LPRO NASDAQ
Open Lending Corporation
1W: +6.0%
1M: +10.9%
3M: +32.9%
YTD: +24.4%
1Y: -5.4%
3Y: -79.4%
5Y: -94.5%
$2.11
+0.17 (+8.76%)
Weekly Expected Move ±10.9%
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Overview
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Income Statement
Cash Flow
Balance Sheet
Earnings
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Balance Sheet Trends
Total Assets
$237M
-20.1% ▼
5Y CAGR: -4.2%
Total Liabilities
$162M
-25.9% ▼
5Y CAGR: -9.6%
Shareholders Equity
$75M
-4.0% ▼
5Y CAGR: +23.0%
Cash & Investments
$177M
-27.4% ▼
5Y CAGR: +11.7%
Total Debt
$88M
-38.8% ▼
5Y CAGR: -11.6%
Net Debt
-$89M
+10.9% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $116M | $204M | $240M | $243M | $177M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $116M | $204M | $240M | $243M | $177M |
| Net Receivables | $78M | $70M | $40M | $19M | $29M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $5M | $6M | $9M | $14M | $17M |
| Total Current Assets | $203M | $281M | $290M | $276M | $223M |
| Property, Plant & Equip. | $8M | $7M | $8M | $5M | $4M |
| Goodwill & Intangibles | $0 | $0 | $0 | $5M | $4M |
| Long-Term Investments | $0 | $0 | $0 | $5M | $3M |
| Other Non-Current Assets | $43M | $27M | $6M | $6M | $4M |
| Total Non-Current Assets | $116M | $99M | $84M | $21M | $14M |
| Total Assets | $319M | $380M | $374M | $296M | $237M |
| — Liabilities — | |||||
| Accounts Payable | $1M | $288K | $375K | $953K | $446K |
| Short-Term Debt | $3M | $4M | $5M | $8M | $8M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $3M | $4M | $7M | $38M | $40M |
| Total Current Liabilities | $12M | $15M | $21M | $47M | $49M |
| Long-Term Debt | $143M | $144M | $139M | $132M | $77M |
| Other Non-Current Liab. | $0 | $4M | $5M | $36M | $33M |
| Total Non-Current Liabilities | $148M | $152M | $148M | $171M | $112M |
| Total Liabilities | $160M | $167M | $168M | $218M | $162M |
| — Equity — | |||||
| Common Stock | $1M | $1M | $1M | $1M | $1M |
| Retained Earnings | -$282M | -$216M | -$194M | -$329M | -$333M |
| Accumulated OCI | $0 | $0 | $0 | $0 | $0 |
| Total Stockholders Equity | $159M | $213M | $206M | $78M | $75M |
| Total Liabilities & Equity | $319M | $380M | $374M | $296M | $237M |
| — Key Metrics — | |||||
| Total Debt | $151M | $152M | $148M | $144M | $88M |
| Net Debt | $35M | -$52M | -$92M | -$99M | -$89M |
| Total Investments | $0 | $0 | $0 | $5M | $3M |