UBFO NASDAQ
United Security Bancshares
1W: +1.7%
1M: +0.5%
3M: +4.6%
YTD: +7.1%
1Y: +22.2%
3Y: +95.3%
5Y: +68.4%
$10.51
Last traded 2026-04-01 — delisted
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
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ETF Exposure
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Balance Sheet Trends
Total Assets
$1.2B
+3.0% ▲
5Y CAGR: +2.7%
Total Liabilities
$1.1B
+2.5% ▲
5Y CAGR: +2.6%
Shareholders Equity
$140M
+7.2% ▲
5Y CAGR: +3.5%
Cash & Investments
$261M
+22.1% ▲
5Y CAGR: -7.1%
Total Debt
$13M
-11.7% ▼
5Y CAGR: -1.3%
Net Debt
-$108M
-160.3% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $219M | $39M | $41M | $56M | $121M |
| Short-Term Investments | $179M | $208M | $181M | $157M | $140M |
| Cash & ST Investments | $398M | $246M | $222M | $214M | $261M |
| Net Receivables | $8M | $8M | $8M | $8M | $7M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $406M | $255M | $230M | $222M | $268M |
| Property, Plant & Equip. | $12M | $12M | $10M | $12M | $13M |
| Goodwill & Intangibles | $4M | $4M | $4M | $4M | $4M |
| Long-Term Investments | $866M | $975M | $910M | $918M | $0 |
| Other Non-Current Assets | $40M | $41M | $42M | $41M | $3M |
| Total Non-Current Assets | $925M | $1.0B | $981M | $990M | $33M |
| Total Assets | $1.3B | $1.3B | $1.2B | $1.2B | $1.2B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $0 | $62M | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $1.2B | $1.2B | $1.0B | $1.1B | $422M |
| Total Current Liabilities | $1.2B | $1.2B | $1.1B | $1.1B | $422M |
| Long-Term Debt | $11M | $11M | $11M | $12M | $10M |
| Other Non-Current Liab. | $9M | $8M | $9M | $9M | $674M |
| Total Non-Current Liabilities | $23M | $21M | $22M | $24M | $687M |
| Total Liabilities | $1.2B | $1.2B | $1.1B | $1.1B | $1.1B |
| — Equity — | |||||
| Common Stock | $60M | $60M | $61M | $61M | $62M |
| Retained Earnings | $62M | $70M | $77M | $83M | $87M |
| Accumulated OCI | -$1M | -$17M | -$15M | -$14M | -$10M |
| Total Stockholders Equity | $120M | $112M | $123M | $130M | $140M |
| Total Liabilities & Equity | $1.3B | $1.3B | $1.2B | $1.2B | $1.2B |
| — Key Metrics — | |||||
| Total Debt | $14M | $13M | $75M | $15M | $13M |
| Net Debt | -$205M | -$26M | $34M | -$41M | -$108M |
| Total Investments | $1.0B | $1.2B | $1.1B | $1.1B | $140M |