LSBK NASDAQ
Lake Shore Bancorp, Inc.
1W: +3.1%
1M: +6.7%
3M: +8.1%
YTD: +25.9%
1Y: +41.8%
3Y: +163.3%
5Y: +90.5%
$18.38
+0.24 (+1.32%)
Weekly Expected Move ±4.0%
$17
$18
$18
$19
$20
Overview
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Income Statement
Cash Flow
Balance Sheet
Earnings
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Institutions
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Balance Sheet Trends
Total Assets
$727M
+6.1% ▲
5Y CAGR: +1.2%
Total Liabilities
$586M
-1.7% ▼
5Y CAGR: -0.5%
Shareholders Equity
$142M
+57.6% ▲
5Y CAGR: +10.5%
Cash & Investments
$117M
+30.3% ▲
5Y CAGR: -0.9%
Total Debt
$1M
-87.0% ▼
5Y CAGR: -46.3%
Net Debt
-$63M
-175.1% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $68M | $10M | $54M | $33M | $64M |
| Short-Term Investments | $89M | $73M | $60M | $56M | $53M |
| Cash & ST Investments | $156M | $83M | $114M | $90M | $117M |
| Net Receivables | $2M | $3M | $3M | $3M | $3M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$56M |
| Total Current Assets | $159M | $85M | $117M | $92M | $64M |
| Property, Plant & Equip. | $9M | $8M | $8M | $7M | $0 |
| Goodwill & Intangibles | $0 | $0 | $0 | $177K | $0 |
| Long-Term Investments | $517M | $574M | $556M | $545M | $555M |
| Other Non-Current Assets | $29M | $33M | $44M | $41M | $108M |
| Total Non-Current Assets | $555M | $614M | $608M | $593M | $663M |
| Total Assets | $714M | $700M | $725M | $686M | $727M |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $13M | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $593M | $570M | $591M | $573M | $320K |
| Total Current Liabilities | $593M | $583M | $591M | $573M | $320K |
| Long-Term Debt | $22M | $25M | $35M | $10M | $594K |
| Other Non-Current Liab. | $11M | $11M | $13M | $12M | $582M |
| Total Non-Current Liabilities | $33M | $36M | $48M | $23M | $585M |
| Total Liabilities | $626M | $619M | $639M | $596M | $586M |
| — Equity — | |||||
| Common Stock | $68K | $68K | $68K | $68K | $78K |
| Retained Earnings | $71M | $75M | $79M | $83M | $88M |
| Accumulated OCI | $978K | -$10M | -$9M | -$10M | -$8M |
| Total Stockholders Equity | $88M | $81M | $86M | $90M | $142M |
| Total Liabilities & Equity | $714M | $700M | $725M | $686M | $727M |
| — Key Metrics — | |||||
| Total Debt | $22M | $38M | $35M | $10M | $1M |
| Net Debt | -$46M | $28M | -$18M | -$23M | -$63M |
| Total Investments | $606M | $647M | $616M | $601M | $608M |