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CZFS Smart Money

Citizens Financial Services, Inc.
1W: +6.9% 1M: +5.9% 3M: +10.0% YTD: +52.0% 1Y: +54.2% 3Y: +102.1% 5Y: +63.5%
$84.25
-0.34 (-0.40%)
After Hours: $84.29 (+0.04, +0.05%)
Weekly Expected Move ±3.0%
$80 $82 $85 $87 $90
NASDAQ · Financial Services · Banks - Regional · Tech Score Buy · Power 69 · $406.9M mcap · 4M float · 0.707% daily turnover · Short 59% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

🏦 Institutional Activity

Latest: Q2 2026
93
Institutions Holding
+1 vs prior
27.0%
Ownership
+5.97%
8 New
35 Increased
25 Reduced
3 Closed

👔 Insider Trades

25 records
Date Name Title Type Shares Price Value Filing
2026-09-22 LANDY R JOSEPH director G-Gift 40 $— $0 Filing
2026-09-15 GRAHAM ROGER C JR director A-Grant/Award 70 $— $0 Filing
2026-09-15 JONES MICKEY L director A-Grant/Award 70 $— $0 Filing
2026-09-15 OSBORNE TERRY B director A-Grant/Award 70 $— $0 Filing
2026-09-15 Chappell Robert W director A-Grant/Award 70 $— $0 Filing
2026-09-15 KUNES CHRISTOPHER W director A-Grant/Award 70 $— $0 Filing
2026-09-15 Freeman Thomas E. director A-Grant/Award 70 $— $0 Filing
2026-09-15 BOWER JOSEPH B JR director A-Grant/Award 70 $— $0 Filing
2026-09-15 Behm John D director A-Grant/Award 70 $— $0 Filing
2026-09-15 Painter John P II director A-Grant/Award 70 $— $0 Filing
2026-09-15 Hilfiger Janie M director A-Grant/Award 70 $— $0 Filing
2026-09-15 DePaola Rinaldo A director A-Grant/Award 70 $— $0 Filing
2026-09-15 LANDY R JOSEPH director A-Grant/Award 70 $— $0 Filing
2026-09-08 LANDY R JOSEPH director G-Gift 20 $— $0 Filing
2026-08-31 Guillaume Stephen J officer: senior vice president P-Purchase 24 $76.32 $2K Filing
2026-08-05 Painter John P II director P-Purchase 160 $80.52 $13K Filing
2026-07-22 RICHARDS DAVID Z JR officer: executive vice president A-Grant/Award 343 $— $0 Filing
2026-07-09 Gephart LeeAnn officer: executive vice president S-Sale 15 $71.52 $1K Filing
2026-07-09 LANDY R JOSEPH director G-Gift 20 $— $0 Filing
2026-06-25 Guillaume Stephen J officer: executive vice president A-Grant/Award 311 $— $0 Filing
2026-06-25 Gephart LeeAnn officer: executive vice president A-Grant/Award 153 $— $0 Filing
2026-06-25 BLACK RANDALL E officer: ceo & president A-Grant/Award 563 $— $0 Filing
2026-06-25 WILSON JEFFREY L officer: executive vice president A-Grant/Award 49 $— $0 Filing
2026-06-25 White Jeffrey R officer: executive vice president A-Grant/Award 336 $— $0 Filing
2026-06-25 Gephart LeeAnn officer: executive vice president S-Sale 29 $66.52 $2K Filing

🏛️ Congressional Trades

0 records
Date Politician Chamber Type Amount Filing
No congressional trades found

🏦 Top Institutional Holders

20 holders
Holder Shares Value Date Reported Filing
BlackRock, Inc. 354,551 $26M +23,257 2026-06-30 Filing
VANGUARD CAPITAL MANAGEMENT LLC 200,789 $15M -912 2026-06-30 Filing
GEODE CAPITAL MANAGEMENT, LLC 119,810 $9M +7,348 2026-06-30 Filing
CITIZENS & NORTHERN CORP 117,063 $8M — 2026-06-30 Filing
STATE STREET CORP 92,835 $7M -1,095 2026-06-30 Filing
Hudock, Inc. 78,092 $6M +37,305 2026-06-30 Filing
AMERICAN CENTURY COMPANIES INC 44,108 $3M -78 2026-06-30 Filing
CHARLES SCHWAB INVESTMENT MANAGEMENT INC 38,696 $3M +1,080 2026-06-30 Filing
Sixth Street Partners Management Company 38,696 $3M +38,696 2026-06-30 Filing
NORTHERN TRUST CORP 37,370 $3M +283 2026-06-30 Filing
VANGUARD FIDUCIARY TRUST CO 32,192 $2M +1,646 2026-06-30 Filing
DIMENSIONAL FUND ADVISORS LP 31,639 $2M +3,049 2026-06-30 Filing
VANGUARD PORTFOLIO MANAGEMENT LLC 31,314 $2M +5,199 2026-06-30 Filing
SEGALL BRYANT & HAMILL, LLC 20,701 $1M — 2026-06-30 Filing
De Lisle Partners LLP 20,519 $1M — 2026-06-30 Filing
Quantinno Capital Management LP 20,396 $1M +6,545 2026-06-30 Filing
Cyndeo Wealth Partners, LLC 16,381 $1M +88 2026-06-30 Filing
Bank of New York Mellon Corp 16,376 $1M +913 2026-06-30 Filing
GOLDMAN SACHS GROUP INC 11,982 $868K -5,616 2026-06-30 Filing
LAWOOD & CO 10,726 $777K — 2026-06-30 Filing

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms