BSPA OTC
Ballston Spa Bancorp, Inc.
1W: -2.5%
1M: -0.2%
3M: +3.9%
YTD: +18.6%
1Y: +12.9%
3Y: +59.0%
5Y: +58.1%
$80.02
+0.29 (+0.36%)
Weekly Expected Move ±1.5%
$78
$79
$80
$81
$82
Overview
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Income Statement
Cash Flow
Balance Sheet
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Balance Sheet Trends
Total Assets
$898M
+9.1% ▲
5Y CAGR: +8.8%
Total Liabilities
$834M
+9.2% ▲
5Y CAGR: +8.8%
Shareholders Equity
$64M
+7.8% ▲
5Y CAGR: +9.6%
Cash & Investments
$26M
+8.5% ▲
5Y CAGR: +17.7%
Total Debt
$124M
+97.9% ▲
5Y CAGR: +6.0%
Net Debt
$99M
+152.2% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $90M | $144M | $22M | $24M | $26M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $90M | $144M | $22M | $24M | $26M |
| Net Receivables | $2M | $2M | $2M | $3M | $3M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $92M | $145M | $24M | $27M | $29M |
| Property, Plant & Equip. | $10M | $9M | $10M | $10M | $10M |
| Goodwill & Intangibles | $2M | $2M | $2M | $2M | $2M |
| Long-Term Investments | $90M | $525M | $619M | $701M | $755M |
| Other Non-Current Assets | $9M | $87M | $100M | $85M | $102M |
| Total Non-Current Assets | $598M | $623M | $732M | $797M | $869M |
| Total Assets | $690M | $768M | $756M | $824M | $898M |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $10M | $0 | $0 | $0 | $86M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $455M | $685M | $658M | $689M | -$86M |
| Total Current Liabilities | $465M | $685M | $658M | $689M | $0 |
| Long-Term Debt | $19M | $23M | $35M | $63M | $38M |
| Other Non-Current Liab. | $161M | $11M | $11M | $12M | $796M |
| Total Non-Current Liabilities | $180M | $34M | $45M | $74M | $834M |
| Total Liabilities | $645M | $718M | $703M | $764M | $834M |
| — Equity — | |||||
| Common Stock | $10M | $10M | $10M | $10M | $10M |
| Retained Earnings | $39M | $43M | $48M | $52M | $57M |
| Accumulated OCI | -$2M | $0 | $0 | $0 | -$735K |
| Total Stockholders Equity | $45M | $50M | $53M | $60M | $64M |
| Total Liabilities & Equity | $690M | $768M | $756M | $824M | $898M |
| — Key Metrics — | |||||
| Total Debt | $29M | $23M | $35M | $63M | $124M |
| Net Debt | -$62M | -$121M | $13M | $39M | $99M |
| Total Investments | $90M | $525M | $619M | $701M | $755M |