UNIB OTC
University Bancorp, Inc.
1W: +0.4%
1M: -1.2%
3M: -3.3%
YTD: +9.0%
1Y: +34.6%
3Y: +59.3%
5Y: +42.8%
$21.75
-0.08 (-0.37%)
Weekly Expected Move ±0.7%
$21
$22
$22
$22
$22
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$20M
+287.3% ▲
Capital Expenditures
$3M
-124.8% ▼
5Y CAGR: +6.7%
Free Cash Flow
$18M
+334.0% ▲
Dividends Paid
$1M
-151.3% ▼
Buybacks
$0
+0.0% ▲
Net Change in Cash
$4M
+107.3% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $31M | $28M | $4M | $5M | $10M |
| Depreciation & Amort. | $2M | $2M | $2M | $2M | $0 |
| Stock-Based Comp. | $42K | $193K | $0 | $0 | $0 |
| Change in Working Capital | $3M | -$1M | -$8M | -$4M | $1M |
| Other Non-Cash Items | -$60M | $26M | $55M | -$341K | $9M |
| Operating Cash Flow | -$22M | $58M | $50M | $5M | $20M |
| — Investing Activities — | |||||
| Capital Expenditures | -$2M | -$3M | -$747K | -$1M | -$3M |
| Acquisitions (Net) | -$687K | $0 | $0 | $0 | $0 |
| Investment Purchases | -$1M | -$8M | -$15M | -$16M | -$18M |
| Investment Sales | $7M | $3M | $1M | $2M | $19M |
| Other Investing | -$28M | -$74M | -$352M | -$188M | -$53M |
| Investing Cash Flow | -$24M | -$82M | -$366M | -$203M | -$54M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$34K | -$36K | $63M | $70M | -$1M |
| Stock Repurchased | -$4M | $0 | -$280K | $0 | $0 |
| Dividends Paid | -$150K | -$3M | -$2M | -$411K | -$1M |
| Other Financing | $136M | -$73M | $242M | $68M | $40M |
| Financing Cash Flow | $132M | -$79M | $304M | $137M | $38M |
| Net Change in Cash | $86M | -$103M | -$12M | -$61M | $4M |
| Cash End of Period | $200M | $98M | $86M | $25M | $30M |
| Free Cash Flow | -$23M | $55M | $50M | $4M | $18M |