PFS NYSE
Provident Financial Services, Inc.
1W: +2.4%
1M: -0.8%
3M: -3.4%
YTD: +14.1%
1Y: +32.1%
3Y: +71.7%
5Y: +9.7%
$22.05
-0.25 (-1.12%)
Weekly Expected Move ±2.8%
$20
$21
$21
$22
$23
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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Institutions
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Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$1.4B
+21.3% ▲
5Y CAGR: +26.0%
Gross Profit
$867M
+42.8% ▲
5Y CAGR: +19.7%
Operating Income
$408M
+172.8% ▲
5Y CAGR: +26.2%
Net Income
$291M
+152.0% ▲
5Y CAGR: +24.6%
EPS (Diluted)
$2.23
+112.4% ▲
5Y CAGR: +9.9%
EBITDA
$408M
+99.9% ▲
5Y CAGR: +22.6%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $489M | $554M | $696M | $1.1B | $1.4B |
| YoY Growth | +12.3% | +13.3% | +25.6% | +63.9% | +21.3% |
| Cost of Revenue | $13M | $54M | $245M | $533M | $516M |
| Gross Profit | $476M | $500M | $451M | $607M | $867M |
| Gross Margin | 97.2% | 90.3% | 64.8% | 53.2% | 62.7% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $154M | $158M | $162M | $236M | $306M |
| Operating Expenses | $249M | $260M | $275M | $458M | $459M |
| Operating Income | $227M | $240M | $176M | $150M | $408M |
| Operating Margin | 46.4% | 43.3% | 25.3% | 13.1% | 29.5% |
| Interest Expense | $36M | $49M | $216M | $446M | $512M |
| Income Before Tax | $227M | $240M | $176M | $150M | $408M |
| Tax Expense | $59M | $64M | $47M | $34M | $117M |
| Net Income | $168M | $176M | $128M | $116M | $291M |
| Net Margin | 34.3% | 31.7% | 18.5% | 10.1% | 21.1% |
| EPS (Diluted) | $2.19 | $2.35 | $1.71 | $1.05 | $2.23 |
| EBITDA | $250M | $264M | $198M | $204M | $408M |
| Shares Outstanding | 77M | 75M | 75M | 110M | 131M |