UCB NYSE
United Community Banks, Inc.
1W: +1.9%
1M: +1.2%
3M: -4.2%
YTD: +5.8%
1Y: +15.8%
3Y: +73.1%
5Y: +8.7%
$33.22
-0.06 (-0.18%)
Weekly Expected Move ±3.3%
$30
$31
$32
$33
$34
Overview
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Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
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Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$28.0B
+1.0% ▲
5Y CAGR: +9.5%
Total Liabilities
$24.4B
+0.3% ▲
5Y CAGR: +9.1%
Shareholders Equity
$3.6B
+6.0% ▲
5Y CAGR: +12.6%
Cash & Investments
$4.0B
-20.2% ▼
5Y CAGR: -3.9%
Total Debt
$205M
-54.3% ▼
5Y CAGR: -8.9%
Net Debt
$3M
+104.0% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $2.3B | $512M | $1.0B | $520M | $203M |
| Short-Term Investments | $4.5B | $3.6B | $3.3B | $4.4B | $3.8B |
| Cash & ST Investments | $6.8B | $4.1B | $4.3B | $5.0B | $4.0B |
| Net Receivables | $43M | $73M | $88M | $86M | $84M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $6.8B | $4.2B | $4.4B | $5.0B | $4.0B |
| Property, Plant & Equip. | $245M | $298M | $378M | $394M | $394M |
| Goodwill & Intangibles | $472M | $779M | $990M | $957M | $968M |
| Long-Term Investments | $12.9B | $17.9B | $20.7B | $20.4B | $22.5B |
| Other Non-Current Assets | $456M | $750M | $708M | $789M | $0 |
| Total Non-Current Assets | $14.1B | $19.8B | $22.9B | $22.7B | $24.0B |
| Total Assets | $20.9B | $24.0B | $27.3B | $27.7B | $28.0B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $0 | $318M | $0 | $195M | $85M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $18.2B | $19.9B | $23.3B | $23.5B | $23.8B |
| Total Current Liabilities | $18.5B | $20.5B | $23.3B | $23.7B | $23.9B |
| Long-Term Debt | $247M | $875M | $325M | $254M | $120M |
| Other Non-Current Liab. | $25M | -$59M | $400M | $378M | $360M |
| Total Non-Current Liabilities | $273M | $815M | $725M | $632M | $480M |
| Total Liabilities | $18.7B | $21.3B | $24.0B | $24.3B | $24.4B |
| — Equity — | |||||
| Common Stock | $89M | $106M | $119M | $119M | $121M |
| Retained Earnings | $331M | $509M | $581M | $714M | $914M |
| Accumulated OCI | -$26M | -$329M | -$239M | -$213M | -$151M |
| Total Stockholders Equity | $2.2B | $2.7B | $3.3B | $3.4B | $3.6B |
| Total Liabilities & Equity | $20.9B | $24.0B | $27.3B | $27.7B | $28.0B |
| — Key Metrics — | |||||
| Total Debt | $247M | $1.2B | $325M | $449M | $205M |
| Net Debt | -$2.0B | $681M | -$679M | -$71M | $3M |
| Total Investments | $17.4B | $21.5B | $24.0B | $24.9B | $26.3B |