UMBF NASDAQ
UMB Financial Corporation
1W: +2.9%
1M: +6.7%
3M: +3.2%
YTD: +12.4%
1Y: +24.6%
3Y: +146.9%
5Y: +42.5%
$131.21
+0.26 (+0.20%)
Weekly Expected Move ±3.1%
$117
$121
$125
$129
$132
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$1.0B
+353.0% ▲
5Y CAGR: +22.3%
Capital Expenditures
$49M
-100.7% ▼
5Y CAGR: -4.2%
Free Cash Flow
$972M
+383.3% ▲
5Y CAGR: +25.4%
Dividends Paid
$136M
-75.8% ▼
Buybacks
$133M
-1614.0% ▼
Net Change in Cash
-$677M
-123.2% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $353M | $432M | $350M | $441M | $702M |
| Depreciation & Amort. | $56M | $54M | $59M | $53M | $0 |
| Stock-Based Comp. | $21M | $21M | $19M | $23M | $0 |
| Change in Working Capital | $55M | $232M | -$16M | -$362M | $80M |
| Other Non-Cash Items | $62M | $37M | $81M | $87M | $238M |
| Operating Cash Flow | $534M | $770M | $473M | $225M | $1.0B |
| — Investing Activities — | |||||
| Capital Expenditures | -$34M | -$52M | -$27M | -$24M | $0 |
| Acquisitions (Net) | $18M | $549M | -$793K | -$109M | $0 |
| Investment Purchases | -$5.8B | -$2.3B | -$1.8B | -$8.4B | $0 |
| Investment Sales | $2.4B | $1.6B | $2.0B | $8.0B | $0 |
| Other Investing | -$773M | -$3.7B | -$1.4B | -$2.7B | -$5.6B |
| Investing Cash Flow | -$4.2B | -$3.8B | -$1.3B | -$3.3B | -$5.6B |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $110M | $1.8B | -$1.8B | $493M |
| Stock Repurchased | -$6M | -$32M | -$8M | -$8M | -$133M |
| Dividends Paid | -$67M | -$72M | -$74M | -$77M | -$136M |
| Other Financing | $9.5B | -$4.6B | $3.1B | $7.8B | $3.2B |
| Financing Cash Flow | $9.4B | -$4.6B | $4.8B | $6.0B | $3.9B |
| Net Change in Cash | $5.7B | -$7.7B | $4.0B | $2.9B | -$677M |
| Cash End of Period | $9.2B | $1.6B | $5.5B | $8.4B | $7.8B |
| Free Cash Flow | $500M | $718M | $446M | $201M | $972M |