CZFS Earnings
Citizens Financial Services, Inc.
1W: +6.9%
1M: +5.9%
3M: +10.0%
YTD: +52.0%
1Y: +54.2%
3Y: +102.1%
5Y: +63.5%
$84.98
+0.39 (+0.46%)
Weekly Expected Move ±3.0%
$80
$82
$85
$87
$90
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
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Balance Sheet
Earnings
Dividends
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Last Earnings
2026-07-30
EPS
$2.12
▲ Beat +7.1%
Revenue
$30M
▲ Beat +1.4%
EPS Beat Streak: 8 quarters
Next Earnings
2026-10-29
EPS Estimate
$2.24
Range: $2.24 - $2.24
Revenue Estimate
$31M
1 analysts
Estimate vs Actual
Earnings Surprise History
12/19
EPS Beats
13/19
Revenue Beats
63%
EPS Beat Rate
68%
Rev Beat Rate
Wall Street Forward Estimates
Quarterly
Annual
Estimate Revisions
Recent Revisions
| Date | Period | Fiscal Date | EPS Old | EPS New | Change | Rev Old | Rev New |
|---|---|---|---|---|---|---|---|
| 2026-09-01 | quarter | 2024-09-30 | $1.37 | $1.37 | — | $26,100,000 | $22,480,000 |
| 2026-08-20 | quarter | 2027-12-30 | $2.19 | $2.27 | ▲ 0.08 | $39,316,240 | $39,316,240 |
| 2026-08-20 | annual | 2027-12-31 | $8.31 | $8.81 | ▲ 0.50 | $122,100,000 | $126,000,000 |
| 2026-08-20 | quarter | 2026-09-30 | $2.02 | $2.20 | ▲ 0.18 | $29,900,000 | $31,000,000 |
| 2026-08-20 | quarter | 2027-09-30 | $2.08 | $2.22 | ▲ 0.14 | $37,522,250 | $37,522,250 |
| 2026-08-20 | quarter | 2027-06-30 | $2.01 | $2.13 | ▲ 0.12 | $35,810,121 | $35,810,121 |
| 2026-08-20 | annual | 2026-12-31 | $8.23 | $8.70 | ▲ 0.47 | $119,300,000 | $121,800,000 |
| 2026-08-20 | quarter | 2027-03-30 | $2.03 | $2.19 | ▲ 0.16 | $34,176,115 | $34,176,115 |
| 2026-08-20 | quarter | 2026-12-30 | $2.07 | $2.24 | ▲ 0.17 | $30,300,000 | $31,400,000 |
| 2026-08-07 | quarter | 2027-12-30 | $2.19 | $2.19 | — | $39,059,494 | $39,316,240 |
| 2026-08-07 | quarter | 2027-03-30 | $2.03 | $2.03 | — | $33,952,936 | $34,176,115 |
| 2026-08-07 | quarter | 2027-06-30 | $2.01 | $2.01 | — | $35,576,271 | $35,810,121 |
| 2026-08-07 | quarter | 2027-09-30 | $2.08 | $2.08 | — | $37,277,220 | $37,522,250 |
| 2026-08-03 | quarter | 2027-12-30 | $2.19 | $2.19 | — | $29,379,982 | $39,059,494 |
| 2026-08-03 | quarter | 2027-09-30 | $2.08 | $2.08 | — | $28,039,382 | $37,277,220 |
Earnings Call Transcripts
No transcripts available.