EMYB OTC
Embassy Bancorp, Inc.
1W: -2.0%
1M: -2.9%
3M: +0.1%
YTD: +18.7%
1Y: +24.5%
3Y: +49.4%
5Y: +24.8%
$21.60
-0.28 (-1.28%)
Weekly Expected Move ±0.7%
$21
$21
$22
$22
$22
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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ESG
Institutions
Dark Pool
Short Interest
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Income Trends
Revenue
$75M
+10.0% ▲
5Y CAGR: +9.9%
Gross Profit
$46M
+15.2% ▲
5Y CAGR: +3.9%
Operating Income
$17M
+32.7% ▲
5Y CAGR: +1.1%
Net Income
$14M
+31.2% ▲
5Y CAGR: +1.3%
EPS (Diluted)
$1.79
+30.7% ▲
5Y CAGR: +1.0%
EBITDA
$18M
+29.3% ▲
5Y CAGR: +1.4%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $50M | $53M | $60M | $68M | $75M |
| YoY Growth | +13.8% | +4.7% | +24.8% | +14.0% | +10.0% |
| Cost of Revenue | $5M | $5M | $18M | $28M | $29M |
| Gross Profit | $45M | $48M | $42M | $40M | $46M |
| Gross Margin | 90.1% | 90.5% | 69.9% | 58.2% | 61.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $14M | $15M | $16M | $16M | $2M |
| Operating Expenses | $24M | $26M | $26M | $27M | $29M |
| Operating Income | $21M | $22M | $15M | $13M | $17M |
| Operating Margin | 42.0% | 41.9% | 25.9% | 18.4% | 22.2% |
| Interest Expense | $4M | $4M | $18M | $29M | $29M |
| Income Before Tax | $21M | $22M | $15M | $13M | $17M |
| Tax Expense | $4M | $4M | $3M | $2M | $3M |
| Net Income | $17M | $18M | $13M | $10M | $14M |
| Net Margin | 33.8% | 33.7% | 21.2% | 15.4% | 18.3% |
| EPS (Diluted) | $2.22 | $2.34 | $1.67 | $1.37 | $1.79 |
| EBITDA | $22M | $23M | $16M | $14M | $18M |
| Shares Outstanding | 8M | 8M | 8M | 8M | 8M |