UMBF NASDAQ
UMB Financial Corporation
1W: +2.9%
1M: +6.7%
3M: +3.2%
YTD: +12.4%
1Y: +24.6%
3Y: +146.9%
5Y: +42.5%
$131.21
+0.26 (+0.20%)
Weekly Expected Move ±3.1%
$117
$121
$125
$129
$132
Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$4.4B
+68.5% ▲
5Y CAGR: +28.0%
Gross Profit
$2.4B
+72.0% ▲
5Y CAGR: +17.3%
Operating Income
$900M
+66.3% ▲
5Y CAGR: +21.6%
Net Income
$702M
+59.2% ▲
5Y CAGR: +19.6%
EPS (Diluted)
$9.13
+1.6% ▲
5Y CAGR: +9.0%
EBITDA
$1.1B
+78.5% ▲
5Y CAGR: +21.4%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.2B | $1.6B | $2.2B | $2.6B | $4.4B |
| YoY Growth | -4.1% | +27.5% | +41.8% | +17.5% | +68.5% |
| Cost of Revenue | $66M | $262M | $960M | $1.2B | $2.0B |
| Gross Profit | $1.2B | $1.3B | $1.3B | $1.4B | $2.4B |
| Gross Margin | 94.7% | 83.5% | 57.2% | 53.3% | 54.4% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $523M | $550M | $579M | $622M | $1.1B |
| Operating Expenses | $747M | $790M | $863M | $865M | $1.5B |
| Operating Income | $429M | $532M | $422M | $541M | $900M |
| Operating Margin | 34.5% | 33.6% | 18.8% | 20.5% | 20.3% |
| Interest Expense | $46M | $224M | $919M | $1.2B | $1.5B |
| Income Before Tax | $429M | $532M | $422M | $541M | $875M |
| Tax Expense | $76M | $100M | $72M | $100M | $173M |
| Net Income | $353M | $432M | $350M | $441M | $702M |
| Net Margin | 28.4% | 27.3% | 15.6% | 16.7% | 15.8% |
| EPS (Diluted) | $7.24 | $8.86 | $7.18 | $8.99 | $9.13 |
| EBITDA | $485M | $586M | $480M | $594M | $1.1B |
| Shares Outstanding | 49M | 49M | 49M | 49M | 76M |