What is CZBS's gross margin?

Track Citizens (CZBS) gross margin, net margin, and operating margin over time.

What is CZBS's P/E ratio?

CZBS's P/E ratio is 13.9 with ROE of 4%.

Where can I see CZBS's full financials?

See Citizens (CZBS) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

Citizens (CZBS) Financials — Revenue, Earnings, Cash Flow

$65.75

+0.65 (+1.00%)

Weekly Expected Move ±0.8%

$65 $65 $66 $66 $67

OTC · Financial Services · Banks - Regional · Tech Score Buy · Power 56 · $118.4M mcap · 2M float · 0.156% daily turnover · Short 29% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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📊 Key Metrics

TTM

$17M

Revenue

-0.8% YoY

$2M

Net Income

+16.1% YoY

$3M

Free Cash Flow

+45.8% YoY

0.1%

Gross Margin

8.3%

Op. Margin

10.3%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE4.3%

ROA0.5%

ROIC20.1%

Valuation

P/E13.9

P/B1.2

EV/EBITDA-6.6

Leverage

Debt/Equity0.00

Current Ratio8.35

Interest Cov.11.9x

Quality Scores

Piotroski F7/9

Altman-B2.52

Beneish M517.13