UCB NYSE
United Community Banks, Inc.
1W: +1.9%
1M: +1.2%
3M: -4.2%
YTD: +5.8%
1Y: +15.8%
3Y: +73.1%
5Y: +8.7%
$33.22
-0.06 (-0.18%)
After Hours: $33.66 (+0.44, +1.31%)
Weekly Expected Move ±3.3%
$30
$31
$32
$33
$34
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$1.5B
+3.8% ▲
5Y CAGR: +17.2%
Gross Profit
$1.0B
+15.4% ▲
5Y CAGR: +12.7%
Operating Income
$422M
+30.8% ▲
5Y CAGR: +15.1%
Net Income
$328M
+30.0% ▲
5Y CAGR: +14.9%
EPS (Diluted)
$2.62
+28.4% ▲
5Y CAGR: +6.5%
EBITDA
$457M
+25.4% ▲
5Y CAGR: +17.8%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $716M | $929M | $1.3B | $1.5B | $1.5B |
| YoY Growth | +3.0% | +29.7% | +39.0% | +14.6% | +3.8% |
| Cost of Revenue | -$8M | $125M | $509M | $601M | $523M |
| Gross Profit | $724M | $804M | $783M | $879M | $1.0B |
| Gross Margin | 101.1% | 86.6% | 60.6% | 59.4% | 66.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $255M | $294M | $355M | $370M | $387M |
| Operating Expenses | $376M | $448M | $550M | $556M | $592M |
| Operating Income | $348M | $356M | $233M | $323M | $422M |
| Operating Margin | 48.6% | 38.3% | 18.0% | 21.8% | 27.5% |
| Interest Expense | $30M | $61M | $419M | $550M | $474M |
| Income Before Tax | $348M | $356M | $233M | $323M | $422M |
| Tax Expense | $78M | $79M | $45M | $71M | $94M |
| Net Income | $270M | $277M | $188M | $252M | $328M |
| Net Margin | 37.7% | 29.9% | 14.5% | 17.0% | 21.4% |
| EPS (Diluted) | $2.97 | $2.52 | $1.54 | $2.04 | $2.62 |
| EBITDA | $346M | $403M | $278M | $364M | $457M |
| Shares Outstanding | 88M | 107M | 118M | 120M | 122M |