UNIB OTC
University Bancorp, Inc.
1W: +0.4%
1M: -1.2%
3M: -3.3%
YTD: +9.0%
1Y: +34.6%
3Y: +59.3%
5Y: +42.8%
$21.75
-0.08 (-0.37%)
Weekly Expected Move ±0.7%
$21
$22
$22
$22
$22
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Income Trends
Revenue
$121M
+42.2% ▲
5Y CAGR: +13.1%
Gross Profit
$100M
+17.3% ▲
5Y CAGR: +8.7%
Operating Income
$15M
+60.7% ▲
5Y CAGR: +24.4%
Net Income
$10M
+92.9% ▲
5Y CAGR: +23.7%
EPS (Diluted)
$2.02
+88.8% ▲
5Y CAGR: +26.2%
EBITDA
$16M
+35.3% ▲
5Y CAGR: +18.9%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| Revenue | $133M | $128M | $88M | $102M | $121M |
| YoY Growth | +101.8% | -3.4% | -27.9% | -4.4% | +42.2% |
| Cost of Revenue | $4M | -$275K | $2M | $17M | $22M |
| Gross Profit | $129M | $128M | $86M | $85M | $100M |
| Gross Margin | 97.2% | 100.0% | 98.0% | 82.9% | 82.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $73M | $75M | $62M | $57M | $63M |
| Operating Expenses | $90M | $92M | $81M | $76M | $85M |
| Operating Income | $39M | $36M | $5M | $9M | $15M |
| Operating Margin | 29.4% | 28.2% | 6.0% | 8.9% | 12.0% |
| Interest Expense | $197K | $154K | $2M | $17M | $21M |
| Income Before Tax | $39M | $36M | $5M | $9M | $15M |
| Tax Expense | $8M | $8M | $1M | $2M | $3M |
| Net Income | $28M | $25M | $4M | $5M | $10M |
| Net Margin | 21.1% | 19.8% | 4.3% | 5.3% | 8.6% |
| EPS (Diluted) | $5.31 | $4.84 | $0.73 | $1.07 | $2.02 |
| EBITDA | $41M | $38M | $7M | $11M | $16M |
| Shares Outstanding | 5M | 5M | 5M | 5M | 5M |