CACC NASDAQ
Credit Acceptance Corporation
1W: +0.8%
1M: -1.4%
3M: -2.5%
YTD: +19.5%
1Y: +7.1%
3Y: +30.6%
5Y: -11.7%
$542.52
+5.14 (+0.96%)
Weekly Expected Move ±4.5%
$496
$521
$545
$569
$594
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $241.6M held by 168 funds, 276 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Income Trends
Revenue
$2.3B
+8.6% ▲
5Y CAGR: +6.8%
Gross Profit
$2.3B
+71.8% ▲
5Y CAGR: +12.9%
Operating Income
$1.1B
+239.5% ▲
Net Income
$424M
+71.0% ▲
5Y CAGR: +0.1%
EPS (Diluted)
$37.55
+88.9% ▲
5Y CAGR: +9.9%
EBITDA
$1.1B
+199.6% ▲
5Y CAGR: +12.9%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.9B | $1.8B | $1.9B | $2.1B | $2.3B |
| YoY Growth | +11.2% | -1.5% | +3.1% | +13.5% | +8.6% |
| Cost of Revenue | $421M | $475M | $617M | $802M | $29M |
| Gross Profit | $1.4B | $1.3B | $1.3B | $1.3B | $2.3B |
| Gross Margin | 77.2% | 73.9% | 67.2% | 62.4% | 98.7% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $166M | $164M | $179M | $192M | $0 |
| Operating Expenses | $174M | $646M | $915M | $1.0B | $1.2B |
| Operating Income | $1.3B | $702M | $347M | $325M | $1.1B |
| Operating Margin | 67.8% | 38.5% | 18.5% | 15.2% | 47.6% |
| Interest Expense | $0 | $0 | $0 | $0 | $463M |
| Income Before Tax | $1.3B | $712M | $368M | $330M | $565M |
| Tax Expense | $303M | $176M | $82M | $82M | $142M |
| Net Income | $958M | $536M | $286M | $248M | $424M |
| Net Margin | 51.8% | 29.4% | 15.2% | 11.6% | 18.3% |
| EPS (Diluted) | $59.52 | $39.32 | $21.99 | $19.88 | $37.55 |
| EBITDA | $1.3B | $728M | $374M | $353M | $1.1B |
| Shares Outstanding | 16M | 14M | 13M | 12M | 11M |