CPSS NASDAQ
Consumer Portfolio Services, Inc.
1W: -3.1%
1M: +13.9%
3M: +18.4%
YTD: +7.4%
1Y: +12.1%
3Y: -2.8%
5Y: +134.0%
$9.57
-0.28 (-2.84%)
Weekly Expected Move ±5.7%
$9
$9
$10
$10
$11
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$428M
+8.8% ▲
5Y CAGR: +9.6%
Gross Profit
$426M
+105.3% ▲
5Y CAGR: +22.3%
Operating Income
$260M
+847.9% ▲
5Y CAGR: +66.8%
Net Income
$19M
+0.6% ▲
5Y CAGR: -2.3%
EPS (Diluted)
$0.80
+1.3% ▲
5Y CAGR: -2.3%
EBITDA
$260M
+819.1% ▲
5Y CAGR: +64.0%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $268M | $330M | $352M | $394M | $428M |
| YoY Growth | -1.2% | +23.1% | +6.8% | +11.8% | +8.8% |
| Cost of Revenue | $61M | $59M | $124M | $186M | $2M |
| Gross Profit | $207M | $270M | $228M | $208M | $426M |
| Gross Margin | 77.4% | 82.0% | 64.7% | 52.7% | 99.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $132M | $145M | $159M | $174M | $53M |
| Operating Expenses | $141M | $154M | $167M | $180M | $166M |
| Operating Income | $66M | $116M | $61M | $27M | $260M |
| Operating Margin | 24.5% | 35.2% | 17.4% | 7.0% | 60.8% |
| Interest Expense | $75M | $88M | $147M | $191M | $232M |
| Income Before Tax | $66M | $116M | $61M | $27M | $28M |
| Tax Expense | $18M | $30M | $16M | $8M | $9M |
| Net Income | $48M | $86M | $45M | $19M | $19M |
| Net Margin | 17.7% | 26.1% | 12.9% | 4.9% | 4.5% |
| EPS (Diluted) | $1.84 | $3.23 | $1.80 | $0.79 | $0.80 |
| EBITDA | $67M | $118M | $62M | $28M | $260M |
| Shares Outstanding | 26M | 27M | 25M | 24M | 24M |