What is HCBN's gross margin?

HCB Financial (HCBN) has a gross margin of 69% and a net margin of 14%.

What is HCBN's P/E ratio?

HCBN's P/E ratio is 12.8 with ROE of 13%.

Where can I see HCBN's full financials?

See HCB Financial (HCBN) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

HCB Financial (HCBN) Financials — Revenue, Earnings, Cash Flow

$73.11

Last traded 2026-07-01 — delisted

OTC · Financial Services · Banks - Regional · $73.1M mcap · Short 54% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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📊 Key Metrics

TTM

$31M

Revenue

+17.2% YoY

$6M

Net Income

+6.3% YoY

$6M

Free Cash Flow

-14.2% YoY

69.3%

Gross Margin

16.1%

Op. Margin

14.3%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE13.5%

ROA1.0%

ROIC-5.7%

Valuation

P/E12.8

P/B1.5

EV/EBITDA-12.1

Leverage

Debt/Equity0.15

Current Ratio23.01

Interest Cov.0.9x

Quality Scores

Piotroski F6/9

Altman-B3.18

Beneish M-2.58