What is SPNS's gross margin?

Sapiens N.V. (SPNS) has a gross margin of 44% and a net margin of 9%.

What is SPNS's P/E ratio?

SPNS's P/E ratio is 53.0 with ROE of 13%.

Where can I see SPNS's full financials?

See Sapiens N.V. (SPNS) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

Sapiens N.V. (SPNS) Financials — Revenue, Earnings, Cash Flow

Also trades as: SPNS.TA (TLV) · $vol 2M

$43.45

Last traded 2025-12-16 — delisted

NASDAQ · Technology · Software - Application · $2.4B mcap · 31M float · 1.65% daily turnover · Short 37% of daily vol

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

📊 Key Metrics

TTM

$564M

Revenue

+4.7% YoY

$64M

Net Income

-9.7% YoY

$72M

Free Cash Flow

+1.6% YoY

44.2%

Gross Margin

11.7%

Op. Margin

9.4%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE13.1%

ROA9.0%

ROIC13.0%

Valuation

P/E53.0

P/B4.8

EV/EBITDA25.6

Leverage

Debt/Equity0.08

Current Ratio1.52

Interest Cov.0.0x

Quality Scores

Piotroski F6/9

Altman Z7.97

Beneish M-2.22