Also trades as: SPNS.TA (TLV) · $vol 2M
SPNS NASDAQ
Sapiens International Corporation N.V.
1W: +0.1%
1M: +0.6%
3M: +1.0%
1Y: +56.9%
3Y: +149.4%
5Y: +75.7%
$43.45
Last traded 2025-12-16 — delisted
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Balance Sheet Trends
Total Assets
$692M
+0.3% ▲
5Y CAGR: +8.9%
Total Liabilities
$212M
-11.5% ▼
5Y CAGR: -1.3%
Shareholders Equity
$480M
+7.2% ▲
5Y CAGR: +16.5%
Cash & Investments
$216M
+7.0% ▲
5Y CAGR: +26.7%
Total Debt
$64M
-26.8% ▼
5Y CAGR: -12.0%
Net Debt
-$100M
-151.9% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $153M | $190M | $160M | $127M | $164M |
| Short-Term Investments | $30M | $20M | $20M | $75M | $52M |
| Cash & ST Investments | $183M | $210M | $180M | $202M | $216M |
| Net Receivables | $65M | $76M | $93M | $90M | $100M |
| Inventory | $0 | -$14M | $0 | $0 | $0 |
| Other Current Assets | $19M | $28M | $12M | $23M | $19M |
| Total Current Assets | $267M | $300M | $285M | $315M | $335M |
| Property, Plant & Equip. | $71M | $58M | $46M | $36M | $31M |
| Goodwill & Intangibles | $364M | $343M | $320M | $317M | $302M |
| Long-Term Investments | $0 | $0 | $2M | $4M | $0 |
| Other Non-Current Assets | $10M | $10M | $6M | $6M | $10M |
| Total Non-Current Assets | $447M | $415M | $383M | $375M | $357M |
| Total Assets | $714M | $715M | $668M | $690M | $692M |
| — Liabilities — | |||||
| Accounts Payable | $5M | $5M | $9M | $6M | $8M |
| Short-Term Debt | $20M | $20M | $29M | $20M | $20M |
| Deferred Revenue | $35M | $40M | $31M | $39M | $38M |
| Other Current Liabilities | $0 | $0 | $35M | $1M | $3M |
| Total Current Liabilities | $145M | $152M | $146M | $149M | $150M |
| Long-Term Debt | $99M | $79M | $59M | $40M | $20M |
| Other Non-Current Liab. | $12M | $12M | $20M | $19M | $18M |
| Total Non-Current Liabilities | $186M | $155M | $119M | $91M | $62M |
| Total Liabilities | $330M | $306M | $265M | $240M | $212M |
| — Equity — | |||||
| Common Stock | $751K | $756K | $756K | $762K | $762K |
| Retained Earnings | $45M | $72M | $86M | $120M | $160M |
| Accumulated OCI | $11M | $3M | -$21M | -$17M | -$27M |
| Total Stockholders Equity | $382M | $407M | $401M | $447M | $480M |
| Total Liabilities & Equity | $714M | $715M | $668M | $690M | $692M |
| — Key Metrics — | |||||
| Total Debt | $177M | $148M | $117M | $87M | $64M |
| Net Debt | $25M | -$42M | -$44M | -$40M | -$100M |
| Total Investments | $30M | $20M | $22M | $79M | $52M |