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Asset Manager ← All Institutions

ADIRONDACK TRUST CO

473 BROADWAY, SARATOGA SPRINGS, NY 12866 • 5185845844

Q3 2025 · Filed 2025-10-20
Market Value
$298M
+8.2%
Holdings
511
+22
New Purchases
39
Added To
69
Closed
12
Reduced
128
Top 10 Concentration
42.1%
Turnover
10.0%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AAPL 5.83% 5.05% +0.78% $17M
NVDA 5.65% 5.25% +0.40% $17M
VTI 0.89% 0.68% +0.21% $3M
TSLA 0.74% 0.59% +0.16% $2M
CAT 1.27% 1.12% +0.15% $4M
JNJ 1.39% 1.25% +0.14% $4M
IBCA 0.18% 0.05% +0.13% $530K
VEU 0.12% 0.00% +0.12% $364K
ORCL 0.77% 0.65% +0.12% $2M
IWF 1.68% 1.56% +0.12% $5M
VONE 0.07% 0.00% +0.07% $212K
BBUS 0.19% 0.12% +0.07% $557K
SPMO 0.07% 0.00% +0.07% $197K
VB 0.17% 0.10% +0.06% $495K
INTC 0.23% 0.17% +0.06% $693K

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
AMZN 2.78% 2.99% -0.21% $8M
MET 0.28% 0.45% -0.18% $819K
MSFT 4.26% 4.43% -0.17% $13M
PG 1.44% 1.61% -0.17% $4M
HON 0.17% 0.30% -0.13% $512K
KO 0.67% 0.77% -0.11% $2M
CSX 0.15% 0.25% -0.11% $435K
AGG 1.15% 1.25% -0.10% $3M
IBM 0.80% 0.90% -0.10% $2M
LMT 0.79% 0.89% -0.10% $2M
CL 0.33% 0.42% -0.09% $980K
WM 0.71% 0.80% -0.09% $2M
DIS 0.40% 0.48% -0.08% $1M
TIP 1.14% 1.22% -0.08% $3M
CSCO 0.73% 0.81% -0.08% $2M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 48.0%
Technology 18.4%
Healthcare 6.8%
Industrials 6.1%
Consumer Cyclical 6.1%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 64 $184M 61.8%
Large Cap 293 $85M 28.6%
Mid Cap 95 $23M 7.9%
Small Cap 46 $4M 1.4%
Micro Cap 13 $686K 0.2%

Portfolio Analytics

Avg Market Cap
$125.6B
Median Market Cap
$31.3B
Avg P/E
32.7
Median P/E
23.1
Avg Dividend Yield
0.02%
Avg Beta
1.01
# Stocks
397
# ETFs / Funds
115

Top Holdings (511 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 SPY 13.28% 59,341 $40M $666.17 $3M +427 +0.7%
2 AAPL 5.83% 68,162 $17M $254.63 $3M +435 +0.6%
3 NVDA 5.65% 90,075 $17M $186.58 $2M -1,326 -1.4%
4 MSFT 4.26% 24,487 $13M $517.95 $484K -39 -0.2%
5 AMZN 2.78% 37,653 $8M $219.57 $46K +179 +0.5%
6 VTHR 2.49% 25,203 $7M $294.31 $688K +529 +2.1%
7 JPM 2.34% 22,036 $7M $315.42 $524K -134 -0.6%
8 MDY 2.10% 10,468 $6M $596.02 $359K +88 +0.8%
9 BRK-B 1.70% 10,066 $5M $502.73 $215K +91 +0.9%
10 IWF 1.68% 10,686 $5M $468.39 $702K +550 +5.4%
11 META 1.44% 5,851 $4M $734.37 $140K +219 +3.9%
12 PG 1.44% 27,803 $4M $153.65 -$147K +69 +0.2%
13 JNJ 1.39% 22,310 $4M $185.42 $692K -244 -1.1%
14 IJR 1.36% 34,169 $4M $118.83 $281K -412 -1.2%
15 HD 1.29% 9,481 $4M $405.18 $342K -64 -0.7%
16 CAT 1.27% 7,897 $4M $477.13 $697K -15 -0.2%
17 MCD 1.16% 11,329 $3M $303.88 $132K -4 -0.0%
18 AGG 1.15% 34,098 $3M $100.25 -$28K -647 -1.9%
19 TIP 1.14% 30,579 $3M $111.22 $36K
20 ABBV 1.13% 14,572 $3M $231.54 $416K -1,364 -8.6%
21 LLY 1.04% 4,064 $3M $763.00 $162K +294 +7.8%
22 VUG 1.02% 6,313 $3M $479.60 $264K +8 +0.1%
23 IBDW 0.96% 134,583 $3M $21.21 $310K +13,590 +11.2%
24 XOM 0.90% 23,861 $3M $112.75 $145K +254 +1.1%
25 XLK 0.90% 9,507 $3M $281.85 $161K -438 -4.4%
26 VTI 0.89% 8,034 $3M $328.16 $770K +1,892 +30.8%
27 PEP 0.88% 18,576 $3M $140.44 $79K -587 -3.1%
28 IBDU 0.87% 110,776 $3M $23.46 $288K +11,672 +11.8%
29 IBDV 0.86% 115,681 $3M $22.14 $246K +10,318 +9.8%
30 WMT 0.84% 24,361 $3M $103.06 $118K -106 -0.4%
31 CVX 0.84% 16,025 $2M $155.29 $184K -72 -0.5%
32 IBDT 0.82% 96,191 $2M $25.52 $125K +4,487 +4.9%
33 IBM 0.80% 8,424 $2M $282.15 -$107K -2 -0.0%
34 LMT 0.79% 4,723 $2M $499.19 -$104K -592 -11.1%
35 ORCL 0.77% 8,170 $2M $281.23 $509K -9 -0.1%
36 TSLA 0.74% 4,984 $2M $444.70 $601K -101 -2.0%
37 CSCO 0.73% 31,765 $2M $68.42 -$48K -254 -0.8%
38 WM 0.71% 9,610 $2M $220.83 -$83K -27 -0.3%
39 KO 0.67% 29,884 $2M $66.31 -$150K -247 -0.8%
40 NEE 0.63% 24,985 $2M $75.49 $129K -329 -1.3%
41 OEF 0.62% 5,545 $2M $332.83 $158K
42 VO 0.60% 6,038 $2M $293.73 $84K
43 AMAT 0.57% 8,238 $2M $204.74 $182K +19 +0.2%
44 V 0.56% 4,856 $2M $341.38 -$74K -21 -0.4%
45 IBDX 0.55% 64,428 $2M $25.61 $253K +9,171 +16.6%
46 QCOM 0.53% 9,524 $2M $166.36 $55K -80 -0.8%
47 BLK 0.52% 1,323 $2M $1,165.84 $150K -4 -0.3%
48 EFA 0.51% 16,169 $2M $93.37 $176K +1,252 +8.4%
49 SYK 0.51% 4,073 $2M $369.65 -$87K +47 +1.2%
50 COST 0.47% 1,513 $1M $925.61 -$96K +1 +0.1%
51 IBDY 0.46% 51,765 $1M $26.22 $269K +9,738 +23.2%
52 SO 0.44% 13,968 $1M $94.77 $24K -188 -1.3%
53 NFLX 0.44% 1,104 $1M $1,198.91 $42K +147 +15.4%
54 SMH 0.44% 4,052 $1M $326.34 $188K -14 -0.3%
55 PSX 0.43% 9,382 $1M $136.02 $151K -51 -0.5%
56 ABT 0.41% 9,137 $1M $133.94 $80K +728 +8.7%
57 DIS 0.40% 10,466 $1M $114.50 -$133K -267 -2.5%
58 AMD 0.35% 6,524 $1M $161.79 $129K -3 -0.1%
59 BMY 0.35% 23,368 $1M $45.09 -$43K -334 -1.4%
60 VZ 0.35% 23,659 $1M $43.95 -$19K -802 -3.3%
61 ADP 0.35% 3,522 $1M $293.50 -$53K -2 -0.1%
62 IBDS 0.34% 41,354 $1M $24.34 $45K +1,730 +4.4%
63 IWD 0.33% 4,887 $995K $203.59 $43K -14 -0.3%
64 CL 0.33% 12,258 $980K $79.94 -$173K -423 -3.3%
65 GD 0.32% 2,785 $950K $341.00 $134K -12 -0.4%
66 MS 0.31% 5,870 $933K $158.96 $100K -41 -0.7%
67 GEV 0.30% 1,468 $903K $614.88 $163K +71 +5.1%
68 C 0.28% 8,131 $825K $101.50 $115K -218 -2.6%
69 MET 0.28% 9,945 $819K $82.37 -$429K -5,581 -36.0%
70 VLO 0.27% 4,785 $815K $170.26 $168K -26 -0.5%
71 XLC 0.27% 6,839 $810K $118.37 $23K -404 -5.6%
72 MRK 0.27% 9,610 $807K $83.93 $29K -218 -2.2%
73 XLF 0.27% 14,817 $798K $53.86 -$14K -689 -4.4%
74 DHR 0.26% 3,909 $775K $198.26 -$25K -142 -3.5%
75 GLD 0.26% 2,152 $765K $355.46 $146K +121 +6.0%
76 IBDR 0.25% 31,162 $757K $24.29 $35K +1,402 +4.7%
77 AMGN 0.25% 2,641 $745K $282.18 -$57K -233 -8.1%
78 PFE 0.25% 28,978 $738K $25.47 -$65K -4,165 -12.6%
79 IJH 0.24% 10,823 $706K $65.26 $23K -192 -1.7%
80 INTC 0.23% 20,664 $693K $33.54 $222K -387 -1.8%
81 ACN 0.23% 2,800 $690K $246.60 -$146K
82 LOW 0.23% 2,699 $678K $251.31 $64K -70 -2.5%
83 AXP 0.23% 2,037 $677K $332.14 -$4K -97 -4.5%
84 BAC 0.23% 13,000 $671K $51.59 $73K +360 +2.9%
85 FTEC 0.22% 2,980 $662K $222.17 $74K
86 T 0.22% 23,230 $656K $28.23 $2K +644 +2.9%
87 XLE 0.22% 7,190 $642K $89.34 $14K -222 -3.0%
88 WMB 0.21% 9,849 $624K $63.35 -$6K -183 -1.8%
89 DUK 0.21% 4,977 $616K $123.75 $136K +914 +22.5%
90 EMR 0.21% 4,694 $616K $131.18 $57K +500 +11.9%
91 DE 0.21% 1,339 $612K $457.25 -$69K
92 BBUS 0.19% 4,615 $557K $120.65 $228K +1,680 +57.2%
93 IBCA 0.18% 20,372 $530K $26.04 $391K +14,920 +273.7%
94 HON 0.17% 2,434 $512K $210.50 -$325K -1,160 -32.3%
95 VEA 0.17% 8,398 $503K $59.92 $24K
96 XLV 0.17% 3,590 $500K $139.16 -$46K -457 -11.3%
97 VB 0.17% 1,946 $495K $254.26 $208K +736 +60.8%
98 UNH 0.17% 1,429 $493K $345.28 -$170K -697 -32.8%
99 MMM 0.16% 2,988 $464K $155.18 -$805 -63 -2.1%
100 CSX 0.15% 12,257 $435K $35.50 -$266K -9,229 -43.0%

New Positions

SymbolValue% Port
VEU $364K 0.12%
VONE $212K 0.07%
SPMO $197K 0.07%
VBR $66K 0.02%
ROST $44K 0.01%
BRO $43K 0.01%
RGTI $40K 0.01%
BN $37K 0.01%
PGR $35K 0.01%
AZO $34K 0.01%
VMC $34K 0.01%
IONQ $31K 0.01%
FAST $30K 0.01%
CDW $27K 0.01%
ADI $26K 0.01%

Sold Out Positions

SymbolValue% Port
CUBE —%
BXP —%
KEY —%
DAL —%
LEN-B —%
WHR —%
VSS —%
SPIP —%
VXF —%
TFI —%
FNDC —%
SGH —%
View SEC EDGAR Filings for ADIRONDACK TRUST CO →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms