Also trades as: TFC (NYSE) · $vol 384M · TFC-PR (NYSE) · $vol 2M · TFC-PO (NYSE) · $vol 1M

$18.54

-0.22 (-1.17%)

Weekly Expected Move ±1.5%

$18 $18 $19 $19 $19

NYSE · Financial Services · Banks - Regional · Tech Score Buy · Power 64 · $66.5B mcap · 1.24B float · 0.0024% daily turnover

Revenue

$30.4B +25.5% ▲

5Y CAGR: +4.5%

Gross Profit

$18.9B +66.0% ▲

5Y CAGR: -1.4%

Operating Income

$6.3B +1156.4% ▲

5Y CAGR: +3.0%

Net Income

$5.3B +10.1% ▲

5Y CAGR: +3.4%

EPS (Diluted)

$3.82 +13.7% ▲

5Y CAGR: +4.4%

EBITDA

$7.1B +1765.9% ▲

5Y CAGR: -0.1%

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$23.1B	$22.3B	$29.9B	$24.3B	$30.4B
YoY Growth	-5.6%	-3.3%	+34.3%	-19.0%	+25.5%
Cost of Revenue	-$45M	$3.1B	$12.0B	$12.8B	$11.5B
Gross Profit	$23.1B	$19.2B	$17.9B	$11.4B	$18.9B
Gross Margin	100.2%	86.1%	59.8%	47.0%	62.2%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$8.9B	$6.9B	$6.8B	$6.8B	$8.0B
Operating Expenses	$15.1B	$12.2B	$18.7B	$12.0B	$12.6B
Operating Income	$8.0B	$7.0B	-$765M	-$601M	$6.3B
Operating Margin	34.7%	31.5%	-2.6%	-2.5%	20.9%
Interest Expense	$768M	$2.3B	$9.9B	$11.0B	$10.1B
Income Before Tax	$8.0B	$7.0B	-$765M	-$601M	$6.3B
Tax Expense	$1.6B	$1.2B	$738M	-$556M	$1.0B
Net Income	$6.4B	$6.3B	-$1.1B	$4.8B	$5.3B
Net Margin	27.9%	28.1%	-3.6%	19.9%	17.4%
EPS (Diluted)	$4.47	$4.43	$-1.09	$3.36	$3.82
EBITDA	$9.4B	$8.4B	$450M	$378M	$7.1B
Shares Outstanding	1.35B	1.34B	1.33B	1.33B	1.29B

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$7.8B	$7.6B	$7.4B	$7.6B	$7.8B	$7.7B	$7.4B	$7.6B
Cost of Revenue	$3.2B	$3.1B	$2.9B	$3.1B	$3.1B	$2.4B	$2.7B	$2.7B
Gross Profit	$4.6B	$4.6B	$4.4B	$4.5B	$4.8B	$5.2B	$4.7B	$4.9B
Gross Margin	59.2%	60.0%	60.2%	59.6%	60.6%	68.5%	63.1%	64.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$1.7B	$1.7B	$1.7B	$1.7B	$1.8B	$2.8B	$1.8B	$1.9B
Operating Expenses	$2.9B	$3.0B	$2.9B	$3.0B	$3.0B	$3.7B	$3.0B	$3.1B
Operating Income	$1.7B	$1.6B	$1.5B	$1.5B	$1.7B	$1.6B	$1.7B	$1.8B
Operating Margin	21.8%	20.3%	20.8%	20.0%	22.1%	20.4%	22.8%	23.8%
Interest Expense	$2.8B	$2.6B	$2.5B	$2.6B	$2.7B	$2.4B	$2.3B	$2.3B
Income Before Tax	$1.7B	$1.6B	$1.5B	$1.5B	$1.7B	$1.6B	$1.7B	$1.8B
Tax Expense	$271M	$265M	$274M	$273M	$285M	$210M	$209M	$262M
Net Income	$1.4B	$1.3B	$1.3B	$1.2B	$1.5B	$1.4B	$1.5B	$1.6B
Net Margin	18.4%	16.7%	17.1%	16.4%	18.5%	17.7%	20.0%	20.4%
EPS (Diluted)	$0.99	$0.91	$0.87	$0.90	$0.90	$1.00	$1.09	$1.23
EBITDA	$1.9B	$1.8B	$1.8B	$1.7B	$1.9B	$1.6B	$1.9B	$1.8B
Shares Outstanding	1.35B	1.33B	1.32B	1.31B	1.31B	1.29B	1.27B	1.24B

TFC-PI NYSE