B$1.2B$1.3B$1.5B
EBITDA$1.4B$1.2B$1.3B$1.5B$1.6B
Pretax income$1.3B$1.1B$1.2B$1.3B$1.4B
Income tax$243.5M$207.7M$223.5M$255.9M$278.6M
Net income$1.0B$894.4M$970.8M$1.1B$1.2B
EPS, diluted$7.22$7.47$10.07$11.94$14.06
Diluted shares103.2M99.0M96.4M84.7M80.9M

Balance sheet

FY2021FY2022FY2023FY2024FY2025
Cash & short-term investments$21.5B$16.7B$103.2M$17.4B$18.0B
Receivables$487.4M$589.2M$630.2M$691.9M$1.0B
Inventory$0$0$0$0$0
Total current assets$0$0$733.4M$0$19.1B
PP&E, net$205.0M$212.0M$240.0M$285.0M$370.0M
Goodwill & intangibles$481.8M$481.8M$481.8M$490.4M$7.5B
Total assets$29.8B$26.0B$28.1B$29.1B$30.8B
Accounts payable$412.9M$509.4M$514.9M$532.8M$540.8M
Total current liabilities$0$0$1.5B$0$2.0B
Long-term debt$1.5B$1.6B$1.6B$2.3B$2.3B
Total liabilities$21.1B$22.0B$23.6B$23.8B$24.8B
Shareholders' equity$8.6B$3.9B$4.5B$5.3B$6.0B

Cash flow statement

Outflows are negative
FY2021FY2022FY2023FY2024FY2025
Net income$745.0M$894.4M$970.8M$1.1B$1.2B
Depreciation & amortization$0$0$0$0$0
Stock-based compensation$0$0$0$0$0
Change in working capital$982.5M$839.5M$815.0M$733.1M$602.6M
Operating cash flow$1.4B$1.4B$1.5B$1.4B$1.4B
Capital expenditure−$38.2M−$27.9M−$49.6M−$71.0M−$142.5M
Free cash flow$1.4B$1.4B$1.4B$1.3B$1.3B
Investing cash flow−$913.4M−$943.0M−$926.1M−$641.5M−$643.6M
Net debt issued / repaid$92.3M$48.9M$36.6M$621.6M−$110.7M
Buybacks−$541.4M−$454.6M−$511.1M−$1.0B−$881.0M
Dividends paid−$80.0M−$80.5M−$84.1M−$85.5M−$86.1M

Ratio history

Margins on the fiscal-year (TTM at Q4) basis; multiples at each year end
FY2021FY2022FY2023FY2024FY2025
Gross margin25.9%28.9%31.4%36.5%33.4%
Operating margin17.8%20.4%22.9%23.0%24.4%
Net margin14.5%16.6%18.6%18.5%19.4%
FCF margin27.3%26.7%27.5%23.0%20.9%
ROE8.6%13.7%23.0%21.9%20.6%
ROIC-6.9%-8.1%14.9%-11.4%-12.5%
ROA2.5%3.1%3.6%3.7%3.9%
Debt / equity0.230.530.470.520.44
Interest coverage11.9x12.8x12.7x11.4x11.3x
Current ratio——0.49—9.66
Revenue growth+8.1%+1.8%+0.1%+10.7%+3.8%
EPS growth+6.3%+19.1%+16.1%+24.2%+13.7%
P/E at year end12.3x13.4x11.8x8.8x9.7x
EV / EBITDA at year endn/mn/m10.4xn/mn/m
FCF yield at year end15.21%12.01%12.53%14.21%11.11%
Dividend payout10.7%9.3%8.7%8.0%7.4%

Revenue by segment

FY2021FY2022FY2023FY2024FY2025
Life Segment$2.9B$3.0B$3.1B$3.3B$3.4B
Health Segment$1.2B$1.3B$1.3B$1.4B$1.5B
Investment Segment$952.4M$987.5M———
Annuity Segment$1,000$1,000$0——

Street estimates by fiscal year

Next report 2026-10-21 · consensus EPS $4.91 · these are analysts' numbers, not ours
Fiscal yearRevenue (mean)Revenue rangeEPS (mean)EPS rangeAnalystsP/E on mean EPS
2026$6.4B$6.4B – $6.4B$15.73$15.60 – $15.81710.7x
2027$6.8B$6.7B – $6.9B$16.51$16.03 – $16.85710.2x
2028$7.2B$7.0B – $7.4B$17.94$16.96 – $18.7449.4x

Reported vs expected, every quarter on file

ReportedEPS expectedEPS actualEPS surpriseRevenue expectedRevenue actualRevenue surprise
2026-07-22$3.67$3.61−1.6%$1.6B$1.6B+0.6%
2026-04-22$3.46$3.43−0.9%$1.6B$1.6B−0.3%
2026-02-04$3.44$3.39−1.5%$1.5B$1.5B−0.8%
2025-10-22$4.60$4.81+4.6%$1.5B$1.5B−0.4%
2025-07-23$3.25$3.27+0.6%$1.5B$1.5B−1.6%
2025-04-30$3.23$3.07−5.0%$1.5B$1.5B−0.5%
2025-02-05$3.12$3.14+0.6%$1.5B$1.5B−0.7%
2024-10-23$3.06$3.49+14.1%$1.5B$1.5B−0.6%
2024-07-24$2.91$2.97+2.1%$1.4B$1.4B−0.6%
2024-04-22$2.79$2.78−0.4%$1.4B$1.4B−0.6%
2024-02-07$2.73$2.80+2.6%$1.4B$1.4B+1.2%
2023-10-25$2.65$2.71+2.3%$1.4B$1.4B−0.1%
2023-07-26$2.57$2.61+1.6%$1.4B$1.3B−3.7%
2023-05-03$2.47$2.53+2.4%$1.4B$1.1B−19.9%
2023-02-01$2.17$2.24+3.2%$1.3B$1.3B−0.8%
2022-10-26$2.10$2.15+2.4%$1.3B$1.3B−2.7%
2022-07-27$2.05$2.07+1.0%$1.3B$1.3B−2.7%
2022-04-20$1.72$1.70−1.2%$1.3B$1.3B−1.1%
2022-02-02$1.76$1.70−3.4%$1.3B$1.3B−1.0%
2021-10-20$1.89$1.78−5.8%$1.3B$1.3B+1.1%
2021-07-21$1.82$1.85+1.6%$1.3B$1.3B+0.6%
2021-04-21$1.61$1.53−5.0%$1.2B$1.3B+2.5%
2021-02-02$1.72$1.74+1.2%$1.2B$1.2B+2.3%
2020-10-21$1.75$1.750.0%$1.2B$1.2B0.0%

Off-exchange (dark pool) volume, weekly

FINRA ATS, $ billions · through the week of 2026-08-31 (FINRA publishes with a delay)
0.206-150.206-220.106-290.107-060.207-130.307-200.207-270.208-030.108-100.108-170.108-240.108-31
Week ofNotionalSharesTrades
2026-08-31$78.9M453,76921,421
2026-08-24$111.9M643,42622,914
2026-08-17$124.8M715,08628,449
2026-08-10$132.8M729,60224,918
2026-08-03$166.0M901,09626,170
2026-07-27$204.7M1,145,25735,612

Short-sale share of off-exchange volume

daily 20-day average
07-2310-1576.7%
DateShort shareShort volumeTotal volume
2026-10-1576.7%105,148137,148
2026-10-1468.2%75,429110,554
2026-10-1360.9%66,434109,034
2026-10-1270.4%51,97373,830
2026-10-0969.4%73,028105,172
2026-10-0875.1%85,531113,957
2026-10-0755.7%125,934225,986
2026-10-0670.6%123,412174,847
2026-10-0577.9%86,511111,091
2026-10-0260.8%49,21080,975
A daily flow measure from FINRA, not short interest.

Seasonality

Average return by calendar month
-0.1Jan-1.2Feb+1.3Mar+1.4Apr+1.7May-0.8Jun+2.4Jul+1.0Aug+0.6Sep+1.4Oct+3.0Nov+2.8Dec
MonthAvg returnUp yearsYears
Jan−0.1%65%20
Feb−1.2%60%20
Mar+1.3%62%21
Apr+1.4%65%20
May+1.7%50%20
Jun−0.8%55%20
Jul+2.4%65%20
Aug+1.0%60%20
Sep+0.6%50%20
Oct+1.4%60%20
Nov+3.0%85%20
Dec+2.8%75%20
History, not a forecast.

Indicators

as of 2026-10-16
RSI 1452.3
MFI59.4
ADX18.7
Stochastic %K / %D79.8 / 66.3
Williams %R-17.7
CCI71
TSI / signal-15.0 / -21.6
Chaikin money flow-0.26
ATR$2.92
Bollinger width4.4%
Volume vs 20-day avg0.80x
SupertrendDown

Moving averages and bands

level (price vs level)
SMA 20$166.60 (+1.3%)
SMA 50$171.32 (−1.5%)
SMA 200$158.06 (+6.8%)
EMA 21$167.46 (+0.8%)
EMA 50$169.64 (−0.5%)
EMA 200$159.98 (+5.5%)
Bollinger upper$170.29 (−0.9%)
Bollinger lower$162.92 (+3.6%)
Parabolic SAR$164.44 (+2.6%)
Open the live chart, 110+ indicators

About Globe Life Inc.

Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.

https://home.globelifeinsurance.com

Key executives

NameTitlePayBorn
Frank Martin SvobodaCo-Chairman & Co-CEO$2.7M1962
James Matthew DardenCo-Chairman & Co-CEO$2.7M1971
Thomas Peter KalmbachExecutive Vice President & Chief Financial Officer$1.4M1965
Robert Brian MitchellExecutive Vice President, General Counsel & Chief Risk Officer$1.0M1964
Robert E. HensleyExecutive Vice President & Chief Investment Officer$1.0M1968
Michael Clay MajorsExecutive Vice President & Chief Strategy Officer$952,4171963
Dolores L. SkarjuneExecutive Vice President & Chief Administrative Officer—1966
Shane HenrieCorporate Senior Vice President & Chief Accounting Officer—1974

Executive pay, latest proxy

ExecutiveYearSalaryStock awardsIncentiveTotal
Gary L. Coleman, Co-Chairman and Chief Executive Officer2014$821,058$2.0M$900,000$7.6M
Larry M. Hutchison, Co-Chairman and Chief Executive Officer2014$821,058$2.0M$900,000$7.4M
Roger C. Smith President & Chief Executive Officer, American Income and Liberty2014$569,693$912,480$450,000$4.5M
Vern D. Herbel Executive Vice President & Chief Administrative Officer2014$509,923$570,300$225,000$3.7M
W. Michael Pressley Executive Vice President & Chief Investment Officer2014$459,847$608,320$225,000$2.8M
Frank M. Svoboda Executive Vice President & Chief Financial Officer2014$449,768$608,320$185,000$2.6M

Employees

3k20183k20193k20203k20214k20224k20234k20244k2025

Dividends

Ex-dateAmountPaid
2026-10-05$0.332026-10-30
2026-07-06$0.332026-07-31
2026-04-02$0.332026-05-01
2026-01-05$0.272026-01-30
2025-10-03$0.272025-10-31
2025-07-03$0.272025-08-01
2025-04-03$0.272025-05-01
2025-01-06$0.242025-01-31

Moat model

Weak · Efficient Scale · 2026-06-30
Cost advantage44
Intangibles14
Switching costs57
Network effect35
Efficient scale73
Our component scores (0-100) and overall 42.8; a model of the business, not a call on the stock.
InsiderStreet reports findings from filings and market data. Nothing on this page is a recommendation to buy or sell.Every figure is computed in code · data as of 2026-10-17

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