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CACC NASDAQ

Credit Acceptance Corporation
1W: +0.8% 1M: -1.4% 3M: -2.5% YTD: +19.5% 1Y: +7.1% 3Y: +30.6% 5Y: -11.7%
$542.52
+5.14 (+0.96%)
Pre-Market: $543.15 (+0.63, +0.12%)
Weekly Expected Move ±4.5%
$496 $521 $545 $569 $594
NASDAQ · Financial Services · Financial - Credit Services · Tech Score Neutral · Power 52 · $5.6B mcap · 5M float · 2.58% daily turnover · Short 71% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $241.6M held by 168 funds, 276 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
#19 of 99
Financial - Credit Services
Financial Services · Mid Cap · 33 peers
Market Share
0.4%
Top 4 Concentration: 77.3%

Technical Signal Map

11 Bullish
3 Neutral
20 Bearish
CACC $5.7B
Credit Acceptance Corporation
LEAN BEAR -17
SEZL $4.5B
Sezzle Inc.
BULLISH +82
EP-PC $113B
El Paso Energy Capital Trust I PFD CV TR SECS
BULLISH +78
COF $124B
Capital One Financial Corporation
BULLISH +66
PYPL $49B
PayPal Holdings, Inc.
BULLISH +66
SYF-PB $24B
Synchrony Financial
BULLISH +50
MAURY $3.0B
Marui Group Co., Ltd.
BULLISH +50
SOFI $19B
SoFi Technologies, Inc.
BULLISH +43
BFH $3.8B
Bread Financial Holdings, Inc.
BULLISH +42
ECPG $2.1B
Encore Capital Group, Inc.
LEAN BULL +23
OMF $6.4B
OneMain Holdings, Inc.
LEAN BULL +20
UPST $2.3B
Upstart Holdings, Inc.
LEAN BULL +17
ALLY $12B
Ally Financial Inc.
NEUTRAL -5
IX $40B
ORIX Corporation
NEUTRAL -6
KLAR $4.8B
Klarna Group plc
NEUTRAL -9
KRKKF $2.4B
KRUK Spólka Akcyjna
LEAN BEAR -12
CSASF $3.4B
Credit Saison Co., Ltd.
LEAN BEAR -20
AFRM $21B
Affirm Holdings, Inc.
BEARISH -34
CMPRF $3.2B
Gentera, S.A.B. de C.V.
BEARISH -49
AGM-PG $1.9B
Federal Agricultural Mortgage Corporation
BEARISH -58
ENVA $4.1B
Enova International, Inc.
BEARISH -65
GPN $22B
Global Payments Inc.
BEARISH -66
ZNKKY $2.6B
ZENKOKU HOSHO Co.,Ltd.
BEARISH -66
KGTHY $2.8B
Krungthai Card Public Company Limited
BEARISH -69
SLMBP $6.3B
SLM Corporation
BEARISH -82
FCFS $7.5B
FirstCash Holdings, Inc
BEARISH -87
EDNMY $6.9B
Edenred S.A.
BEARISH -87
KKRS $13B
KKR Group Finance Co. IX LLC 4.
BEARISH -91
LU $7.0B
Lufax Holding Ltd
BEARISH -91
JSM $4.4B
Navient Corporation SR NT 6% 121543
BEARISH -91
WU $2.0B
The Western Union Company
BEARISH -91
MIUFY $12B
Mitsubishi HC Capital Inc.
BEARISH -100
OPFI-WT $9.9B
OppFi Inc. WT
BEARISH -100
NNI $4.4B
Nelnet, Inc.
BEARISH -100

Peer Comparison

Symbol Mkt Cap P/E ROE % ROIC % Net Mgn % Rev Grw % Piotroski Signal 1Y Ret %
CACC Credit Acceptance Corporation $5.7B 11.7 31.9 9.9 23.1 3.8 9 LEAN BEAR 7.1
SEZL Sezzle Inc. $4.5B 26.7 88.9 63.8 27.2 43.1 9 BULLISH 65.5
EP-PC El Paso Energy Capital Trust I PFD CV TR SECS $113B 31.2 11.5 12.6 17.5 -7.7 7 BULLISH 2.9
COF Capital One Financial Corporation $124B 12.0 9.4 12.6 15.2 36.7 7 BULLISH -9.2
PYPL PayPal Holdings, Inc. $49B 10.6 23.8 23.0 12.5 4.4 5 BULLISH -19.4
SYF-PB Synchrony Financial $24B 7.7 19.8 18.9 18.6 -1.8 4 BULLISH -0.2
MAURY Marui Group Co., Ltd. $3.0B 16.7 12.6 3.8 12.5 9.3 5 BULLISH -4.2
SOFI SoFi Technologies, Inc. $19B 28.3 7.1 8.9 10.0 34.2 5 BULLISH -43.5
BFH Bread Financial Holdings, Inc. $3.8B 8.0 15.9 23.0 12.8 2.3 7 BULLISH 57.2
ECPG Encore Capital Group, Inc. $2.1B 7.3 30.5 9.6 13.0 29.4 6 LEAN BULL 122.1
OMF OneMain Holdings, Inc. $6.4B 8.5 23.3 5.4 9.4 7.0 7 LEAN BULL 1.4
UPST Upstart Holdings, Inc. $2.3B 38.2 7.9 2.5 4.4 46.6 4 LEAN BULL -55.0
ALLY Ally Financial Inc. $12B 8.8 9.7 4.9 10.1 2.0 7 NEUTRAL -6.7
IX ORIX Corporation $40B 10.3 14.0 5.9 32.0 30.7 8 NEUTRAL 48.4
KLAR Klarna Group plc $4.8B -33.2 -5.9 6.6 0.4 — 1 NEUTRAL -66.9
KRKKF KRUK Spólka Akcyjna $2.4B 6.6 20.5 15.3 46.4 7.6 5 LEAN BEAR 36.9
CSASF Credit Saison Co., Ltd. $3.4B 8.7 8.6 2.6 10.3 11.7 4 LEAN BEAR -6.8
AFRM Affirm Holdings, Inc. $21B 12.7 45.1 20.0 148.4 29.8 6 BEARISH -3.6
CMPRF Gentera, S.A.B. de C.V. $3.2B 6.4 23.7 12.7 14.7 12.4 7 BEARISH -24.7
AGM-PG Federal Agricultural Mortgage Corporation $1.9B 11.1 13.5 1.4 14.9 -12.6 7 BEARISH -16.8
ENVA Enova International, Inc. $4.1B 11.1 26.8 9.9 10.6 5.8 6 BEARISH 37.2
GPN Global Payments Inc. $22B -20.9 -4.2 2.4 -0.3 14.8 2 BEARISH -5.6
ZNKKY ZENKOKU HOSHO Co.,Ltd. $2.6B 12.4 14.2 17.9 55.7 3.4 7 BEARISH 7.9
KGTHY Krungthai Card Public Company Limited $2.8B 10.7 19.3 9.5 37.5 2.6 6 BEARISH 19.9
SLMBP SLM Corporation $6.3B 6.7 24.7 15.6 -4.9 -5.7 6 BEARISH -3.1
FCFS FirstCash Holdings, Inc $7.5B 20.1 18.2 10.3 9.2 22.9 6 BEARISH 20.6
EDNMY Edenred S.A. $6.9B 11.4 -45.1 -54.3 15.7 -8.6 6 BEARISH -8.9
KKRS KKR Group Finance Co. IX LLC 4. $13B -6.6 -2.1 17.0 0.0 32.3 4 BEARISH -16.8
LU Lufax Holding Ltd $7.0B — -3.0 -0.9 -7.2 -35.9 4 BEARISH -74.2
JSM Navient Corporation SR NT 6% 121543 $4.4B -32.0 -2.0 42.7 3.7 -40.5 6 BEARISH -20.2
WU The Western Union Company $2.0B 4.8 44.0 62.6 7.6 -1.7 6 BEARISH -33.2
MIUFY Mitsubishi HC Capital Inc. $12B 13.7 7.4 1.2 5.9 2.8 4 BEARISH 4.0
OPFI-WT OppFi Inc. WT $9.9B 1.6 47.6 35.5 10.2 10.2 8 BEARISH -96.0
NNI Nelnet, Inc. $4.4B 14.7 8.2 4.5 20.0 -4.6 7 BEARISH -7.1

Profile Radar

Valuation vs Profitability

Performance Comparison

Industry Market Share

CACC vs Benchmarks

ROIC
CACC
9.9
Industry
4.9
Gross Margin
CACC
99.0
Industry
76.3
Op Margin
CACC
47.0
Industry
13.1
Net Margin
CACC
23.1
Industry
6.1
Sector
18.3
Revenue Growth
CACC
3.8
Sector
7.0
P/E Ratio
CACC
11.7
Sector
13.5
ROE
CACC
31.9
Sector
10.7
Piotroski F
CACC
9.0
Sector
6.0

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms