EMYB OTC
Embassy Bancorp, Inc.
1W: -2.0%
1M: -2.9%
3M: +0.1%
YTD: +18.7%
1Y: +24.5%
3Y: +49.4%
5Y: +24.8%
$21.60
-0.28 (-1.28%)
Weekly Expected Move ±0.7%
$21
$21
$22
$22
$22
Overview
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Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
Technicals
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ESG
Institutions
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$1.8B
+5.6% ▲
5Y CAGR: +4.5%
Total Liabilities
$1.7B
+4.7% ▲
5Y CAGR: +4.7%
Shareholders Equity
$128M
+19.8% ▲
5Y CAGR: +2.6%
Cash & Investments
$355M
+149.0% ▲
5Y CAGR: +6.3%
Total Debt
$14M
-29.8% ▼
5Y CAGR: -12.6%
Net Debt
$944K
+101.3% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $169M | $66M | $78M | $96M | $13M |
| Short-Term Investments | $310M | $317M | $276M | $47M | $342M |
| Cash & ST Investments | $479M | $383M | $354M | $143M | $355M |
| Net Receivables | $3M | $3M | $3M | $4M | $1.3B |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $482M | $386M | $357M | $146M | $1.6B |
| Property, Plant & Equip. | $4M | $4M | $4M | $3M | $3M |
| Goodwill & Intangibles | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $1.1B | $1.2B | $1.2B | $1.5B | $1.3B |
| Other Non-Current Assets | $43M | $54M | $54M | $65M | -$1.3B |
| Total Non-Current Assets | $1.2B | $1.3B | $1.3B | $1.6B | $3M |
| Total Assets | $1.6B | $1.6B | $1.7B | $1.7B | $1.8B |
| — Liabilities — | |||||
| Accounts Payable | $652K | $986K | $8M | $8M | $7M |
| Short-Term Debt | $11M | $13M | $50M | $21M | $12M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.5B | $1.5B | $1.5B | $1.6B | -$7M |
| Total Current Liabilities | $1.5B | $1.5B | $1.5B | $1.6B | $12M |
| Long-Term Debt | $15M | $0 | $0 | $0 | $0 |
| Other Non-Current Liab. | $17M | $16M | $17M | $17M | $1.7B |
| Total Non-Current Liabilities | $32M | $16M | $17M | $17M | $1.7B |
| Total Liabilities | $1.5B | $1.6B | $1.6B | $1.6B | $1.7B |
| — Equity — | |||||
| Common Stock | $8M | $8M | $8M | $8M | $8M |
| Retained Earnings | $91M | $107M | $116M | $123M | $133M |
| Accumulated OCI | -$1M | -$51M | -$44M | -$51M | -$38M |
| Total Stockholders Equity | $123M | $88M | $106M | $106M | $128M |
| Total Liabilities & Equity | $1.6B | $1.6B | $1.7B | $1.7B | $1.8B |
| — Key Metrics — | |||||
| Total Debt | $26M | $13M | $50M | $21M | $14M |
| Net Debt | -$143M | -$53M | -$28M | -$75M | $944K |
| Total Investments | $1.4B | $1.5B | $1.5B | $1.5B | $1.5B |