UBAB OTC
United Bancorporation of Alabama, Inc.
1W: -2.7%
1M: -1.9%
3M: +11.6%
YTD: +18.7%
1Y: +12.5%
3Y: +72.3%
5Y: +116.8%
$62.80
-0.61 (-0.96%)
Weekly Expected Move ±3.2%
$59
$61
$63
$65
$67
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Income Trends
Revenue
$90M
-3.0% ▼
5Y CAGR: +15.4%
Gross Profit
$70M
-5.7% ▼
5Y CAGR: +12.8%
Operating Income
$25M
-31.5% ▼
5Y CAGR: +10.0%
Net Income
$20M
-29.7% ▼
5Y CAGR: +10.1%
EPS (Diluted)
$5.23
-31.6% ▼
5Y CAGR: +10.2%
EBITDA
$25M
-34.1% ▼
5Y CAGR: +8.2%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $55M | $59M | $84M | $93M | $90M |
| YoY Growth | +25.7% | +6.9% | +43.1% | +9.6% | -3.0% |
| Cost of Revenue | $5M | $6M | $9M | $19M | $20M |
| Gross Profit | $50M | $53M | $76M | $74M | $70M |
| Gross Margin | 91.5% | 90.3% | 89.9% | 79.8% | 77.6% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $16M | $18M | $21M | $24M | $26M |
| Operating Expenses | $27M | $29M | $35M | $38M | $45M |
| Operating Income | $24M | $24M | $41M | $36M | $25M |
| Operating Margin | 43.4% | 40.7% | 48.5% | 39.0% | 27.5% |
| Interest Expense | $3M | $4M | $7M | $14M | $16M |
| Income Before Tax | $24M | $24M | $41M | $36M | $25M |
| Tax Expense | $5M | $5M | $9M | $8M | $5M |
| Net Income | $19M | $19M | $32M | $28M | $20M |
| Net Margin | 33.6% | 31.7% | 37.3% | 30.2% | 21.9% |
| EPS (Diluted) | $4.87 | $5.11 | $8.81 | $7.65 | $5.23 |
| EBITDA | $25M | $26M | $42M | $37M | $25M |
| Shares Outstanding | 4M | 4M | 4M | 4M | 3M |