— Know what they know.
/
Not Investment Advice

SCHW

NYSE · USD
The Charles Schwab Corporation
Financial Services · Financial - Capital Markets
CEO Richard Andrew Wurster Employees 33,000 R&D / revenue 0.0%
Last price
$91.96−2.34%last session
Market cap
$159.0B
P/E (TTM)
15.6x
From 52w high
−19.7%
From 52w low
+9.5%
1-year return
−0.3%
RSI 14 · vs SMA200
27.8 · −5.9%
IS score
70.5/ 100
Factor model across 8 sub-scores, ranked against 3,010 US stocks. Describes the business, not the outlook.
Download full factsheet (PDF)

One year, rebased to 100

SCHW   SPY   XLF (sector ETF) · weekly closes
100110120Jan 26Apr 26Jul 26Oct 26SPY 116XLF 107SCHW 100

Score DNA

Each bar is a 0-100 score within the scored universe
85
Profitability
72
Growth
61
Value
72
Momentum
100
Risk (safety)
76
Quality
84
Balance sheet
52
Earnings quality

Flags

Strengths
✓ Net cash✓ Insider buying✓ Congress buying
Warnings
None of the computed warning flags fires for SCHW (Altman, Beneish, accruals, FCF, dilution).
Observations
Moat model: Weak, Efficient ScalePiotroski 7 / 9Beta 0.754 of 4 smart-money sources active

Smart-money strip

Each disclosure source on its own window. Filings coinciding is not coordination.
INSForm 4 · 180 days
Insider open-market buys
1
$1.85M bought
No Form 144 notices in 12 months
CONGSTOCK Act · 180 days
Congressional purchases
4
Last disclosed purchase 2026-09-04
Members disclose in ranges, 30-45 days after the trade
13F13F · quarter to 2026-06-30
Net change in institutional holders
−13
173 new holders, 156 closed
2,326 filers hold 83.9% · 906 added, 966 trimmed
ETFETF holdings · 30 days
Net funds accumulating
+226
1,490 funds adding shares
1,264 funds trimming · counts of funds, not dollars
DARKFINRA · daily
Short-sale share of off-exchange volume
39.0%
20-day avg 39.1%, 50-day avg 40.4%
Latest 0.1 pp under its 20-day average · a flow, not short interest

Key financials · FY2025

USD, fiscal year. Stock-based compensation is non-cash; shown against FCF.
Income statement
Revenue$27.7B
Revenue growth YoY+6.4%
Gross margin80.3%
Operating income$13.7B
Operating margin49.4%
Net income$8.9B
Net margin32.0%
EPS (diluted)$4.66
Cash flow
Operating cash flow$9.3B
Capital expenditure$548.0M
Free cash flow$8.8B
FCF conversion (FCF / OCF)94.1%
Stock-based compensation$317.0M
FCF less SBC$8.4B
Buybacks$9.8B
Dividends$2.3B
Balance sheet & returns
Cash & short-term investments$632.0M
Total debt$31.1B
Net debt$30.5B
Shareholders' equity$49.4B
Goodwill & intangibles$19.2B
Debt / equity0.14
ROE (TTM)28.1%
ROIC (TTM)3.6%
Operating margin by fiscal year
40.6%FY202142.1%FY202225.0%FY202329.6%FY202441.4%FY2025
Revenue $19.0B (FY2021) to $27.7B (FY2025), a 9.9% CAGR.

Valuation

P/E (TTM)15.6x
EV / EBITDA10.5x
Price / sales5.10x
Price / FCF48.0x
FCF yield2.08%
Buyback yield6.16%
SBC / revenue0.6%
Price / book51.24x
Forward P/E FY202614.2x
Forward P/E FY202711.5x
Forward P/E FY20289.8x
Forward multiples divide today's price by Street EPS estimates. Street mean target $120.18 across 22 analysts last quarter is theirs, not ours.

SCHW vs industry median

194 companies in Financial - Capital Markets
Gross margin 86.9% 63.0% Operating margin 44.3% 3.6% Net margin 34.2% 0.4% ROIC 3.6% -0.1%
SCHW (TTM)Industry median Asset turnover 7.59 vs industry 0.19 · financial leverage 1.32

Earnings delivery

Next report 2027-01-20 · consensus EPS $1.77
92%
beat rate, 11 of 12 quarters
+2.7%
median EPS surprise
9
longest beat streak
+3+6+0+1+3+3+4+5+2+2+4+2
EPS surprise in % vs the consensus at the time, oldest (left) to newest, 2023-10-16 to 2026-10-15. Bars cap at ±60%.

Peers

Market-cap band, not the industry cohort above
CompanyMkt capP/EROENet marginRev growth12m return
SCHW The Charles Schwab Corporati $159.0B15.6x28.1%34.2%+6.4% −0.3%
GS The Goldman Sachs Group, Inc $256.6B12.5x17.0%17.2%−6.8% +16.7%
HOOD Robinhood Markets, Inc. $88.9B42.8x23.6%42.9%+38.3% −24.8%
MS Morgan Stanley $284.8B14.2x18.5%16.2%+16.7% +15.4%
LPLA LPL Financial Holdings Inc. $25.3B25.5x18.6%7.3%+38.8% −3.7%
TW Tradeweb Markets Inc. $24.5B27.0x14.1%32.4%+14.0% —
CRCL Circle Internet Group $20.9B43.5x15.4%6.9%+341.5% —
UBS UBS Group AG $146.0B16.1x9.6%15.6%+1.4% —
12-month window: SPY +15.9%, sector ETF XLF +7.2%. Past returns describe history only.

Recent 8-K filings

No 8-K filings on file.

Context

Shares outstanding1,729,340,000
Free float94.3%
Institutional ownership83.9%
Beta0.75
Dividend yield1.34%
Last dividend$0.32 on 2026-08-14
50 / 200-day average$104.75 / $98.19
Large-cap Financial Services median P/E14.0x

Full factsheet

The PDF carries everything on this page plus the cash-allocation waterfall, Form 144 notices, 13F holder detail, dark-pool and short-flow history, seasonality and the moat assessment (Weak).

Read it in the browser Download (PDF)

All fundamentals · 140 measures in 13 categories

Percentile = where SCHW sits among 41 scored companies in Financial - Capital Markets (0 = lowest value, 100 = highest). It is a position, not a grade. Balance-sheet ratios built for operating companies are n/a for lenders and insurers.
ValuationProfitability (TTM)Returns on capitalGrowthMargin history & stabilityLiquidity (latest quarter)Leverage & solvency (latest quarter)EfficiencyCash flow & earnings qualityDividends & buybacksScores & forensic checksPer shareSize (TTM)

Valuation

MeasureSCHWIndustry medianIndustry percentileSector median
P/E (TTM) 14.9x 14.1x
54th		 11.9x
PEG (P/E ÷ 3-yr EPS CAGR) 0.64 0.31
75th		 1.04
Price / sales 5.1x 2.4x
69th		 2.5x
Price / book 51.3x 2.6x
100th		 1.3x
Price / tangible book 54.6x 4.1x
95th		 1.6x
Price / free cash flow n/a
Price / operating cash flow n/a
Enterprise value n/a
EV / sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / free cash flow n/a
Earnings yield 6.7% 4.6%
65th		 7.9%
FCF yield n/a
Operating cash flow yield n/a
Graham number (per share) $15.73 $46.68
12th		 $50.71

Profitability (TTM)

MeasureSCHWIndustry medianIndustry percentileSector median
Gross margin n/a
EBITDA margin n/a
Operating margin 44.3% 11.3%
89th		 23.3%
EBIT margin 44.3% 10.0%
92nd		 23.3%
Net margin 34.2% 5.8%
92nd		 18.7%
NOPAT margin 34.2% 9.6%
86th		 18.7%
FCF margin n/a
Operating cash flow margin n/a
R&D / revenue 0.0% 0.0%
0th		 0.0%
SG&A / revenue 29.0% 16.9%
58th		 20.1%
Stock comp / revenue 0.9% 3.4%
24th		 0.7%
Effective tax rate 22.9% 21.0%
82nd		 21.0%

Returns on capital

MeasureSCHWIndustry medianIndustry percentileSector median
ROE (on average equity) 40.6% 13.2%
90th		 11.9%
ROA 4.5% 1.3%
75th		 1.4%
ROIC n/a
ROCE n/a
Return on tangible assets 5.9% 2.9%
70th		 2.0%
Cash ROIC (OCF / invested capital) n/a
Gross profitability (GP / assets) n/a
ROIC, 3-yr average n/a
ROIC, 5-yr average n/a
ROE, 5-yr average 81.0% 10.4%
100th		 10.7%
Incremental ROIC n/a

Growth

MeasureSCHWIndustry medianIndustry percentileSector median
Revenue growth (TTM YoY) 14.7% 20.7%
36th		 7.1%
Revenue growth (QoQ) -4.1% 1.7%
33rd		 2.8%
Revenue CAGR, 3 yr 6.9% 24.4%
8th		 10.8%
Revenue CAGR, 5 yr 11.1% 11.9%
46th		 11.3%
Gross profit CAGR, 3 yr n/a
Operating income CAGR, 3 yr 21.1% 27.1%
38th		 8.8%
Net income growth (TTM YoY) 29.3% 37.3%
33rd		 24.7%
Net income CAGR, 3 yr 21.1% 31.6%
27th		 9.4%
EPS growth (TTM YoY) 35.1% 36.6%
43rd		 25.1%
EPS CAGR, 3 yr 23.3% 33.4%
33rd		 7.3%
EPS CAGR, 5 yr 16.6% 3.9%
75th		 4.2%
FCF growth (TTM YoY) n/a
FCF CAGR, 3 yr n/a
Operating cash flow CAGR, 3 yr n/a
Book value CAGR, 3 yr -55.8% 6.3%
0th		 8.9%
Dividend CAGR, 3 yr 2.9% 0.8%
67th		 1.9%
Sustainable growth rate 31.3% 15.0%
92nd		 8.3%

Margin history & stability

MeasureSCHWIndustry medianIndustry percentileSector median
Gross margin, 3-yr average n/a
Operating margin, 3-yr average 36.3% 12.3%
85th		 21.4%
Net margin, 3-yr average 28.2% 7.1%
89th		 16.5%
FCF margin, 3-yr average n/a
Revenue stability (0-1) 0.93 0.70
86th		 0.86
Earnings stability (0-1) 0.58 0.33
75th		 0.37
Margin stability (0-1) 0.89 0.72
75th		 0.81

Liquidity (latest quarter)

MeasureSCHWIndustry medianIndustry percentileSector median
Cash & short-term investments n/a
Net cash (− = net debt) n/a
Working capital n/a
Current ratio n/a
Quick ratio n/a
Cash ratio (cash + ST investments / current liabilities) n/a
Defensive interval (days) n/a

Leverage & solvency (latest quarter)

MeasureSCHWIndustry medianIndustry percentileSector median
Total debt n/a
Debt / equity n/a
Net debt / equity n/a
Debt / assets n/a
Debt / capital n/a
Debt / EBITDA n/a
Net debt / EBITDA n/a
Interest coverage (EBIT / interest) n/a
Cash interest coverage n/a
Debt payback (years of OCF) n/a
Liabilities / assets 24.5% 71.8%
12th		 86.2%
IS credit model rating AAA — —
Implied credit spread (bps) 50 225
0th		 175

Efficiency

MeasureSCHWIndustry medianIndustry percentileSector median
Asset turnover n/a
Fixed asset turnover n/a
Inventory turnover n/a
Receivables turnover n/a
Days sales outstanding n/a
Days inventory outstanding n/a
Days payables outstanding n/a
Cash conversion cycle (days) n/a
Capex / revenue n/a
Capex / depreciation n/a
Operating expense ratio n/a

Cash flow & earnings quality

MeasureSCHWIndustry medianIndustry percentileSector median
Operating cash flow / net income n/a
FCF / net income n/a
FCF / operating cash flow n/a
Capex / operating cash flow n/a
Accruals ratio n/a
Sloan accruals ratio n/a
Earnings quality score (0-1) n/a

Dividends & buybacks

MeasureSCHWIndustry medianIndustry percentileSector median
Dividend yield 1.3% 0.0%
68th		 2.3%
Dividend per share (TTM) $1.23 $0.00
72nd		 $1.03
Payout ratio (dividends / net income) 22.7% 19.5%
58th		 30.0%
Dividends / FCF n/a
Dividend growth (YoY) 8.1% 8.1%
50th		 6.4%
Buyback yield 6.7% 1.0%
88th		 1.7%
Shareholder yield (dividends + buybacks) 8.2% 1.9%
80th		 5.2%
Share count change (YoY) -4.3% 0.0%
35th		 -0.3%
Buybacks, last 5 years $21.0B $0
100th		 $85.3M

Scores & forensic checks

MeasureSCHWIndustry medianIndustry percentileSector median
IS score 70 41
85th		 53
IS profitability 85 44
95th		 59
IS growth 72 67
68th		 57
IS value 61 51
68th		 77
IS momentum 72 58
62nd		 76
IS risk (safety) 100 80
60th		 65
IS quality 76 48
88th		 71
IS balance sheet 84 54
90th		 51
IS earnings quality 52 52
50th		 74
IS cash flow 62 30
67th		 71
Piotroski F-score (0-9) 7 5
75th		 6
Altman Z-score —
Beneish M-score —
Ohlson O-score −26.40 −6.36
0th		 −6.00
IS credit score 96 62
95th		 68

Per share

MeasureSCHWIndustry medianIndustry percentileSector median
EPS, diluted (TTM) $6.14 $2.10
80th		 $3.36
Book value per share $1.79 $9.45
10th		 $28.13
Tangible book per share $1.79 $7.23
20th		 $21.49
Revenue per share $17.98 $10.82
55th		 $17.62
FCF per share n/a
Operating cash flow per share n/a
Cash per share n/a

Size (TTM)

MeasureSCHWIndustry medianIndustry percentileSector median
Market cap $159.0B $5.0B
95th		 $2.5B
Revenue $31.2B $1.8B
90th		 $1.0B
EBITDA $15.2B $269.2M
95th		 $269.3M
Net income $10.6B $226.8M
95th		 $168.0M
Free cash flow n/a
Total assets $4.1B $4.4B
40th		 $8.5B
Shareholders' equity $3.1B $1.4B
75th		 $1.5B
Employees 33,700 1,027
95th		 1,392

Insider transactions, last 6 months

Form 4 · most recent 12
DateInsiderTypeSharesPriceValueOwned after
2026-10-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Option exercise 5,000$41.98$209,9000
2026-10-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Open-market sale 5,000$97.80$489,0075,770
2026-10-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Option exercise 5,000$41.98$209,90013,950
2026-10-01Brown Marianne Catherine
Director
 Award / grant 407——8,700
2026-10-01Ellis Stephen A
Director
 Award / grant 369——13,684
2026-10-01Herringer Frank C
Director
 Award / grant 445——153,637
2026-10-01Ruffel Charles A.
Director
 Award / grant 1,222$98.37$120,2081,222
2026-09-23Ellis Stephen A
Director
 Option exercise 1,918$31.48$60,3797,445
2026-09-23Ellis Stephen A
Director
 Option exercise 1,918$31.48$60,3790
2026-09-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Option exercise 3,177$52.05$165,3630
2026-09-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Open-market sale 3,177$109.04$346,4285,770
2026-09-01Hathi Neesha
MD, Head Wealth Adv, Bnk, Tst
 Option exercise 3,177$52.05$165,3630

Shares acquired vs disposed, by month

acquired disposed · all Form 4 types
MarAprMayJunJulAugSepOct

By transaction type, 6 months

TypeDirectionFilingsSharesValue
Award / grantAcquired2860,767$3.8M
GiftDisposed9422,956—
Open-market buyAcquired121,959$1.8M
Open-market saleDisposed501,873,206$192.8M
Option exerciseDisposed20734,707$35.9M
Option exerciseAcquired20734,707$35.9M
Tax withholdingDisposed38,847$801,443
—Disposed20—
Awards, option exercises and tax withholding are compensation mechanics; open-market buys and sales are the discretionary ones.

Form 144 notices

FiledFilerShares proposedEst. proceeds
None on file.
A Form 144 is notice of a proposed sale, not a confirmed one.

Congress trades

12 months: House 22 trades (10 purchases) · Senate 1 (1 purchases)
TradedMemberChamberTypeAmountDisclosed
2026-09-25Ro KhannaHouseSale$1,001 - $15,0002026-10-09
2026-09-04Ro KhannaHousePurchase$1,001 - $15,0002026-10-09
2026-06-02Ro KhannaHousePurchase$1,001 - $15,0002026-07-08
2026-05-01Ro KhannaHousePurchase$1,001 - $15,0002026-06-11
2026-03-27Alan ArmstrongSenatePurchase$1,001 - $15,0002026-07-21
2023-08-22Dan SullivanSenateSale$1,001 - $15,0002023-09-22
2023-08-22Dan SullivanSenateSale (Full)$1,001 - $15,0002023-09-21
2023-08-22Daniel Scott SullivanSenateSale (Full)$1,001 - $15,0002023-09-21
STOCK Act disclosures, in ranges, filed up to 45 days after the trade.

Largest 13F holders

Quarter to 2026-06-30, the latest most managers have filed
ManagerSharesValue% of shares out
BlackRock, Inc.134,414,949$12.4B7.77%
VANGUARD CAPITAL MANAGEMENT LLC107,329,957$9.9B6.21%
DODGE & COX76,968,323$7.1B4.45%
STATE STREET CORP73,174,188$6.8B4.23%
JPMORGAN CHASE & CO44,386,036$4.0B2.57%
FMR LLC44,265,455$4.1B2.56%
PRICE T ROWE ASSOCIATES INC /MD/43,292,139$4.0B2.50%
GEODE CAPITAL MANAGEMENT, LLC37,293,274$3.4B2.16%
FRANKLIN RESOURCES INC36,475,742$3.4B2.11%
VANGUARD PORTFOLIO MANAGEMENT LLC26,889,062$2.5B1.55%
PRIMECAP MANAGEMENT CO/CA/25,120,895$2.3B1.45%
NORGES BANK22,658,390$2.1B1.31%
Fisher Asset Management, LLC21,952,062$2.0B1.27%
MORGAN STANLEY21,519,966$2.0B1.24%
Artisan Partners Limited Partnership18,930,716$1.7B1.09%

Institutional ownership by quarter

2023-092026-0683.9%
% of shares held by 13F filers
2023-092026-062,326
Number of 13F filers holding

Holder changes by quarter

QuarterHoldersOwnershipNewIncreasedReducedClosed
2026-06-302,32683.9%173906966156
2026-03-312,33981.7%200987874155
2025-12-312,33484.3%30294283593
2025-09-302,17584.4%177930765119
2025-06-302,15187.3%248876780105
2025-03-312,03588.1%219894668139
2024-12-311,99586.7%280705754106
2024-09-301,85486.0%146742742170
2024-06-301,90186.8%158694792115
2024-03-311,88786.6%176772683148
2023-12-311,88486.6%289766641121
2023-09-301,74684.9%148747633152

Schedule 13D / 13G filers

FiledFormFiler% of classShares
None on file.
Required above 5% of a class; 13G is the passive form.

ETFs with the largest holding

ETFWeight in fundHolding value
VITSX0.22%$5.1B
VSMPX0.22%$5.1B
VTI0.22%$5.1B
VTSAX0.22%$5.1B
VFIAX0.24%$4.2B
VOO0.24%$4.2B

Share structure

Shares outstanding1,729,340,000
Float1,630,167,539
Free float94.3%

Income statement

Fiscal years, USD
FY2021FY2022FY2023FY2024FY2025
Revenue$19.0B$22.3B$25.5B$26.0B$27.7B
Cost of revenue$476.0M$1.5B$6.7B$6.4B$5.5B
Gross profit$18.5B$20.8B$18.8B$19.6B$22.2B
R&D$0$0$0$0$0
SG&A$5.9B$6.4B$6.7B$6.4B$0
Operating income$7.7B$9.4B$6.4B$7.7B$13.7B
EBITDA$8.9B$10.6B$7.7B$9.1B$15.0B
Pretax income$7.7B$9.4B$6.4B$7.7B$11.5B
Income tax$1.9B$2.2B$1.3B$1.8B$2.6B
Net income$5.9B$7.2B$5.1B$5.9B$8.9B
EPS, diluted$2.83$3.50$2.54$2.99$4.66
Diluted shares1.9B1.9B1.8B1.8B1.8B

Balance sheet

FY2021FY2022FY2023FY2024FY2025
Cash & short-term investments$453.0B$188.0B$149.2B$124.7B$632.0M
Receivables$95.3B$71.2B$75.4B$90.7B$107.5B
Inventory$0$0$0$0$0
Total current assets$548.3B$259.3B$224.6B$215.4B$200.8B
PP&E, net$4.3B$4.6B$4.3B$3.9B$0
Goodwill & intangibles$21.3B$20.7B$20.2B$19.7B$19.2B
Total assets$667.3B$551.8B$493.2B$479.8B$491.0B
Accounts payable$125.7B$97.4B$91.4B$114.9B$142.0B
Total current liabilities$592.1B$494.3B$414.3B$396.7B$11.3B
Long-term debt$18.8B$20.8B$26.0B$22.4B$19.9B
Total liabilities$611.0B$515.2B$452.2B$431.5B$441.6B
Shareholders' equity$56.3B$36.6B$41.0B$48.4B$49.4B

Cash flow statement

Outflows are negative
FY2021FY2022FY2023FY2024FY2025
Net income$5.9B$7.2B$5.1B$5.9B$8.9B
Depreciation & amortization$1.2B$1.2B$1.3B$1.4B$1.4B
Stock-based compensation$254.0M$366.0M$320.0M$337.0M$317.0M
Change in working capital−$7.9B−$8.6B$11.8B−$6.2B−$3.0B
Operating cash flow$2.1B$2.1B$19.6B$2.7B$9.3B
Capital expenditure−$916.0M−$971.0M−$700.0M−$620.0M−$548.0M
Free cash flow$1.2B$1.1B$18.9B$2.0B$8.8B
Investing cash flow−$75.7B$32.0B$57.4B$35.4B$24.5B
Net debt issued / repaid$10.1B$14.1B$21.2B−$13.9B−$14.2B
Buybacks$0−$3.4B−$2.8B$0−$9.8B
Dividends paid−$1.8B−$2.1B−$2.3B−$2.3B−$2.3B

Ratio history

Margins on the fiscal-year (TTM at Q4) basis; multiples at each year end
FY2021FY2022FY2023FY2024FY2025
Gross margin97.5%93.1%73.8%75.4%86.4%
Operating margin40.6%42.1%25.0%29.6%41.4%
Net margin30.8%32.2%19.9%22.9%32.0%
FCF margin6.3%4.9%74.0%7.9%31.7%
ROE10.4%15.5%13.1%13.3%18.1%
ROIC-1.6%-6.3%-10.3%-19.1%11.0%
ROA1.0%1.2%1.0%1.2%1.8%
Debt / equity0.421.031.440.930.65
Interest coverage16.2x6.1x1.0x1.2x3.1x
Current ratio0.930.520.540.5417.83
Revenue growth+56.8%+17.4%+14.4%+1.9%+6.4%
EPS growth+33.9%+24.6%−27.7%+16.8%+53.9%
P/E at year end25.9x20.8x24.2x22.6x20.1x
EV / EBITDA at year endn/mn/m4.2x6.0x16.3x
FCF yield at year end0.79%0.73%15.43%1.53%4.94%
Dividend payout31.1%29.4%44.9%38.3%26.3%

Revenue by segment

FY2021FY2022FY2023FY2024FY2025
Investor Services$14.5B$15.6B$14.4B$15.6B$19.0B
Interest revenue————$15.5B
Asset management and administration fees————$6.5B
Advisor Services$4.1B$5.2B$4.4B$4.0B$4.9B
Trading revenue————$3.9B
Bank deposit account fees————$977.0M
Other————$767.0M

Street estimates by fiscal year

Next report 2027-01-20 · consensus EPS $1.77 · these are analysts' numbers, not ours
Fiscal yearRevenue (mean)Revenue rangeEPS (mean)EPS rangeAnalystsP/E on mean EPS
2026$28.2B$28.0B – $28.3B$6.46$6.18 – $6.591314.2x
2027$32.2B$30.4B – $33.9B$7.97$6.88 – $8.791711.5x
2028$35.2B$32.8B – $38.6B$9.36$7.86 – $10.53109.8x

Reported vs expected, every quarter on file

ReportedEPS expectedEPS actualEPS surpriseRevenue expectedRevenue actualRevenue surprise
2026-10-15$1.65$1.69+2.4%$7.2B$7.2B−0.1%
2026-07-21$1.56$1.62+3.8%$6.9B$7.1B+2.6%
2026-04-16$1.40$1.43+2.1%$6.5B$6.5B−0.3%
2026-01-21$1.36$1.39+2.2%$6.4B$6.3B−0.7%
2025-10-16$1.25$1.31+4.8%$6.0B$6.1B+2.1%
2025-07-18$1.10$1.14+3.6%$5.7B$5.9B+2.0%
2025-04-17$1.01$1.04+3.0%$5.5B$5.6B+1.2%
2024-10-15$0.75$0.77+2.7%$4.8B$4.8B+1.3%
2024-07-16$0.72$0.73+1.4%$4.7B$4.7B+0.2%
2024-04-15$0.74$0.740.0%$4.7B$4.7B+0.7%
2024-03-14$0.64$0.68+6.3%—$6.3B—
2023-10-16$0.75$0.77+2.8%$4.7B$4.6B−1.4%
2023-07-18$0.71$0.75+5.6%$4.6B$4.7B+1.0%
2023-04-17$0.90$0.93+3.3%$5.0B$5.1B+2.2%
2022-10-17$1.05$1.10+4.8%$5.4B$5.5B+1.6%
2022-07-18$0.91$0.97+6.6%$5.0B$5.1B+1.1%
2022-04-18$0.84$0.77−8.3%$4.8B$4.8B−0.4%
2021-10-15$0.81$0.84+3.7%$4.5B$4.6B+1.4%
2021-07-16$0.69$0.70+1.4%$4.5B$4.5B+1.7%
2021-04-15$0.82$0.84+2.4%$4.3B$4.7B+8.9%
2020-10-15$0.46$0.48+4.3%$2.2B$2.4B+12.2%
2020-07-16$0.53$0.48−9.4%$2.4B$2.5B+1.9%
2020-04-15$0.62$0.58−6.5%$2.8B$2.8B−1.6%
2019-10-15$0.64$0.74+15.6%$2.7B$2.7B−0.2%

Off-exchange (dark pool) volume, weekly

FINRA ATS, $ billions · through the week of 2026-08-31 (FINRA publishes with a delay)
1.106-151.106-221.006-291.007-060.907-131.307-201.007-270.708-030.608-100.908-171.308-240.808-31
Week ofNotionalSharesTrades
2026-08-31$809.9M7,413,788116,141
2026-08-24$1.3B11,639,913147,937
2026-08-17$868.9M7,807,900115,080
2026-08-10$615.0M5,631,332111,033
2026-08-03$736.2M6,878,671126,052
2026-07-27$977.2M9,315,825147,871

Short-sale share of off-exchange volume

daily 20-day average
07-2310-1539.0%
DateShort shareShort volumeTotal volume
2026-10-1539.0%2,647,2216,787,709
2026-10-1432.9%1,643,3294,994,337
2026-10-1347.1%856,5641,820,471
2026-10-1237.7%649,3431,723,619
2026-10-0922.5%506,0762,251,950
2026-10-0841.1%1,154,4132,805,707
2026-10-0735.0%956,1262,735,551
2026-10-0640.8%871,4822,134,260
2026-10-0533.6%596,8411,778,912
2026-10-0237.4%989,1412,646,704
A daily flow measure from FINRA, not short interest.

Seasonality

Average return by calendar month
-2.5Jan+0.7Feb-0.1Mar+2.4Apr+0.7May-2.2Jun+2.0Jul-1.0Aug+1.7Sep+3.0Oct+6.1Nov+3.1Dec
MonthAvg returnUp yearsYears
Jan−2.5%40%20
Feb+0.7%35%20
Mar−0.1%62%21
Apr+2.4%70%20
May+0.7%45%20
Jun−2.2%40%20
Jul+2.0%60%20
Aug−1.0%65%20
Sep+1.7%60%20
Oct+3.0%75%20
Nov+6.1%65%20
Dec+3.1%70%20
History, not a forecast.

Indicators

as of 2026-10-16
RSI 1427.8
MFI26.4
ADX33.4
Stochastic %K / %D26.3 / 29.3
Williams %R-92.5
CCI-177
TSI / signal-33.8 / -29.0
Chaikin money flow-0.10
ATR$2.29
Bollinger width11.6%
Volume vs 20-day avg1.57x
SupertrendDown

Moving averages and bands

level (price vs level)
SMA 20$97.76 (−5.9%)
SMA 50$104.41 (−11.9%)
SMA 200$97.73 (−5.9%)
EMA 21$98.19 (−6.3%)
EMA 50$100.94 (−8.9%)
EMA 200$97.93 (−6.1%)
Bollinger upper$103.42 (−11.1%)
Bollinger lower$92.11 (−0.2%)
Parabolic SAR$97.69 (−5.9%)
Open the live chart, 110+ indicators

About The Charles Schwab Corporation

The Charles Schwab Corporation (SCHW) stands as a prominent financial services enterprise, delivering a comprehensive suite of offerings that encompass wealth management, securities trading and brokerage, banking services, asset administration, custodial solutions, and financial planning advice. Its operations are primarily structured around two core divisions: Investor Services and Advisor Services. The Investor Services segment caters directly to individual retail clients, furnishing a range of services such as brokerage accounts, investment guidance, banking and trust administration, retirement planning, and corporate brokerage offerings. It further assists businesses with the full-service recordkeeping of equity compensation plans (e.g., stock options, restricted stock, performance shares), provides clearing services for retail investors and mutual funds, and offers compliance solutions. Conversely, the Advisor Services segment provides a robust support system for independent investment advisors. This includes custodial services, trading platforms, banking infrastructure, and general operational support. Within this segment, offerings span diverse brokerage accounts for equities, fixed income, margin lending, options, and futures/forex trading. It also facilitates cash management through various instruments, provides access to a broad selection of proprietary and third-party mutual funds and ETFs, and offers comprehensive trading and clearing for these investment vehicles. Furthermore, it delivers sophisticated advice solutions like managed portfolios, separately managed accounts, customized personal financial guidance, and specialized planning. Complementing these are banking products such as checking and savings accounts, first-lien residential mortgages, home equity lines of credit, and pledged asset lines, alongside a full spectrum of trust services including custody, reporting, and administrative roles. As of December 31, 2021, the company maintained an extensive physical presence, with approximately 400 domestic branch offices located across 48 U.S. states and the District of Columbia, in addition to sites in Puerto Rico, the United Kingdom, Hong Kong, and Singapore. Established in 1971, its corporate headquarters are situated in Westlake, Texas.

https://www.aboutschwab.com

Key executives

NameTitlePayBorn
Richard A. WursterChief Executive Officer, President & Director$6.1M1974
Michael VerdeschiMD & Chief Financial Officer$3.8M1969
Charles Robert SchwabFounder & Co-Chairman$3.5M1937
Jonathan CraigMD, Head of Investor Service & Head of Retail Investing$2.8M1972
Jeff EdwardsMD & Head of Investor Relations——
Lisa Kidd HuntMD & Head of International Services——
Peter J. MorganMD, General Counsel & Corporate Secretary—1965
Shannon JureckaManaging Director & Chief Administrative Officer—1970

Executive pay, latest proxy

ExecutiveYearSalaryStock awardsIncentiveTotal
Walter W. Bettinger II President and Chief Executive Officer2013$1.0M$5.0M$3.4M$12.7M
Charles R. Schwab Chairman2013$500,000$2.3M$1.1M$5.5M
Joseph R. Martinetto Chief Financial Officer2013$575,000$1.2M$902,606$3.6M
James D. McCool Executive Vice President – Client Solutions2013$550,000$1.2M$863,362$3.4M
John S. Clendening Executive Vice President – Investor Services2013$520,833$1.2M$700,781$3.2M

Employees

18k201720k201820k201932k202033k202133k202332k202433k2025

Dividends

Ex-dateAmountPaid
2026-08-14$0.322026-08-28
2026-05-08$0.322026-05-22
2026-02-13$0.322026-02-27
2025-11-14$0.272025-11-28
2025-08-08$0.272025-08-22
2025-05-09$0.272025-05-23
2025-02-14$0.272025-02-28
2024-11-08$0.252024-11-22

Moat model

Weak · Efficient Scale · 2026-09-30
Cost advantage30
Intangibles36
Switching costs12
Network effect85
Efficient scale100
Our component scores (0-100) and overall 45.8; a model of the business, not a call on the stock.
InsiderStreet reports findings from filings and market data. Nothing on this page is a recommendation to buy or sell.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms