UBAB OTC
United Bancorporation of Alabama, Inc.
1W: -2.7%
1M: -1.9%
3M: +11.6%
YTD: +18.7%
1Y: +12.5%
3Y: +72.3%
5Y: +116.8%
$62.80
-0.61 (-0.96%)
Weekly Expected Move ±3.2%
$59
$61
$63
$65
$67
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Balance Sheet Trends
Total Assets
$1.5B
+3.7% ▲
5Y CAGR: +8.0%
Total Liabilities
$1.2B
+4.2% ▲
5Y CAGR: +5.8%
Shareholders Equity
$270M
+1.5% ▲
5Y CAGR: +22.7%
Cash & Investments
$0
-100.0% ▼
Total Debt
$30M
-10.9% ▼
5Y CAGR: +8.4%
Net Debt
$30M
+124.7% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $114M | $269M | $221M | $156M | $0 |
| Short-Term Investments | $279M | $329M | $266M | $265M | $0 |
| Cash & ST Investments | $393M | $598M | $487M | $421M | $0 |
| Net Receivables | $5M | $6M | $8M | $9M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $199M |
| Total Current Assets | $398M | $604M | $495M | $430M | $199M |
| Property, Plant & Equip. | $17M | $17M | $14M | $17M | $16M |
| Goodwill & Intangibles | $7M | $7M | $7M | $7M | $7M |
| Long-Term Investments | $665M | $725M | $810M | $868M | $0 |
| Other Non-Current Assets | $34M | $55M | $64M | $79M | -$23M |
| Total Non-Current Assets | $723M | $803M | $895M | $971M | $0 |
| Total Assets | $1.1B | $1.4B | $1.4B | $1.4B | $1.5B |
| — Liabilities — | |||||
| Accounts Payable | $157K | $177K | $788K | $1M | $0 |
| Short-Term Debt | $0 | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $983M | $1.2B | $1.1B | $1.1B | $469M |
| Total Current Liabilities | $988M | $1.2B | $1.1B | $1.1B | $469M |
| Long-Term Debt | $24M | $19M | $41M | $34M | $30M |
| Other Non-Current Liab. | $0 | $0 | $10M | $10M | -$30M |
| Total Non-Current Liabilities | $24M | $19M | $51M | $44M | $0 |
| Total Liabilities | $1.0B | $1.2B | $1.1B | $1.1B | $1.2B |
| — Equity — | |||||
| Common Stock | $38K | $38K | $36K | $34K | $31K |
| Retained Earnings | $79M | $97M | $122M | $145M | $147M |
| Accumulated OCI | -$2M | -$35M | -$26M | -$26M | -$18M |
| Total Stockholders Equity | $110M | $213M | $249M | $266M | $270M |
| Total Liabilities & Equity | $1.1B | $1.4B | $1.4B | $1.4B | $1.5B |
| — Key Metrics — | |||||
| Total Debt | $24M | $19M | $41M | $34M | $30M |
| Net Debt | -$90M | -$250M | -$180M | -$122M | $30M |
| Total Investments | $944M | $1.1B | $1.1B | $1.1B | $0 |