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Strategic Financial Services, Inc.

114 BUSINESS PARK DRIVE, UTICA, NY 13502 • 3157241776

Q4 2025 · Filed 2026-02-09
Market Value
$2.2B
+8.8%
Holdings
150
+4
New Purchases
8
Added To
31
Closed
6
Reduced
68
Top 10 Concentration
73.4%
Turnover
9.3%

Top Buys (by % of Portfolio)

SymbolCur %Prior %Chg %Value
VGSH 1.45% 0.00% +1.45% $31M
INTF 16.25% 15.49% +0.76% $352M
VGIT 7.33% 7.03% +0.30% $159M
EMGF 5.54% 5.32% +0.22% $120M
DFIV 2.12% 1.97% +0.15% $46M
LRCX 0.40% 0.26% +0.14% $9M
GOOG 0.51% 0.43% +0.08% $11M
XBI 1.51% 1.43% +0.08% $33M
VCSH 4.30% 4.24% +0.06% $93M
KLAC 0.33% 0.27% +0.06% $7M
EUSA 1.86% 1.81% +0.05% $40M
CMF 0.05% 0.00% +0.05% $1M
GEV 0.11% 0.07% +0.04% $2M
AVGO 0.07% 0.03% +0.04% $1M
MCK 0.30% 0.27% +0.03% $6M

Top Sells (by % of Portfolio)

SymbolCur %Prior %Chg %Value
GLDM 4.17% 5.36% -1.19% $90M
LRGF 12.58% 13.20% -0.62% $273M
GLD 0.25% 0.50% -0.25% $5M
MTUM 2.60% 2.82% -0.22% $56M
ORCL 0.16% 0.35% -0.19% $3M
VCIT 3.30% 3.46% -0.15% $72M
GVI 1.36% 1.50% -0.14% $29M
MSFT 0.31% 0.44% -0.14% $7M
VGLT 3.28% 3.38% -0.10% $71M
VTIP 1.90% 1.98% -0.07% $41M
GSLC 0.60% 0.65% -0.05% $13M
QCOM 0.10% 0.14% -0.04% $2M
JPM 0.37% 0.41% -0.04% $8M
AAPL 0.87% 0.91% -0.04% $19M
BLK 0.16% 0.20% -0.04% $3M

Sector Allocation Over Time

Industry Breakdown

IndustryWeight
Financial Services 94.4%
Technology 2.5%
Communication Services 0.7%
Healthcare 0.7%
Consumer Cyclical 0.5%

Market Cap Concentration

TierHoldingsValueWeight
Mega Cap 53 $127M 5.9%
Large Cap 74 $731M 33.7%
Mid Cap 11 $1.1B 48.5%
Small Cap 9 $255M 11.8%
Micro Cap 3 $3M 0.1%

Portfolio Analytics

Avg Market Cap
$368.3B
Median Market Cap
$110.7B
Avg P/E
34.1
Median P/E
26.9
Avg Dividend Yield
0.02%
Avg Beta
0.96
# Stocks
92
# ETFs / Funds
58

Top Holdings (150 total)

# Symbol % Port Shares Value Avg Price Q/Q Value Chg Share Chg Chg % Status
1 INTF 16.25% 8,690,116 $352M $40.54 $44M +91,662 +1.1%
2 SMLF 13.98% 3,810,840 $303M $79.50 $25M +65,743 +1.8%
3 LRGF 12.58% 3,912,625 $273M $69.72 $10M +104,578 +2.8%
4 VGIT 7.33% 2,653,141 $159M $59.90 $19M +320,097 +13.7%
5 EMGF 5.54% 1,888,930 $120M $63.56 $14M +15,918 +0.8%
6 VCSH 4.30% 1,166,674 $93M $79.87 $9M +109,976 +10.4%
7 GLDM 4.17% 921,392 $90M $98.06 -$17M -476,522 -34.1%
8 VCIT 3.30% 853,990 $72M $83.87 $3M +35,188 +4.3%
9 VGLT 3.28% 1,273,353 $71M $55.92 $4M +87,204 +7.3%
10 VFMO 2.70% 284,153 $58M $205.86 $5M +3,874 +1.4%
11 MTUM 2.60% 222,511 $56M $253.49 $185K +3,289 +1.5%
12 DFIV 2.12% 843,698 $46M $54.52 $7M -7,332 -0.9%
13 VTIP 1.90% 829,148 $41M $49.70 $2M +51,618 +6.6%
14 GSIE 1.90% 903,394 $41M $45.49 $3M -24,450 -2.6%
15 EUSA 1.86% 376,631 $40M $107.32 $4M +25,741 +7.3%
16 XBI 1.51% 260,924 $33M $125.51 $4M -24,213 -8.5%
17 VGSH 1.45% 533,529 $31M $58.75 +533,529 NEW
18 GVI 1.36% 273,978 $29M $107.38 -$511K -4,608 -1.6%
19 AAPL 0.87% 68,104 $19M $278.12 $709K -3,500 -4.9%
20 SIZE 0.79% 102,077 $17M $168.22 $712K -295 -0.3%
21 VWOB 0.69% 220,844 $15M $67.58 $764K +9,178 +4.3%
22 GSLC 0.60% 96,907 $13M $133.25 $49K -1,833 -1.9%
23 GOOG 0.51% 34,035 $11M $323.10 $2M -877 -2.5%
24 GEM 0.47% 224,267 $10M $45.77 $621K -12,482 -5.3%
25 LRCX 0.40% 37,744 $9M $231.01 $4M -885 -2.3%
26 JPM 0.37% 24,850 $8M $322.40 -$180K -1,119 -4.3%
27 GSSC 0.37% 99,739 $8M $80.07 $357K -2,126 -2.1%
28 KLAC 0.33% 4,954 $7M $1,442.95 $2M -96 -1.9%
29 MSFT 0.31% 16,585 $7M $401.15 -$2M -525 -3.1%
30 MCK 0.30% 6,790 $6M $948.68 $1M -87 -1.3%
31 GLD 0.25% 11,826 $5M $455.46 -$4M -15,936 -57.4%
32 V 0.24% 16,007 $5M $331.58 -$320K -479 -2.9%
33 GE 0.18% 12,458 $4M $321.01 $700K +1,492 +13.6%
34 JMOM 0.16% 49,099 $3M $70.53 $40K -1,304 -2.6%
35 ORCL 0.16% 23,925 $3M $142.82 -$3M -524 -2.1%
36 BLK 0.16% 3,199 $3M $1,056.38 -$541K -164 -4.9%
37 MTB 0.15% 13,609 $3M $238.01 $445K -531 -3.8%
38 XOM 0.14% 20,080 $3M $149.05 $663K -586 -2.8%
39 COST 0.14% 2,983 $3M $1,001.16 $189K -39 -1.3%
40 VTI 0.14% 8,598 $3M $340.96 $186K +232 +2.8%
41 NEE 0.13% 32,166 $3M $89.47 $296K -2,041 -6.0%
42 SPTL 0.13% 103,978 $3M $26.54 -$48K -205 -0.2%
43 GOOGL 0.13% 8,507 $3M $322.86 $590K -366 -4.1%
44 TSLA 0.12% 6,447 $3M $411.11 -$389K -388 -5.7%
45 GEV 0.11% 3,146 $2M $779.35 $1M +849 +37.0%
46 MRK 0.11% 19,006 $2M $121.93 $697K -303 -1.6%
47 BRK-B 0.10% 4,359 $2M $508.09 -$54K -153 -3.4%
48 JNJ 0.10% 8,995 $2M $239.99 $499K +45 +0.5%
49 QCOM 0.10% 15,390 $2M $137.34 -$702K -1,535 -9.1%
50 CSCO 0.10% 24,749 $2M $84.82 $372K -495 -2.0%
51 AMZN 0.10% 9,972 $2M $210.32 -$238K -662 -6.2%
52 VXUS 0.10% 25,725 $2M $81.05 $175K -275 -1.1%
53 TJX 0.10% 13,358 $2M $155.86 $141K -70 -0.5%
54 NVDA 0.09% 10,276 $2M $185.41 -$169K -843 -7.6%
55 BKNG 0.09% 422 $2M $4,457.17 -$462K -12 -2.8%
56 IGSB 0.09% 35,388 $2M $52.98 -$14K -240 -0.7%
57 SBIO 0.08% 33,103 $2M $50.99 $227K -4,490 -11.9%
58 PEP 0.08% 9,553 $2M $170.49 $67K -1,569 -14.1%
59 ULTA 0.07% 2,183 $2M $690.37 $286K -51 -2.3%
60 VTWO 0.07% 14,035 $2M $107.10 $130K
61 VTEB 0.07% 29,650 $2M $50.65 $142K +2,488 +9.2%
62 NXPI 0.07% 6,600 $1M $224.32 -$190K -736 -10.0%
63 AVGO 0.07% 4,234 $1M $332.92 $834K +2,490 +142.8%
64 IBM 0.06% 4,369 $1M $298.93 $182K +386 +9.7%
65 SUB 0.06% 11,713 $1M $107.20 $573K +5,321 +83.2%
66 VIG 0.06% 5,458 $1M $229.53 $122K +216 +4.1%
67 VUG 0.05% 2,512 $1M $468.59 $14K +86 +3.5%
68 IWF 0.05% 2,346 $1M $456.84 -$131K -222 -8.6%
69 CMF 0.05% 17,880 $1M $57.93 +17,880 NEW
70 VEA 0.05% 15,355 $1M $67.37 $114K
71 PG 0.05% 6,421 $1M $159.18 -$31K -432 -6.3%
72 MA 0.04% 1,772 $972K $548.74 -$36K
73 GS 0.04% 1,035 $961K $928.75 $137K
74 ABBV 0.04% 4,155 $928K $223.41 -$34K
75 PSX 0.04% 5,857 $924K $157.80 $109K -140 -2.3%
76 META 0.04% 1,397 $924K $661.46 -$102K
77 MS 0.04% 5,125 $922K $179.96 $108K
78 SPY 0.04% 1,333 $921K $690.75 -$111K -215 -13.9%
79 DE 0.04% 1,511 $881K $583.11 $190K
80 WMT 0.04% 6,710 $880K $131.18 $189K
81 UNH 0.04% 2,900 $802K $276.65 -$687K -1,414 -32.8%
82 VWO 0.03% 13,122 $751K $57.26 $92K +945 +7.8%
83 MCD 0.03% 2,178 $713K $327.20 $125K +246 +12.7%
84 DFAT 0.03% 10,658 $711K $66.71 $91K
85 VOT 0.03% 2,582 $707K $273.96 $13K +220 +9.3%
86 CB 0.03% 2,053 $679K $330.97 $100K
87 SCHW 0.03% 6,199 $651K $105.08 $60K
88 NWFL 0.03% 19,846 $633K $31.89 $128K
89 IDXX 0.03% 908 $585K $644.61 $5K
90 ADP 0.03% 2,523 $584K $231.36 -$157K
91 CBU 0.03% 8,686 $577K $66.39 $60K -126 -1.4%
92 HD 0.03% 1,475 $568K $385.15 -$30K
93 PSA 0.03% 1,895 $544K $287.00 -$4K -1 -0.1%
94 IEMG 0.02% 7,340 $541K $73.67 $35K -325 -4.2%
95 LLY 0.02% 494 $523K $1,058.18 $138K -10 -2.0%
96 VLUE 0.02% 3,390 $515K $151.88 $91K
97 GLW 0.02% 4,111 $502K $122.16 $214K +600 +17.1%
98 DFUV 0.02% 9,875 $499K $50.50 $57K
99 RTX 0.02% 2,453 $487K $198.66 $26K -303 -11.0%
100 ASML 0.02% 343 $485K $1,413.01 $153K

New Positions

SymbolValue% Port
VGSH $31M 1.45%
CMF $1M 0.05%
BA $282K 0.01%
BK $229K 0.01%
NBTB $219K 0.01%
INTC $217K 0.01%
PPG $212K 0.01%
BAC $203K 0.01%

Sold Out Positions

SymbolValue% Port
CMG —%
COF —%
COIN —%
PLTR —%
NFLX —%
WFC —%
View SEC EDGAR Filings for Strategic Financial Services, Inc. →

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms