LMND NYSE
Lemonade, Inc.
1W: +1.1%
1M: +4.5%
3M: -3.1%
YTD: -39.6%
1Y: -12.0%
3Y: +291.6%
5Y: -30.6%
$45.91
+0.83 (+1.84%)
Weekly Expected Move ±5.3%
$40
$43
$45
$47
$50
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$1.9B
+4.1% ▲
5Y CAGR: +18.4%
Total Liabilities
$1.4B
+10.9% ▲
5Y CAGR: +37.1%
Shareholders Equity
$534M
-10.1% ▼
5Y CAGR: -0.3%
Cash & Investments
$1.1B
+9.6% ▲
5Y CAGR: +13.9%
Total Debt
$189M
+76.6% ▲
Net Debt
-$208M
+22.8% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $271M | $282M | $264M | $376M | $397M |
| Short-Term Investments | $802M | $750M | $673M | $635M | $723M |
| Cash & ST Investments | $1.1B | $1.0B | $938M | $1.0B | $1.1B |
| Net Receivables | $231M | $362M | $383M | $475M | $402M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | -$1.5B | -$1.6B | -$1.5B | -$1.7B | -$711M |
| Total Current Assets | $0 | $0 | $0 | $0 | $799M |
| Property, Plant & Equip. | $34M | $46M | $35M | $31M | $16M |
| Goodwill & Intangibles | $600K | $52M | $42M | $33M | $27M |
| Long-Term Investments | $802M | $750M | $673M | $635M | $6M |
| Other Non-Current Assets | -$836M | -$848M | -$750M | -$699M | -$6M |
| Total Non-Current Assets | $0 | $0 | $0 | $0 | $43M |
| Total Assets | $1.5B | $1.7B | $1.6B | $1.8B | $1.9B |
| — Liabilities — | |||||
| Accounts Payable | $20M | $20M | $25M | $31M | $27M |
| Short-Term Debt | $0 | $0 | $0 | $0 | $165M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | -$47M | -$54M | -$83M | -$94M | $975M |
| Total Current Liabilities | $0 | $0 | $0 | $0 | $1.2B |
| Long-Term Debt | $0 | $0 | $15M | $83M | $0 |
| Other Non-Current Liab. | -$59M | -$75M | -$84M | -$173M | $1.0B |
| Total Non-Current Liabilities | $0 | $0 | $0 | $0 | $1.1B |
| Total Liabilities | $522M | $824M | $924M | $1.3B | $1.4B |
| — Equity — | |||||
| Common Stock | $0 | $0 | $0 | $0 | $0 |
| Retained Earnings | -$562M | -$860M | -$1.1B | -$1.3B | -$1.5B |
| Accumulated OCI | -$3M | -$28M | -$9M | -$6M | $6M |
| Total Stockholders Equity | $988M | $867M | $709M | $593M | $534M |
| Total Liabilities & Equity | $1.5B | $1.7B | $1.6B | $1.8B | $1.9B |
| — Key Metrics — | |||||
| Total Debt | $22M | $35M | $43M | $107M | $189M |
| Net Debt | -$248M | -$247M | -$221M | -$269M | -$208M |
| Total Investments | $805M | $754M | $679M | $642M | $729M |