LMND NYSE
Lemonade, Inc.
1W: +1.1%
1M: +4.5%
3M: -3.1%
YTD: -39.6%
1Y: -12.0%
3Y: +291.6%
5Y: -30.6%
$45.91
+0.83 (+1.84%)
Weekly Expected Move ±5.3%
$40
$43
$45
$47
$50
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$738M
+40.2% ▲
5Y CAGR: +50.9%
Gross Profit
$297M
+72.1% ▲
5Y CAGR: +70.9%
Operating Income
-$161M
+21.1% ▲
Net Income
-$166M
+18.2% ▲
EPS (Diluted)
$-2.30
+19.3% ▲
EBITDA
-$146M
+20.8% ▲
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $128M | $257M | $430M | $526M | $738M |
| YoY Growth | +36.0% | +99.9% | +67.4% | +22.5% | +40.2% |
| Cost of Revenue | $106M | $228M | $340M | $354M | $441M |
| Gross Profit | $23M | $28M | $90M | $173M | $297M |
| Gross Margin | 17.8% | 11.1% | 21.0% | 32.8% | 40.3% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $214M | $261M | $231M | $291M | $364M |
| Operating Expenses | $256M | $323M | $320M | $377M | $458M |
| Operating Income | -$234M | -$295M | -$230M | -$204M | -$161M |
| Operating Margin | -181.9% | -114.8% | -53.5% | -38.7% | -21.8% |
| Interest Expense | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | -$234M | -$295M | -$230M | -$204M | -$161M |
| Tax Expense | $8M | $3M | $7M | -$2M | $5M |
| Net Income | -$241M | -$298M | -$237M | -$202M | -$166M |
| Net Margin | -187.9% | -116.0% | -55.1% | -38.4% | -22.4% |
| EPS (Diluted) | $-3.94 | $-4.59 | $-3.40 | $-2.85 | $-2.30 |
| EBITDA | -$230M | -$283M | -$210M | -$184M | -$146M |
| Shares Outstanding | 61M | 65M | 70M | 71M | 72M |