What is PFS's gross margin?

Provident (PFS) has a gross margin of 66% and a net margin of 23%.

What is PFS's P/E ratio?

PFS's P/E ratio is 9.4 with ROE of 11%.

Where can I see PFS's full financials?

See Provident (PFS) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

Provident (PFS) Financials — Revenue, Earnings, Cash Flow

$22.05

-0.25 (-1.12%)

Weekly Expected Move ±2.8%

$20 $21 $21 $22 $23

NYSE · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 54 · $2.9B mcap · 126M float · 0.772% daily turnover · Short 71% of daily vol

📊 Key Metrics

TTM

$1B

Revenue

+131.8% YoY

$307M

Net Income

+483.4% YoY

$423M

Free Cash Flow

-10.4% YoY

65.6%

Gross Margin

31.8%

Op. Margin

22.9%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE11.3%

ROA1.3%

ROIC15.5%

Valuation

P/E9.4

P/B1.0

EV/EBITDA4.1

Leverage

Debt/Equity0.89

Current Ratio0.00

Interest Cov.0.8x

Quality Scores

Piotroski F7/9

Altman-B2.68

Beneish M-2.50