HQY NASDAQ
HealthEquity, Inc.
1W: +11.5%
1M: +17.6%
3M: +2.5%
YTD: +13.9%
1Y: +7.7%
3Y: +36.3%
5Y: +63.0%
$101.33
-2.42 (-2.33%)
Weekly Expected Move ±3.5%
$97
$100
$104
$108
$111
Credit Risk of going bust: lower than 76% of companies Debt: 10.2% of company value Bonds: $84.1M held by 111 funds, 119 bp over Treasuries → details ▾
Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.88 (down 99.2%), HealthEquity, Inc. would be worth roughly what it owes.
Total debt $971.0M against a stock market value of $8.58B.
Distance to default 8.75 (Merton model): prices to 2026-10-26, balance sheet 2026-07-31, debt counted $475.5M (short-term plus half of long-term), stock volatility 35.3%; Altman Z'' 3.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $0.88 (down 99.2%), HealthEquity, Inc. would be worth roughly what it owes.
Total debt $971.0M against a stock market value of $8.58B.
Distance to default 8.75 (Merton model): prices to 2026-10-26, balance sheet 2026-07-31, debt counted $475.5M (short-term plus half of long-term), stock volatility 35.3%; Altman Z'' 3.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
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ESG Scores — HQY
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View All ESG Filings (48)
| Date | Form | Environmental | Social | Governance | ESG Score | Filing |
|---|---|---|---|---|---|---|
| 2026-07-31 | 10-Q | 74.6 | 71.3 | 69.2 | 71.7 | SEC ↗ |
| 2026-04-30 | 10-Q | 76.2 | 70.4 | 69.4 | 72.0 | SEC ↗ |
| 2026-01-31 | 10-K | 65.0 | 64.9 | 63.0 | 64.3 | SEC ↗ |
| 2025-10-31 | 10-Q | 72.4 | 69.6 | 68.3 | 70.1 | SEC ↗ |
| 2025-07-31 | 10-Q | 72.4 | 70.6 | 67.0 | 70.0 | SEC ↗ |
| 2025-01-31 | 10-K | 64.5 | 64.8 | 62.5 | 64.0 | SEC ↗ |
| 2024-10-31 | 10-Q | 72.2 | 70.7 | 68.6 | 70.5 | SEC ↗ |
| 2024-07-31 | 10-Q | 68.4 | 70.6 | 68.7 | 69.2 | SEC ↗ |
| 2024-04-30 | 10-Q | 72.2 | 70.0 | 69.2 | 70.5 | SEC ↗ |
| 2024-01-31 | 10-K | 66.5 | 65.6 | 65.5 | 65.9 | SEC ↗ |
| 2023-10-31 | 10-Q | 75.5 | 70.8 | 71.2 | 72.5 | SEC ↗ |
| 2023-07-31 | 10-Q | 71.7 | 69.7 | 72.4 | 71.2 | SEC ↗ |
| 2023-04-30 | 10-Q | 71.7 | 68.8 | 72.2 | 70.9 | SEC ↗ |
| 2023-01-31 | 10-K | 65.4 | 64.3 | 67.5 | 65.7 | SEC ↗ |
| 2022-10-31 | 10-Q | 70.4 | 71.9 | 71.9 | 71.4 | SEC ↗ |
| 2022-07-31 | 10-Q | 69.3 | 71.9 | 71.3 | 70.9 | SEC ↗ |
| 2022-04-30 | 10-Q | 69.0 | 70.8 | 70.6 | 70.1 | SEC ↗ |
| 2022-01-31 | 10-K | 67.8 | 66.5 | 66.6 | 66.9 | SEC ↗ |
| 2021-10-31 | 10-Q | 63.1 | 73.4 | 68.8 | 68.4 | SEC ↗ |
| 2021-07-31 | 10-Q | 67.1 | 69.4 | 72.3 | 69.6 | SEC ↗ |
| 2021-04-30 | 10-Q | 67.8 | 70.5 | 69.9 | 69.4 | SEC ↗ |
| 2021-01-31 | 10-K | 64.9 | 65.8 | 66.2 | 65.6 | SEC ↗ |
| 2020-10-31 | 10-Q | 67.6 | 72.1 | 72.2 | 70.6 | SEC ↗ |
| 2020-07-31 | 10-Q | 65.3 | 68.1 | 69.0 | 67.5 | SEC ↗ |
| 2020-04-30 | 10-Q | 67.5 | 70.7 | 67.5 | 68.6 | SEC ↗ |
| 2020-01-31 | 10-K | 66.4 | 65.2 | 66.4 | 66.0 | SEC ↗ |
| 2019-10-31 | 10-Q | 62.2 | 62.8 | 62.4 | 62.5 | SEC ↗ |
| 2019-07-31 | 10-Q | 74.1 | 70.0 | 71.4 | 71.8 | SEC ↗ |
| 2019-04-30 | 10-Q | 76.7 | 68.8 | 72.8 | 72.8 | SEC ↗ |
| 2019-01-31 | 10-K | 68.5 | 62.3 | 67.0 | 65.9 | SEC ↗ |
| 2018-10-31 | 10-Q | 76.3 | 68.0 | 71.2 | 71.8 | SEC ↗ |
| 2018-07-31 | 10-Q | 79.0 | 68.0 | 73.3 | 73.4 | SEC ↗ |
| 2018-04-30 | 10-Q | 79.0 | 68.8 | 75.4 | 74.4 | SEC ↗ |
| 2018-01-31 | 10-K | 68.5 | 63.1 | 67.9 | 66.5 | SEC ↗ |
| 2017-10-31 | 10-Q | 78.2 | 69.0 | 73.0 | 73.4 | SEC ↗ |
| 2017-07-31 | 10-Q | 78.2 | 69.2 | 73.4 | 73.6 | SEC ↗ |
| 2017-04-30 | 10-Q | 78.0 | 69.3 | 72.2 | 73.2 | SEC ↗ |
| 2017-01-31 | 10-K | 67.2 | 64.0 | 67.9 | 66.4 | SEC ↗ |
| 2016-10-31 | 10-Q | 75.6 | 68.4 | 71.8 | 71.9 | SEC ↗ |
| 2016-07-31 | 10-Q | 74.4 | 68.5 | 69.9 | 70.9 | SEC ↗ |
| 2016-04-30 | 10-Q | 75.9 | 69.0 | 71.9 | 72.3 | SEC ↗ |
| 2016-01-31 | 10-K | 65.4 | 63.5 | 68.6 | 65.8 | SEC ↗ |
| 2015-10-31 | 10-Q | 70.5 | 67.2 | 73.0 | 70.2 | SEC ↗ |
| 2015-07-31 | 10-Q | 68.9 | 66.4 | 72.1 | 69.1 | SEC ↗ |
| 2015-04-30 | 10-Q | 67.9 | 65.5 | 72.9 | 68.8 | SEC ↗ |
| 2015-01-31 | 10-K | 67.1 | 64.8 | 67.8 | 66.5 | SEC ↗ |
| 2014-10-31 | 10-Q | 60.3 | 57.8 | 64.4 | 60.9 | SEC ↗ |
| 2014-07-31 | 10-Q | 60.9 | 57.5 | 65.1 | 61.1 | SEC ↗ |